Cost Of Health Care
#61
Re: Cost Of Health Care
Let me know if you want me to get them for you from India - go there twice a year. My dad and also my mom-in-law use them for asthma too
#62
BE Forum Addict
Joined: Mar 2009
Posts: 1,289
Re: Cost Of Health Care
For my medication (not asthma), I discovered if I get a private prescription from my doctor (he bulk-bills so getting the script costs nothing) and take that to Chemist Warehouse, the cost is half of what they would charge me on an NHS prescription. (On an NHS prescription they have to charge you the $33.60, but on a private prescription they can sell it for less.)
I don't know what your inhalers are called. But here is a list of all the ones they are selling and the prices:
http://www.chemistwarehouse.com.au/s...e=NP&expand=20
#65
Re: Cost Of Health Care
Havent been on this forum much (or even at all) in the past few years but was lurking today and saw this so had to respond.
We moved over 6 years ago and got private medical insurance just to negate the tax levy.
Well last year I got diagnosed with cancer and having private medical made a HUUUUGE difference.
My cancer was growing at the rate of more than 1 cm per week(eek), so 6 days after being diagnosed I was in hospital being treated and by one of the top 5 oncologists in Australia who BTW only treats private patients.
That would not have happened if I had been relying on the normal 'public' health care or "bulk billing". If I was waiting on public health care it could have taken at least a couple of months before I got treated, at which point instead of having a a 5cm x 7cm tumour removed I could have been looking at a 20+cm tumour and I wouldn't have had the top guy in Perth looking after me
You may not think you need private healthcare or like me you may think you only need it to get the tax break - but ....
My advise and my experience is - GET HEALTH INSURANCE! Its worth it
We moved over 6 years ago and got private medical insurance just to negate the tax levy.
Well last year I got diagnosed with cancer and having private medical made a HUUUUGE difference.
My cancer was growing at the rate of more than 1 cm per week(eek), so 6 days after being diagnosed I was in hospital being treated and by one of the top 5 oncologists in Australia who BTW only treats private patients.
That would not have happened if I had been relying on the normal 'public' health care or "bulk billing". If I was waiting on public health care it could have taken at least a couple of months before I got treated, at which point instead of having a a 5cm x 7cm tumour removed I could have been looking at a 20+cm tumour and I wouldn't have had the top guy in Perth looking after me
You may not think you need private healthcare or like me you may think you only need it to get the tax break - but ....
My advise and my experience is - GET HEALTH INSURANCE! Its worth it
#66
Lost in BE Cyberspace
Joined: Apr 2004
Posts: 10,375
Re: Cost Of Health Care
Havent been on this forum much (or even at all) in the past few years but was lurking today and saw this so had to respond.
We moved over 6 years ago and got private medical insurance just to negate the tax levy.
Well last year I got diagnosed with cancer and having private medical made a HUUUUGE difference.
My cancer was growing at the rate of more than 1 cm per week(eek), so 6 days after being diagnosed I was in hospital being treated and by one of the top 5 oncologists in Australia who BTW only treats private patients.
That would not have happened if I had been relying on the normal 'public' health care or "bulk billing". If I was waiting on public health care it could have taken at least a couple of months before I got treated, at which point instead of having a a 5cm x 7cm tumour removed I could have been looking at a 20+cm tumour and I wouldn't have had the top guy in Perth looking after me
You may not think you need private healthcare or like me you may think you only need it to get the tax break - but ....
My advise and my experience is - GET HEALTH INSURANCE! Its worth it
We moved over 6 years ago and got private medical insurance just to negate the tax levy.
Well last year I got diagnosed with cancer and having private medical made a HUUUUGE difference.
My cancer was growing at the rate of more than 1 cm per week(eek), so 6 days after being diagnosed I was in hospital being treated and by one of the top 5 oncologists in Australia who BTW only treats private patients.
That would not have happened if I had been relying on the normal 'public' health care or "bulk billing". If I was waiting on public health care it could have taken at least a couple of months before I got treated, at which point instead of having a a 5cm x 7cm tumour removed I could have been looking at a 20+cm tumour and I wouldn't have had the top guy in Perth looking after me
You may not think you need private healthcare or like me you may think you only need it to get the tax break - but ....
My advise and my experience is - GET HEALTH INSURANCE! Its worth it
I am so glad you had private insurance and wish you all the best in your recovery
#67
Re: Cost Of Health Care
I don't understand how a script is covering you for 3 months. A GP should only be prescribing one months meds at a time with repeats????
#68
BE Forum Addict
Joined: Feb 2007
Posts: 1,905
Re: Cost Of Health Care
We dont have medical insurance only ambulance cover.
Basically my kids had medical conditions when they arrived. We have had no problems with public hospital in fact impressed. Reason private insurance would not have covered them for at least a year anyway. So we would not have had any choice.
We have used A&E,Overnight sleep study,2wks in PMH with operation, and numerous visits to Ortho,Immunology,Paed specialists all free.
We pay about $32 for prescriptions. But we came via another country so was already used to paying for it.
Only thing is living rural non of the GPs here bulk bill adults, even though we have at least 5 GP surgerys. Appointments with GP cost $60.
Gems
Basically my kids had medical conditions when they arrived. We have had no problems with public hospital in fact impressed. Reason private insurance would not have covered them for at least a year anyway. So we would not have had any choice.
We have used A&E,Overnight sleep study,2wks in PMH with operation, and numerous visits to Ortho,Immunology,Paed specialists all free.
We pay about $32 for prescriptions. But we came via another country so was already used to paying for it.
Only thing is living rural non of the GPs here bulk bill adults, even though we have at least 5 GP surgerys. Appointments with GP cost $60.
Gems
#69
Re: Cost Of Health Care
Don't understand you: most regular prescriptions, inc. repeats, will be made out for 6 months. I know mine is.
#70
Re: Cost Of Health Care
This is the exact reason that I wouldn't even mention the fact that you have private health care, it just complicates things and confuses people. The first time we needed to use the hospital we actually did mention it and had to sign a waiver saying we would only be treated in the public system and that we couldn't switch later on. They were kind of annoying about so now I would just check no under the private health box. It's easier that way and that way no one should hunt you down.
We only have private health for tax reasons, and I refuse to use it in the hospitals because of the gap fees. I think it's incredibly stupid that you have to pay for private health and then have gap fees on top of it. It's not a very effective way of keeping people out of the public system, in my opinion anyway. It does the opposite for us, and if private did cover everything then we'd be happy to use it.
We only have private health for tax reasons, and I refuse to use it in the hospitals because of the gap fees. I think it's incredibly stupid that you have to pay for private health and then have gap fees on top of it. It's not a very effective way of keeping people out of the public system, in my opinion anyway. It does the opposite for us, and if private did cover everything then we'd be happy to use it.
I agree with this. It would be much better if the insurance covered 100% of the costs, instead of only a proportion. I had health insurance with my old employer in the UK, and it was much better value than what I have here, at about the same cost.
If you want 100% coverage, then you are best off taking an international policy with Bupa or similar, though they do cost. What annoys me about doing that is that even though they pay out 100% of the costs, they are not considered 'approved' health insurance policies by the tax authorities when it comes to the additional surcharges.
In my opinion, the health insurance system here is a joke - simply a mechanism to allow private companies to take money from people and offer very little in return, all nicely supported and legislated by the government.
I have the basic level of hospital cover, no extras (except ambulance) and have never claimed on it. It costs me $54 a month, and I just see it as a way to allow me to pay my extra tax burden in installments throughout the year.
S
#74
Guest
Posts: n/a
Re: Cost Of Health Care
My prescription last 12 months, but I only need to go to the chemist 6 times in the year
#75
Re: Cost Of Health Care
We took out the extras package only from medibank. With no cover I didn't want to run the risk of large bills should I have to call an ambulance or need some emergency dental work.