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Home contents insurance

Home contents insurance

Old Sep 15th 2010, 4:17 am
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Default Home contents insurance

Can anybody recommend an insurance provider for contents insurance only? For some reason I can only seem to find it bundled together with buildings insurance (we are renting) or at a very, very basic level of cover.

Thanks
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Old Sep 15th 2010, 4:48 am
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Default Re: Home contents insurance

Originally Posted by Sunshine7
Can anybody recommend an insurance provider for contents insurance only? For some reason I can only seem to find it bundled together with buildings insurance (we are renting) or at a very, very basic level of cover.

Thanks
I can 'UNrecommend' Real Insurance. They were cheapish - but getting money from them for contents after the Nov'08 storm was like getting blood from a stone. Our claims officer 'Nicole' was a complete witch and I only got success on our claim after several months and by catching them on the phone when 'Nicole' wasnt there so I could talk to a helpful claims officer instead.
We are no longer insured with Real.
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Old Sep 15th 2010, 4:51 am
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Default Re: Home contents insurance

Originally Posted by Sunshine7
Can anybody recommend an insurance provider for contents insurance only? For some reason I can only seem to find it bundled together with buildings insurance (we are renting) or at a very, very basic level of cover.

Thanks

AAMI do renter only insurance.
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Old Sep 15th 2010, 4:55 am
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Default Re: Home contents insurance

http://www.canstar.com.au/home-and-contents-insurance/

I'm with Australian Unity.
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Old Sep 15th 2010, 6:10 am
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Default Re: Home contents insurance

Originally Posted by Wendy
AAMI do renter only insurance.
Are they good Wendy?

EDIT: Seems they only do up to $25 000 cover.

Last edited by Alfresco; Sep 15th 2010 at 6:14 am.
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Old Sep 15th 2010, 11:20 am
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Default Re: Home contents insurance

Originally Posted by Wendy
AAMI do renter only insurance.
I think they only do $25000 worth of cover though (as above poster said) which is way too low for a standard house. Also, the cover they do offer is very limited - they were one of the first ones I looked at. Thanks anyway though.
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Old Sep 15th 2010, 11:46 am
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Default Re: Home contents insurance

Originally Posted by Alfresco
Are they good Wendy?

EDIT: Seems they only do up to $25 000 cover.
I own my own home, so don't know about renters insurance. I have my buildings insurance with them though. Mostly because they don't put a limit on the cover. If my house fell down tomorrow they would rebuild it completely. (or so they say!)


Originally Posted by Sunshine7
I think they only do $25000 worth of cover though (as above poster said) which is way too low for a standard house. Also, the cover they do offer is very limited - they were one of the first ones I looked at. Thanks anyway though.
I never had it when I rented so didn't know the level of cover they offered. I just remember seeing it when I insured my buildings and contents a few years back. They do have a calculator though, may help you work out how much you want to be insured for.

Seems a few more do it now, google renters insurance rather than contents insurance.

Here a couple to start you off:

http://www.nrma.com.au/home-insuranc...nsurance.shtml

http://www.hbf.com.au/Home/Renters_calculator.html
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Old Sep 15th 2010, 11:48 am
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Default Re: Home contents insurance

We used RACQ when we rented.
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Old Sep 15th 2010, 1:01 pm
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Default Re: Home contents insurance

AAMI were very good for my home buildings claim

Claim details, and time line..
 
Old Sep 15th 2010, 8:16 pm
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Default Re: Home contents insurance

Originally Posted by Wendy
I own my own home, so don't know about renters insurance. I have my buildings insurance with them though. Mostly because they don't put a limit on the cover. If my house fell down tomorrow they would rebuild it completely. (or so they say!)




I never had it when I rented so didn't know the level of cover they offered. I just remember seeing it when I insured my buildings and contents a few years back. They do have a calculator though, may help you work out how much you want to be insured for.

Seems a few more do it now, google renters insurance rather than contents insurance.

Here a couple to start you off:

http://www.nrma.com.au/home-insuranc...nsurance.shtml

http://www.hbf.com.au/Home/Renters_calculator.html

Thanks. We were looking at nrma last night they seem comprehensive enough.
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Old Sep 19th 2010, 10:35 am
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Default Re: Home contents insurance

my contents are with GIO. I found most the big companies to contents only (and buildings only) insurance.
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Old Sep 19th 2010, 10:36 am
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Default Re: Home contents insurance

Originally Posted by Sunshine7
I think they only do $25000 worth of cover though (as above poster said) which is way too low for a standard house. Also, the cover they do offer is very limited - they were one of the first ones I looked at. Thanks anyway though.
when I looked at renters insurance it seemed to be more designed for a shared room in a house (i.e. for students/backpackers) hence the low maximum value
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