Claiming UK state pension from Australia
#1
Re: Claiming UK state pension from Australia
Originally Posted by Jimbo9
Also you have to be an Aussie resident for 10yrs before qualifying for a Aus pension - From the fco website
Frozen Pensions
The UK pays about 800,000 pensions overseas. In those countries where no bilateral agreement exists to up-rate pensions, including Australia, they are frozen at the time of immigration: 205,000 UK pensioners live in Australia. Of these, 70% qualify for an Australian age pension, either through residency in Australia, or under the former bilateral social security agreement. In those cases the Australian government pays the difference between the UK frozen rate pension and the Australian age pension. Owing to the high cost of this measure, Australia subsequently abrogated the Bilateral Social Security Agreement in 2001. Existing British pensioners in Australia are not affected; but future British pensioners emigrating to Australia will have to complete the standard 10 years residence before qualifying for an Australian pension. Australian pensioners in the UK will be similarly affected. The abrogation also affects entitlements for those travelling between the two countries to welfare payments such as unemployment and invalidity benefits.
Frozen Pensions
The UK pays about 800,000 pensions overseas. In those countries where no bilateral agreement exists to up-rate pensions, including Australia, they are frozen at the time of immigration: 205,000 UK pensioners live in Australia. Of these, 70% qualify for an Australian age pension, either through residency in Australia, or under the former bilateral social security agreement. In those cases the Australian government pays the difference between the UK frozen rate pension and the Australian age pension. Owing to the high cost of this measure, Australia subsequently abrogated the Bilateral Social Security Agreement in 2001. Existing British pensioners in Australia are not affected; but future British pensioners emigrating to Australia will have to complete the standard 10 years residence before qualifying for an Australian pension. Australian pensioners in the UK will be similarly affected. The abrogation also affects entitlements for those travelling between the two countries to welfare payments such as unemployment and invalidity benefits.
I've got just over 10 years National insurance contributions paid in the UK, "I think" Having Started work in August 1970, and having Left the UK in September 1980. Is it worth while me paying any missing NI Contributions now, (if there are any) and how and who do I contact for this.
I suppose the main question is it worth going through, what looks like a lengthy process, what benefit is there to me, of qualifying for the UK pension after 26 years here in Aussie ?
I've just spent an hour looking through the UK pension site, getting myself totally confused. So hopefully someone can fast track me on this.
#2
Re: Claiming UK state pension from Australia
Originally Posted by ozzieeagle
I've got just over 10 years National insurance contributions paid in the UK, "I think" Having Started work in August 1970, and having Left the UK in September 1980. Is it worth while me paying any missing NI Contributions now, (if there are any) and how and who do I contact for this.
I suppose the main question is it worth going through, what looks like a lengthy process, what benefit is there to me, of qualifying for the UK pension after 26 years here in Aussie ?
I've just spent an hour looking through the UK pension site, getting myself totally confused. So hopefully someone can fast track me on this.
I suppose the main question is it worth going through, what looks like a lengthy process, what benefit is there to me, of qualifying for the UK pension after 26 years here in Aussie ?
I've just spent an hour looking through the UK pension site, getting myself totally confused. So hopefully someone can fast track me on this.
I don't know to much about this, my husband who is in the UK for 4 more weeks knows more. I know we decided not to pay mine up, you need to work out what it will cost you against what you will get when you reach pension age ( if Mr Bair doesn't do away with them by them) Remember that your state pension freezes when you leave the UK so what you would have got in 1980 is what you will finally get. Hope that helps
#3
Re: Claiming UK state pension from Australia
The UK Pensions Service web site
www.thepensionservice.gov.uk
UK Government sites for pension information
http://www.inlandrevenue.gov.uk/pensioners/index.htm
http://www.pensionguide.gov.uk
The U.K. Department for Work & Pensions (DWP)
http://www.dwp.gov.uk/lifeevent/penret/
OPAS - Office of the Pensions Advisory Service
http://www.opas.org.uk/
(This one deals with pensions other than state pensions)
Try those for starters
www.thepensionservice.gov.uk
UK Government sites for pension information
http://www.inlandrevenue.gov.uk/pensioners/index.htm
http://www.pensionguide.gov.uk
The U.K. Department for Work & Pensions (DWP)
http://www.dwp.gov.uk/lifeevent/penret/
OPAS - Office of the Pensions Advisory Service
http://www.opas.org.uk/
(This one deals with pensions other than state pensions)
Try those for starters
#4
Re: Claiming UK state pension from Australia
Thanks all, will bookmark this thread, and come back to it when I've got time.