jwatsonoz

Hi,

I am not interested in discussing the right or wrong of it but:

Has anybody refused to pay back UK debts and suffered a disadvantage whilst here in Australia.

Lets hear the facts.... did you get chased up, if so how. Did they get the money back somehow? Can/did they sell the debt to an australian agency?

Has anything happened beyond nasty emails or letters.

Only quantative facts of transactions between you and your debtors please.

(by the way I don't have any debts - but I would like to know)

I bet the fact of the matter is that they can do sod all if you stay outside the EU. But it would be interesting to find out.

Megalania

Why bother these poor, simple, honest folk?

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wildmark

Why on earth would you be interested in the finer details of doing a 'moonlight flit' if you dont have any debt?

sackofspuds

Perhaps they have the idea of getting cash advances on all their credit cards and then upping sticks.

I could probably muster up about £50k if I did this.

wildmark

Yeh me too, but you would spend a good number of years looking over your shoulder, long after the money was spent!

sackofspuds

Would it be 7 years - Statute of Limitations?

glittababe

no debts? Yeah right!

pako

I concur

Sue from Manchester

Why would somebody own up to that on a public forum?

I don't owe nobody nuffink by the way

samnrob2

We left the UK thinking we were debt free only to get our posted forwarded about 6 weeks later to find three letters from the car insurance people. It turns out that because we made a claim just before we left we weren't allowed to cancel the insurance early and not pay the remainder - nice of them to tell us before we left!!

Called them, told them we weren't going to pay then they threatened to send the 'heavies' round. We pointed out that we weren't in the UK and that we wouldn't give them our Oz address (come to think of it we told them that we were 'touring round Oz'.

Unfortunately the last UK correspondence address we had given out to them was the Mother-in-laws...now I know what they say about MIL's but the thought of some knuckle-scraping oaf banging on her door to collect money wasn't on!

Ended up paying the remainder over the phone. Only £250 but was still an arse!

R

Merlot

"Neither a lender of borrower be" or what ever me Nan used to say.

Remember when being in debt was a considered vulgar? Or when the only debt was "Provvie Tickets"? Sounding like Nan again

M

jwatsonoz

Sorry, but it is true. Whilst we didn't come over with a property winfall we did have about 40.000 uk in savings. Also I went via ENS and walked into a professional job. My wife is a senior nurse and earns reasonably well too.

Also, you are speaking to somebody who religeously overpaid his student loan to get rid of it!

The only debt that we have is our mortgage and over the last year we have managed to overpay it by 4.1 times (factor keeps increasing) each month. Only 4 years left if we keep this up.

The *reason* I wanted to know is:
1) I'd just read tonnes of 'goody two shoes' responses to somebody who asked a similar question. It annoys me when people blurt there stuff without answering the question (oops I'm guilty!)
2) I may consider maxing out my uk credit cards that currently have a zero balance (about 30,000 uk pounds) :P (joke)
3) I was wondering how things work with the law.

Nobody has come back with anything credible with respect to being chased up in Australia (excepting the hassle to the family back home-good point that). Therefore I guess we can conclude that there would be no disadvantage leaving your debt's unpaid unless you intend to return.

Siren & Brian

Maybe cos they paid their debts so it has not happened to them or people they know.

wildmark

I dont meant to sound patronising but but if your in such a great financial shape, why are you so intent on getting answers to an irrelevant question (in your case)?

darkless

To be honest the OP did say "I am not interested in discussing the right or wrong of it". Therefore why are people questioning whether he/she is or isn't in this situation or whether it is right or wrong. The OP asked for FACTS about what happens.

Can't people just give the facts if they know them and get off their moral high horses!

I have no debts in the UK, but I am still intreiged by the answer to this question. It interests me to what extent we have become a global village, and what happens in scenarios like this across international boundaries

Darkless

p.s. For those on really high horses and couldn't quite hear me the first time - I HAVE NO DEBTS IN THE UK!!