MarkandJulie

Hey,

Are there any temporary residents out there who have been successful in obtaining an Australian credit card? What were the criteria you had to meet for it to be approved? Where did you get it from?

Thanks

MrsDagboy

Dagboy got a CC & a home loan without any problems, although he is married to an aussie citizen (me! ). Ours was through the Commonwealth Bank, basically if you can show that you are able to repay the debt & have ties to the country (in our case it was buying a home & him being married to an aussie, but that doesnt necessarily have to be the case) then you shouldnt have too many problems.

Quite a few people have mentioned getting CCs on temp visas without too much hassle.

andrew63

My wife and I are temp., i am being sponsored on a 457.
We got credit cards, bank crads, mortgage and car loan within a week of arriving with NAB.
Biggest help to us was my Australian employer giving the bank manager a call for me.
Hope that helps.

Andrew

G'Day

That's the ticket. If you have decent employment and someone can vouch for it no problem. My partner works for a company which has a serious no-disclosure policy. It took him several failed attempts at getting a loan to find out that the problem lay with the company, not with him. Whenever the bank would call the HR dept the stupid woman there refused to say anything beyond the fact that he was employed with them. Even when he gave her written permission to disclose his income to the bank she would not budge. He finally got a letter, on company letterhead, stating what his income was and that he was employed by them and that solved the problem.

I work for an international company and the bank is constantly trying to get me to get a credit card. I didn't even apply for it, they just sent the damn thing to me & I sent it straight back.

SydneyStace

I'm on stage one of the spouse visa and I've got an ANZ credit card. I have a bank account with them and we had quite a bit of money in our account which was transferred from UK. I applied online, gave me bank account details and bosch, it arrived within a week or so!

I only had to provide the normal id for the bank account and no questions asked re the credit card.

Good luck!
Stacey