Fhog

Old Nov 21st 2006, 7:07 am
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Default Fhog

Friends of ours have just told us that they are having to repay their first home owner grant, as they didnt move into the property within 12 months......is this correct. If it is correct how can people building a house ever get moved into that house within 12 months, as in WA they are taking well over that time to build.
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Old Nov 21st 2006, 7:12 am
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Default Re: Fhog

Originally Posted by CadburysFingers
Friends of ours have just told us that they are having to repay their first home owner grant, as they didnt move into the property within 12 months......is this correct. If it is correct how can people building a house ever get moved into that house within 12 months, as in WA they are taking well over that time to build.
Our grant was 'granted' until a couple of months before completion and went straight to the bankso no probs at all...
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Old Nov 21st 2006, 7:12 am
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Default Re: Fhog

Originally Posted by CadburysFingers
Friends of ours have just told us that they are having to repay their first home owner grant, as they didnt move into the property within 12 months......is this correct. If it is correct how can people building a house ever get moved into that house within 12 months, as in WA they are taking well over that time to build.

I think it's 12 months from when the build is complete
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Old Nov 21st 2006, 7:44 am
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Default Re: Fhog

Originally Posted by CadburysFingers
Friends of ours have just told us that they are having to repay their first home owner grant, as they didnt move into the property within 12 months......is this correct. If it is correct how can people building a house ever get moved into that house within 12 months, as in WA they are taking well over that time to build.

Hi. I'm afraid that is one of the rules that you have to have moved in within 12 months from completion.

When we got our grant a few weeks ago, we also received a letter stipulating the 12 month rule.
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Old Nov 21st 2006, 8:33 am
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Default Re: Fhog

Also be aware that if you sell within 12 months of moving in and getting the grant, will have to pay so much back!!!!!
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Old Nov 21st 2006, 1:02 pm
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Default Re: Fhog

Originally Posted by hoots nan
Also be aware that if you sell within 12 months of moving in and getting the grant, will have to pay so much back!!!!!
They have been told they have to pay back the 7K + 20% in penalties.

They actually bought a house, then demolished it to build a new one, apparantley they were upfront about this at the time, the new build took over 12 months, and they moved in, but moved in about 15 months after buying the original property. Some of you seem to be saying they have to have moved in within 12 months of completion, which they did, but I guess its because the original house was demolished? Any thoughts, will they definitely have to repay the money?
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Old Nov 21st 2006, 1:05 pm
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Default Re: Fhog

Do you have to take out the loan in advance of making the purchase?
I'm wondering whether it might be possible for people to get part way through the build before claiming the FHOG so that they would move in within 12 months.
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Old Nov 21st 2006, 8:00 pm
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Default Re: Fhog

The way it was explained to us is that we have to move into the house within 12 months of completion of the contracts and it must be our principle residence. So, if we buy and the sale closes on December 1 2006, we must move in prior to November 30 2007 and it must be our home, not just a holiday house.
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