Get A Mortgage Before you go !
Jan 15th 2004, 3:04 am
#1
Guest
Posts: n/a
Get A Mortgage Before you go !
I just found out through the What Mortgage To get Thread that it MAY be possible to arrange a mortgage on an OZ property before you leave.
This link to Commonwealth Bank Australia UK branch may help.
This link to Commonwealth Bank Australia UK branch may help.
Jan 15th 2004, 3:59 pm
#2
Just Joined
Joined: Oct 2003
Location: Leaving for Brisbane on 8th Feb!!!
Posts: 7
Indeed, I contacted a mortgage broker by e-mail, dealt with the paperwork by fax and I now have a mortgage pre-approved in Oz before setting foot outside the UK.
Jan 15th 2004, 4:51 pm
#3
BE Forum Addict
Joined: Nov 2003
Location: Lower Chittering, Perth
Posts: 4,646
Originally posted by Montana
Indeed, I contacted a mortgage broker by e-mail, dealt with the paperwork by fax and I now have a mortgage pre-approved in Oz before setting foot outside the UK.
Indeed, I contacted a mortgage broker by e-mail, dealt with the paperwork by fax and I now have a mortgage pre-approved in Oz before setting foot outside the UK.
Do you mind me asking who you contacted?
cheers
Jan 16th 2004, 3:33 pm
#4
Just Joined
Joined: Oct 2003
Location: Leaving for Brisbane on 8th Feb!!!
Posts: 7
No problem - check out their website:
http://www.providence.net.au
I am dealing with a guy called Todd O'Neil
http://www.providence.net.au
I am dealing with a guy called Todd O'Neil
Jan 16th 2004, 7:10 pm
#5
Joined: Jun 2003
Posts: 965
Originally posted by Montana
Indeed, I contacted a mortgage broker by e-mail, dealt with the paperwork by fax and I now have a mortgage pre-approved in Oz before setting foot outside the UK.
Indeed, I contacted a mortgage broker by e-mail, dealt with the paperwork by fax and I now have a mortgage pre-approved in Oz before setting foot outside the UK.
I'm guessing you have to be in employment??
Thanks
Max
Jan 18th 2004, 9:25 am
#7
Forum Regular
Joined: Jan 2003
Location: Central Coast, NSW
Posts: 196
Originally posted by Montana
No problem - check out their website:
http://www.providence.net.au
I am dealing with a guy called Todd O'Neil
No problem - check out their website:
http://www.providence.net.au
I am dealing with a guy called Todd O'Neil
Hi there i've tried emailing but it comes straight back have you got another email addy?. Ta
Jan 18th 2004, 3:03 pm
#8
Just Joined
Joined: Oct 2003
Location: Leaving for Brisbane on 8th Feb!!!
Posts: 7
Originally posted by maxpaxx
Do you have a job lined up?
I'm guessing you have to be in employment??
Thanks
Max
Do you have a job lined up?
I'm guessing you have to be in employment??
Thanks
Max
I just hope it doesn't take too long to find a job - otherwise I will really be in the s**t.
Jan 18th 2004, 3:06 pm
#9
Just Joined
Joined: Oct 2003
Location: Leaving for Brisbane on 8th Feb!!!
Posts: 7
Originally posted by ace ventura
Hi there i've tried emailing but it comes straight back have you got another email addy?. Ta
Hi there i've tried emailing but it comes straight back have you got another email addy?. Ta
Jan 18th 2004, 6:35 pm
#11
Joined: Jun 2003
Posts: 965
Originally posted by Montana
No job although I am putting down a large deposit in the region of 60%. I suppose I am not much of a risk with that level of deposit.
I just hope it doesn't take too long to find a job - otherwise I will really be in the s**t.
No job although I am putting down a large deposit in the region of 60%. I suppose I am not much of a risk with that level of deposit.
I just hope it doesn't take too long to find a job - otherwise I will really be in the s**t.
Thanks for this it's really useful - do you have to take it up straight away? Are you going to build or buy exisiting?
Cheers
max
Jan 19th 2004, 9:41 am
#12
Just Joined
Joined: Oct 2003
Location: Leaving for Brisbane on 8th Feb!!!
Posts: 7
Originally posted by maxpaxx
Thanks for this it's really useful - do you have to take it up straight away? Are you going to build or buy exisiting?
Cheers
max
Thanks for this it's really useful - do you have to take it up straight away? Are you going to build or buy exisiting?
Cheers
max
With regards building or buying - I have no idea yet. I would like to build but then we don't want to live in rented accom. for too long so we'll just take it as it comes.
With property prices climbing as they are, we want to get on the ladder pretty quick which is why we wanted to be ready and armed with a mortgage approval for whatever we decide.
Cheers!
Jan 19th 2004, 2:49 pm
#13
Joined: Jun 2003
Posts: 965
Originally posted by Montana
Not too sure how long I have to take it up - I'll have to check but I would guess it will be ok for a few months. More importantly, now that I know I qualify for a mortgage, I can always re-apply if necessary.
With regards building or buying - I have no idea yet. I would like to build but then we don't want to live in rented accom. for too long so we'll just take it as it comes.
With property prices climbing as they are, we want to get on the ladder pretty quick which is why we wanted to be ready and armed with a mortgage approval for whatever we decide.
Cheers!
Not too sure how long I have to take it up - I'll have to check but I would guess it will be ok for a few months. More importantly, now that I know I qualify for a mortgage, I can always re-apply if necessary.
With regards building or buying - I have no idea yet. I would like to build but then we don't want to live in rented accom. for too long so we'll just take it as it comes.
With property prices climbing as they are, we want to get on the ladder pretty quick which is why we wanted to be ready and armed with a mortgage approval for whatever we decide.
Cheers!
Yes I totally agree with you!
We are going to buy some land outright as soon as we find it, but we will need a mortgage to build.
Good Luck with it all and keep us posted!
Jan 19th 2004, 4:20 pm
#14
?????????
Joined: May 2003
Location: Gold Coast
Posts: 1,974
Thanks for the link, emailed them yesterday and Todd emailed me back today asking for more details, very promising.
