charlie brown

please can any body tell me which one it is ,i can not find the right thread
thanks all

tabby

hsbc

charlie brown

thanks , been relay bugging me we want to set it it up before we go cos we want to tour oz for a while first

tabby

no worries !!

pete jackson

What do you mean "free banking" no charges at all? Pete

charlie brown

yes i think so bank account in UK so properly free but you can use them for a time in oz for free when using cash points etc for money exchange

spottydog

I think there may be a bit of confusion here.

If you want a UK bank account which will allow you to take money out abroad without charging extra fees then you need a Nationwide Flex Account.

If you want an Australian account which doesn't charge a monthly account holding fee then its HSBC Australia (don't know how easy it will be to open from the UK as I gave up in the end when they wanted a lteer of introduction from First Direct and us to go to their foreign department in Canary Wharf just to open an account). I'm also not sure if all withdrawals are free and there are a low number of HSBC cashpoints in Australia.

charlie brown

Yes the nationwide was the one I was after as we want to buy a camper and tour a bit first so want easy option, cos we won't have an address in oz for contact with bank in oz. Thanks.

h2oskineil

If you open a HSBC (Oz) Saving Account, then you need to put $2000 in when you open it but then there is no monthly fee. You will pay a ATM fee and a fee per cheque you write, but apart from that.... no charges.

Neil.

Jane and Russ Middleton

Hi Ya
Also once you have finished touring Oz, Nationwide will allow you to have a foreign address to send your monthly statements. I use Nationwide, and my exchange rate varies from 2.46-to 2.49, so i havent even bothered moving money over as it is a good rate.

Russ

Lindsay Clan

You only pay an ATM fee after your initial 5 free ones are used up. Also you can get money out at any Post Office for free as many times as you like!

Lorraine

Swerv-o

It's unlimited free withdrawals from HSBC ATMs, and 5 free ones from competitors, but then you are charged for competitor ATM withdrawals after that.

Yes, you can withdraw money from the Post Office for free, but you may need to take your passport with you initially.

Has anyone withdrawn money from an Aussie HSBC account via an overseas HSBC ATM, say in Europe? I would be interested to see if the withdrawal was still free then...

S

annn

If you don't notify them of your plans your cash/visa debit card won't work in OZ It has a safeguard on it to stop fraudulent use. This can also be the case for other cards. You have been warned I found out the hard way