Getting Credit? New migration questions
#1
Just Joined
Thread Starter
Joined: Dec 2005
Location: bristol - soon to be near hersonissos, crete
Posts: 1
Getting Credit? New migration questions
Just a quick one that new migrants might know the answer too. I will be moving to AUS in a month, for the first time. I will be renting as soon as it can be arranged. Thing is, I wont have any credit history (to prove I am a reliable tenant) in AUS at all. So how will I be able to rent a house, or get a house phone, or satellite TV etc? Will bank statements suffice? Anyone have any ideas, or how do others get around this! Obviously money isnt an issue for me, just proving reliability. Thanks All
#2
BE Forum Addict
Joined: Jul 2008
Posts: 1,048
Re: Getting Credit? New migration questions
I haven't had any issues with no credit history. The main problem with renting though was that there is a bit of a housing crisis in some areas and when I went to see a flat or unit there were about another 30 people all there to look at the same thing.
The agencies do point scoring out of 100. I think several recent rent receipts give you 50. I reckon the problem with why I wasn't getting anywhere was that the landlord was just flicking through the applications with the highest number of points.
I already had a job on arrival so I was showing the agents the contract as proof that I was earning.
The agencies do point scoring out of 100. I think several recent rent receipts give you 50. I reckon the problem with why I wasn't getting anywhere was that the landlord was just flicking through the applications with the highest number of points.
I already had a job on arrival so I was showing the agents the contract as proof that I was earning.
#3
Forum Regular
Joined: Jun 2008
Location: Melbourne
Posts: 68
Re: Getting Credit? New migration questions
We brought a reference letter from our private landlord in Ireland - rental agency in Melbourne was happy with this.
(we also provided rental agency with bank statements and work contracts)
For house phone, broad band etc....also just gave the companies bank statements & work contact - and had no probs :-)
(we also provided rental agency with bank statements and work contracts)
For house phone, broad band etc....also just gave the companies bank statements & work contact - and had no probs :-)