Shoan and Rich

Just wondering if anyone could recomend a credit card company which I could open in the UK and use when we initialy move over ?

I'm in the process of changing my existing one and just wondered if anyone had any experience with these types of companies and if there were any better than others ?

Shona x

German Dave

Nationwide. Fee free (as long as you pay your bills on time) and you get the best rate of exchange with no extra loadings. Don't even look at any others.

scotlandtooz

We've just got a post office one, as its really cheap (fee free) for using abroad. Use the search here - http://www.moneysupermarket.com/cards/credit_card.asp

The post office card came in an second handwritten envelope as well, so it looked like a personal letter, which I thought was a really good security feature.

The APR is 15.9%, which is relativly high, so it really depends on whether you plan to pay it off fairly quickly or not. All the ones that are fee free for using overseas seem to be about the same APR though. If you aren't going to pay it off fairly quickly you might want to do some calculations about whether its cheaper to go for a lower APR, and a percentage charge for each purchase that you make. At 2.75% on each purchase on the lowest APR card I can find, I doubt it would work out that much cheaper though.

Forgot to add as well - the post office gave us a surprisingly high credit limit as well, if this is something you are taking into consideration. Quite scarily high in fact.

Shoan and Rich

Cheers for the help, I will look in to them

At least I will have a starting point, rather than wading through all the junk mail I get through the door.

Thanks again
Shona