Credit card
#1
Credit card
Wife and I are both doctors. Reasonable salary. 4 year business visa. Have UK Savings. Why, oh why can't we get an Aus credit card? Anyone any ideas? Tried ANZ, HSBC, Westpac, Virgin - all insist that in order to get a credit card then we must have residency?
Trouble is we need a credit card to salary package. Anyone in a similar situation? Anyone got any ideas?... please....
Cheers
M
Trouble is we need a credit card to salary package. Anyone in a similar situation? Anyone got any ideas?... please....
Cheers
M
#2
Re: Credit card
Originally Posted by Matt Sabin
Wife and I are both doctors. Reasonable salary. 4 year business visa. Have UK Savings. Why, oh why can't we get an Aus credit card? Anyone any ideas? Tried ANZ, HSBC, Westpac, Virgin - all insist that in order to get a credit card then we must have residency?
Trouble is we need a credit card to salary package. Anyone in a similar situation? Anyone got any ideas?... please....
Cheers
M
Trouble is we need a credit card to salary package. Anyone in a similar situation? Anyone got any ideas?... please....
Cheers
M
Tick the 'I am an Australian Resident?' box (well, you do live here, dont you?)
No-one will check your passport or visa.
#3
Re: Credit card
How frustrating, both hubby and I got ours when we went to Common Wealth Bank to activate our accounts. We opened them in London before leaving.
However, we did have house sale funds being transferred. Can't believe that with salary coming in they won't see you right.
How odd
Good luck
Tracey
However, we did have house sale funds being transferred. Can't believe that with salary coming in they won't see you right.
How odd
Good luck
Tracey
#4
Re: Credit card
Originally Posted by nickyc
Apply online.
Tick the 'I am an Australian Resident?' box (well, you do live here, dont you?)
No-one will check your passport or visa.
Tick the 'I am an Australian Resident?' box (well, you do live here, dont you?)
No-one will check your passport or visa.
Cheers
M
#5
Re: Credit card
Originally Posted by Matt Sabin
True - have you done this? Don't they check somehow?
Cheers
M
Cheers
M
#6
Re: Credit card
Originally Posted by wargod
Well if they do laugh it off and say the cat jumped on the keyboard
#7
Re: Credit card
Originally Posted by Matt Sabin
Bl**dy cat jumped on the keyboard when it said 'tick this box if you are a resident'...
#8
Re: Credit card
Originally Posted by nickyc
Apply online.
Tick the 'I am an Australian Resident?' box (well, you do live here, dont you?)
No-one will check your passport or visa.
Tick the 'I am an Australian Resident?' box (well, you do live here, dont you?)
No-one will check your passport or visa.
#9
Re: Credit card
Originally Posted by Matt Sabin
Wife and I are both doctors. Reasonable salary. 4 year business visa. Have UK Savings. Why, oh why can't we get an Aus credit card? Anyone any ideas? Tried ANZ, HSBC, Westpac, Virgin - all insist that in order to get a credit card then we must have residency?
Trouble is we need a credit card to salary package. Anyone in a similar situation? Anyone got any ideas?... please....
Cheers
M
Trouble is we need a credit card to salary package. Anyone in a similar situation? Anyone got any ideas?... please....
Cheers
M
We're here on a 457 Visa too and have just been accepted for a card with National - applied online and again they only ask if you are an 'Australian Resident' doesnt mention 'permanent'!
Good luck!
Rach xxxx
#10
Re: Credit card
Originally Posted by Matt Sabin
Wife and I are both doctors. Reasonable salary. 4 year business visa. Have UK Savings. Why, oh why can't we get an Aus credit card? Anyone any ideas? Tried ANZ, HSBC, Westpac, Virgin - all insist that in order to get a credit card then we must have residency?
Trouble is we need a credit card to salary package. Anyone in a similar situation? Anyone got any ideas?... please....
Cheers
M
Trouble is we need a credit card to salary package. Anyone in a similar situation? Anyone got any ideas?... please....
Cheers
M
We're in the same boat but too honest to tick the wrong box! However as I am Oz citizen we found a way round it. Bert can be a second cardholder on the same cc as me, and it doesn't matter if he is a resident or not. So that's what we did with NAB and are in the processing of moving everything over to ANZ (Waiting for reply on cc).
Stella
#11
Re: Credit card
Originally Posted by Matt Sabin
Wife and I are both doctors. Reasonable salary. 4 year business visa. Have UK Savings. Why, oh why can't we get an Aus credit card? Anyone any ideas? Tried ANZ, HSBC, Westpac, Virgin - all insist that in order to get a credit card then we must have residency?
Trouble is we need a credit card to salary package. Anyone in a similar situation? Anyone got any ideas?... please....
Cheers
M
Trouble is we need a credit card to salary package. Anyone in a similar situation? Anyone got any ideas?... please....
Cheers
M
Good luck!
#12
Re: Credit card
Originally Posted by Pootle
Who do you bank with? We have commonwealth account and originally arrived on a 457 visa - they gave us a credit card straight away!!
Good luck!
Good luck!
We arrived on a 457 in April and were turned down with Commonwealth and so were our friends - thats why we decided to move to National.
#13
Joined: Mar 2005
Posts: 2,027
Re: Credit card
We are on a 457. Hubbie on an excellent wage but still could only get a $10,000 limit with ANZ. he had to send them his contract of employment before they would give one to him.
#14
Re: Credit card
Originally Posted by tygwyn
We arrived on a 457 in April and were turned down with Commonwealth and so were our friends - thats why we decided to move to National.
Maybe they've changed the rules? We arrived Jan 05.
#15
Re: Credit card
Permanent RESIDENT: temporary RESIDENT
Spot the common word <g>
If you *live* in Australia you are by common definition an Australian resident, IMO.
Spot the common word <g>
If you *live* in Australia you are by common definition an Australian resident, IMO.