Credit rating in Oz
Aug 30th 2006, 1:53 pm
#16
Forum Regular
Joined: Aug 2005
Location: Mandurah WA
Posts: 58
Re: Credit rating in Oz
Originally Posted by mjj
Hi,
How difficult is it to get some kind of credit rating once you have arrived in Oz? I have a clean rating here in the U.K but I'm wondering how difficult it will be to build one up in a new country. For example, would it be next to impossible to get a car loan within the first year (even with a job)?
Cheers,
MJJ
Kent - Soon arriving in Brisbane
P.S Can you get long term car leases in Australia?
How difficult is it to get some kind of credit rating once you have arrived in Oz? I have a clean rating here in the U.K but I'm wondering how difficult it will be to build one up in a new country. For example, would it be next to impossible to get a car loan within the first year (even with a job)?
Cheers,
MJJ
Kent - Soon arriving in Brisbane
P.S Can you get long term car leases in Australia?
You pay £2.00 fill in the online forms and they send you your credit file, Which is what all the companies lending you money look at before giving you credit. Takes about 7 days to come through.
Martin
Aug 30th 2006, 2:19 pm
#17
BE Enthusiast
Joined: Jan 2004
Location: Southwest UK
Posts: 825
Re: Credit rating in Oz
Originally Posted by mjj
We were thinking of buying a second hand car within the first month of arriving. Are the Asian brands e.g. Honda, Nissan etc generally cheaper than in the U.K?
Any recommendations for buying a second hand car in Brisbane would also be most appreciated.
MJJ
Any recommendations for buying a second hand car in Brisbane would also be most appreciated.
MJJ
You can get a brand new Toyota Corolla Ascent for $20k on the road, or a Kia Rio for $16k.
A two or three year old example would only be 2 - 3k cheaper...
HTH.
Aug 31st 2006, 3:53 am
#18
BE Forum Addict
Joined: Aug 2005
Location: Kingston, Tas
Posts: 2,264
Re: Credit rating in Oz
Originally Posted by martin102
Take your Uk credit rating with you.Go online www.myequifax.co.uk
You pay £2.00 fill in the online forms and they send you your credit file, Which is what all the companies lending you money look at before giving you credit. Takes about 7 days to come through.
Martin
You pay £2.00 fill in the online forms and they send you your credit file, Which is what all the companies lending you money look at before giving you credit. Takes about 7 days to come through.
Martin
Aug 31st 2006, 11:37 am
#19
BE Enthusiast
Joined: Nov 2004
Location: Halpine Lake, Brisbane
Posts: 492
Re: Credit rating in Oz
Originally Posted by ianandhelena
Your UK credit rating is meaningless here in Oz.
In the UK we had credit coming out our ears and after selling the house a wee bit of cash in reserve
Meant nothing!!
Get the drivers license!!!!!
Aug 31st 2006, 7:51 pm
#20
Lost in BE Cyberspace
Joined: Jul 2006
Location: north east england to south east queensland(cleveland in fact )WE WON THE CUP
Posts: 5,867
Re: Credit rating in Oz
Originally Posted by BillnLinz
Couldn't agree more!!!
In the UK we had credit coming out our ears and after selling the house a wee bit of cash in reserve
Meant nothing!!
Get the drivers license!!!!!
In the UK we had credit coming out our ears and after selling the house a wee bit of cash in reserve
Meant nothing!!
Get the drivers license!!!!!
Aug 31st 2006, 10:14 pm
#21
BE Enthusiast
Joined: Nov 2004
Location: Halpine Lake, Brisbane
Posts: 492
Re: Credit rating in Oz
Originally Posted by bobbyftm
Hi there do you mean resitting a full driving test or just doing the practical test as in queensland to obtain a license regards bobby
Dont do what i did and just walk in and think you know it all cos you've been driving for years, i failed badly, get the book and study!!!
Aug 31st 2006, 11:52 pm
#22
Ping Pom
Joined: Nov 2001
Location: Qld
Posts: 51
Re: Credit rating in Oz
Originally Posted by BillnLinz
Just doing the practical test, get hold of the Qld transport driving/theory test book, get that at most newsagents or at the transport test centre, will be the best $10 you'll spend.
Dont do what i did and just walk in and think you know it all cos you've been driving for years, i failed badly, get the book and study!!!
Dont do what i did and just walk in and think you know it all cos you've been driving for years, i failed badly, get the book and study!!!
or download it here :
Your Keys to driving in Queensland
