expensive
Mar 2nd 2008, 8:18 am
#242
Just Joined
Joined: Jul 2007
Posts: 26
Re: expensive
How do you figure that out? Unless you're renting prime real estate in the middle of the CBD, how can a mortgage of $500k be cheaper than renting?
The lifestyle aspects you mention are great and though I'd question whether there is 'less crime' (than the UK), I agree wholeheartedly that you cannot put a price on the life experience that your kids will benefit from as a result of spending some time, however long, living 'overseas'.
The lifestyle aspects you mention are great and though I'd question whether there is 'less crime' (than the UK), I agree wholeheartedly that you cannot put a price on the life experience that your kids will benefit from as a result of spending some time, however long, living 'overseas'.
Assuming you had a mortgage fixed before the latest interest rate rises, 500k mortgage would be @3500. We know we could get a rental home (3 bed) for @500pw, but we moved to OZ to be near the beach so are on the north shore, where you cannot get a 3 bed house for much less that 800pw. Unfortunately, the nearer the beach the more cash, it seems.
Mar 2nd 2008, 8:27 am
#243
Lost in BE Cyberspace
Joined: Oct 2005
Location: Hill overlooking the SE Melbourne suburbs
Posts: 16,622
Re: expensive
there is alot of threads about health insurance and this is my opinion , having spent the last 10 months working in and around the public and private hosps in melbourne, the docs are ripping the health insurance companys off.
I am happy to be penalised at the tax year than have private health insurance, which by my calculations i will pay a levy of $500 which is still less than the cheapest health insurance which i worked out at $100 per month. Was talking to a patient with health insurance the other day, and he said it depends on what your are attending the doctor with , whether or not to declare you have private health insurance as most aussies at present cannot afford the 'extras' on the health insurance.
From what ave seen , i'll take my chances, i would much rather feel 'safe', in a public hosp, than 'unsafe' in a private one, but it has a nice carpet.
I think it would be wiser if you were on a budget to take out insurance against 'loss of earnings', to cover unforeseeable illness
However, i am lucky that i came without any medical or other illness's, if i were coming to aus with a known medical or other problem , then it may be wise to get private health insurance, every individual has differnt needs from health care and should consider them,
I am happy to be penalised at the tax year than have private health insurance, which by my calculations i will pay a levy of $500 which is still less than the cheapest health insurance which i worked out at $100 per month. Was talking to a patient with health insurance the other day, and he said it depends on what your are attending the doctor with , whether or not to declare you have private health insurance as most aussies at present cannot afford the 'extras' on the health insurance.
From what ave seen , i'll take my chances, i would much rather feel 'safe', in a public hosp, than 'unsafe' in a private one, but it has a nice carpet.
I think it would be wiser if you were on a budget to take out insurance against 'loss of earnings', to cover unforeseeable illness
However, i am lucky that i came without any medical or other illness's, if i were coming to aus with a known medical or other problem , then it may be wise to get private health insurance, every individual has differnt needs from health care and should consider them,
BTW has anyone factored in the expense of resoling their shoes - bet it is the missing hole in many of your budgets. Cost me 60 bucks to do mine the other weekend!
Mar 2nd 2008, 8:49 am
#244
BE Enthusiast
Joined: Feb 2008
Location: Perth baby!
Posts: 779
Re: expensive
Hi gorgeousgal,
My OH is set on Brisbane. I am a little unsure still and am considering Perth. Whatever happens though, we will settle for around 6 months or so and consider our options then. Stay where we landed or move on.
Oz is such a big country, it's difficult to know where is best! Trial and error!
What about you?
My OH is set on Brisbane. I am a little unsure still and am considering Perth. Whatever happens though, we will settle for around 6 months or so and consider our options then. Stay where we landed or move on.
Oz is such a big country, it's difficult to know where is best! Trial and error!
What about you?
Mar 2nd 2008, 9:03 am
#245
NO, we're GOING there....
Joined: Sep 2007
Location: Sorted x
Posts: 220
Re: expensive
Hi gorgeousgal,
My OH is set on Brisbane. I am a little unsure still and am considering Perth. Whatever happens though, we will settle for around 6 months or so and consider our options then. Stay where we landed or move on.
Oz is such a big country, it's difficult to know where is best! Trial and error!
What about you?
My OH is set on Brisbane. I am a little unsure still and am considering Perth. Whatever happens though, we will settle for around 6 months or so and consider our options then. Stay where we landed or move on.
Oz is such a big country, it's difficult to know where is best! Trial and error!
What about you?
Mar 2nd 2008, 9:10 am
#246
BE Enthusiast
Joined: Feb 2008
Location: Perth baby!
Posts: 779
Re: expensive
We don't have to actually decide for another 6 months to a year. When do you plan to move out?
Mar 3rd 2008, 10:55 am
#248
Just Joined
Joined: Mar 2008
Posts: 16
Re: expensive
when petrol increases it virtually affects everything....
we may have to rely more on public transport to save costs.
we may have to rely more on public transport to save costs.
Mar 4th 2008, 2:02 am
#250
Forum Regular
Joined: Jan 2008
Posts: 164
Re: expensive
I'd seriously think twice. Things are only going to get worse on the economic front given the Labour government. Interest rates going up almost monthly now, super plummeting, and the whining sound of the blame game set to be in motion for three long years.
Stick to where are for a while, it's the devil you know. If you feel you must make the move now, don't commit to anything you can't get out of.
Stick to where are for a while, it's the devil you know. If you feel you must make the move now, don't commit to anything you can't get out of.
Mar 4th 2008, 2:10 am
#251
(It's not my real name)
Joined: Sep 2002
Location: Ilukapool. WA
Posts: 12,467
Re: expensive
I'd seriously think twice. Things are only going to get worse on the economic front given the Labour government. Interest rates going up almost monthly now, super plummeting, and the whining sound of the blame game set to be in motion for three long years.
Stick to where are for a while, it's the devil you know. If you feel you must make the move now, don't commit to anything you can't get out of.
Stick to where are for a while, it's the devil you know. If you feel you must make the move now, don't commit to anything you can't get out of.
You must be one of the 7% that yearn for a Liberal government.
"HE is officially the most unpopular Opposition leader in Australian history but Brendan Nelson just wants people to focus on interest rates."
http://www.news.com.au/story/0,23599...-29277,00.html
Mar 4th 2008, 2:12 am
#252
Forum Regular
Joined: Jan 2008
Posts: 164
Re: expensive
Nah I went to school here. It's Labour.
I don't care about Brendan he's not the one in charge now. He's not the one doing a slack job of keeping inflation down.
I don't care about Brendan he's not the one in charge now. He's not the one doing a slack job of keeping inflation down.
Mar 4th 2008, 2:16 am
#253
Account Closed
Joined: Sep 2006
Posts: 4,374
Re: expensive
Mar 4th 2008, 2:24 am
#254
Forum Regular
Joined: Jan 2008
Posts: 164
Re: expensive
Amusing isn't it? Australia copying the Americans to spell the 'people's' party like a yank would. It will always be labour to me, as in hard labour.
Can't wait for Rudd to start up his blame sermon again today after the rates go to a 12 year high.
Can't wait for Rudd to start up his blame sermon again today after the rates go to a 12 year high.
