Car Insurance - help please
#1
Guest
Posts: n/a
Car Insurance - help please
Hi all,
We have arranged to buy a Ute and a car for when we arrive in Perth on 13th May. I have been on a few Aus insurance sites and got quotes, but I can't seem to contact them as all the phone numbers are freephone (only in Aus). I need to know what we need to do about our no claims discount as we have already sold our van and have had to send the policy back so the proof of no claims will be dated a couple of months before we arrive - is this a problem ?? Also has anyone arranged insurance with a credit card before they arrive in Aus ?
Thanks
Jo
We have arranged to buy a Ute and a car for when we arrive in Perth on 13th May. I have been on a few Aus insurance sites and got quotes, but I can't seem to contact them as all the phone numbers are freephone (only in Aus). I need to know what we need to do about our no claims discount as we have already sold our van and have had to send the policy back so the proof of no claims will be dated a couple of months before we arrive - is this a problem ?? Also has anyone arranged insurance with a credit card before they arrive in Aus ?
Thanks
Jo
#2
Re: Car Insurance - help please
I'm not sure about WA but in Vic, car insurance is not compulsary.
If it's the same in WA then you don't need to panic about arranging car insurance before you arrive .
Generally any proof of no claims will be accepted on face value .
Some companies just take your word on it ,probably because the main criteria are your age and where you live and your excess amount.
You might want to post a thread about insurance in WA and I wouldn't worry too much about sticking it on your credit card .It is an accepted way of paying , but if you have time you can arrange a direct debit from your ox bank account
Steve
If it's the same in WA then you don't need to panic about arranging car insurance before you arrive .
Generally any proof of no claims will be accepted on face value .
Some companies just take your word on it ,probably because the main criteria are your age and where you live and your excess amount.
You might want to post a thread about insurance in WA and I wouldn't worry too much about sticking it on your credit card .It is an accepted way of paying , but if you have time you can arrange a direct debit from your ox bank account
Steve
#3
Joined: Dec 2003
Posts: 7,834
Re: Car Insurance - help please
Originally Posted by joveazey
Hi all,
We have arranged to buy a Ute and a car for when we arrive in Perth on 13th May. I have been on a few Aus insurance sites and got quotes, but I can't seem to contact them as all the phone numbers are freephone (only in Aus). I need to know what we need to do about our no claims discount as we have already sold our van and have had to send the policy back so the proof of no claims will be dated a couple of months before we arrive - is this a problem ?? Also has anyone arranged insurance with a credit card before they arrive in Aus ?
Thanks
Jo
We have arranged to buy a Ute and a car for when we arrive in Perth on 13th May. I have been on a few Aus insurance sites and got quotes, but I can't seem to contact them as all the phone numbers are freephone (only in Aus). I need to know what we need to do about our no claims discount as we have already sold our van and have had to send the policy back so the proof of no claims will be dated a couple of months before we arrive - is this a problem ?? Also has anyone arranged insurance with a credit card before they arrive in Aus ?
Thanks
Jo
I phoned up Suncorp with UK credit card in hand, told them hubby had full no claims.....our ute was covered in 5 mins $330 fully comp
Good Luck
#4
Just Joined
Joined: Mar 2005
Location: Perth WA
Posts: 10
Re: Car Insurance - help please
i am in WA. you get third party insurance as part of your rego here also. we got insurance for both of our cars with GIO and we have been granted full no claims discount without providing evidence. the majority of other companies that i spoke to for quotes would also accept verbal confirmation of no claims discount as long as you supply them with proof at some point in the future.
#5
Re: Car Insurance - help please
Your old insurer will provide a letter confirming the number of years you had with them and any claims record. They won't normally indicae the NCB rate since that is company-specific.
#6
Just Joined
Joined: Jan 2004
Location: leeds
Posts: 17
Re: Car Insurance - help please
[QUOTE=melbournehelp]I'm not sure about WA but in Vic, car insurance is not compulsary.
If it's the same in WA then you don't need to panic about arranging car insurance before you arrive .
not sure saying you don't need insurance is good advice as from what i've read REGO only covers injuries to 3rd parties and not the cost of the damage caused. or have i got it wrong????
just basing this on an earlier thread
http://www.britishexpats.com/forum/showthread.php?t=284013&highlight=rego+insurance[/URL]
If it's the same in WA then you don't need to panic about arranging car insurance before you arrive .
not sure saying you don't need insurance is good advice as from what i've read REGO only covers injuries to 3rd parties and not the cost of the damage caused. or have i got it wrong????
just basing this on an earlier thread
http://www.britishexpats.com/forum/showthread.php?t=284013&highlight=rego+insurance[/URL]
#7
Guest
Posts: n/a
Re: Car Insurance - help please
Originally Posted by shoots
not sure saying you don't need insurance is good advice as from what i've read REGO only covers injuries to 3rd parties and not the cost of the damage caused. or have i got it wrong????
just basing this on an earlier thread
http://www.britishexpats.com/forum/showthread.php?t=284013&highlight=rego+insurance[/URL]
just basing this on an earlier thread
http://www.britishexpats.com/forum/showthread.php?t=284013&highlight=rego+insurance[/URL]
Compulsory Third Party (CTP, Greenslip) is a compulsory insurance to cover Injury to Third Parties, that must be taken out when registering a motor vehicle. It covers the owner or driver of the motor vehicle in the event of an accident against any legal liability or obligation that they may have to anyone that they injure, it only covers personal injury and NOT damage to other property cars etc.
Here is a link to the compulsory Third Party Insurance in WA:
http://www.dpi.wa.gov.au/licensing/m...buy/insur.html