tucs

Hi all, quick question i hope someone can help me with.

I was under the impression that when i arrive in Perth i will be able to buy a house straight away.
A brother in law living there has told me that i am not allowed to.
I have the 136 skilled independent visa.


Anyone able to help?? thanks

northernbird

As far as I am aware as a PR you can buy what you like when you like.

As a temp resident you have restrictions on what you can buy and you have to get approval to buy it.

teach

Hi
We were offered a mortgage as soon as we opened our bank account. We are also here on a 136.
Regards
Sarah

tucs

Thanks girls.

rossfive5

We bought a house within 3 months of being here. Hubby had not even started working yet, but we got a mortgage by showing a job offer and a reference confirming he had done the job before.

Cuddly Bear

Do you have to put a deposit down on a house or can you get 100% mortgages ?

rossfive5

we had a $100k deposit but a friend recently bought an investment property with a 100% mortgage that also included all the fees

Cuddly Bear

Do you know which company they used?
We are looking at 100% cause our money is tied up.
Just want to know what repayments would be, might not be worth it.

tucs

Mortgage calculator

here is a web site for houses, very good. there is a mortgage calculator in it also

midwifetanya

Hiya,

Would love to know which lender that was with??...we are wanting to buy ASAP and both have jobs..the lenders we have spoken to so far have wanted 3 months of payslips..
Tanya

macker

HI Tucs,

Didnt see anything in the papers about chippers

ianandhelena

i found this site on google.

The Crow

Hi
Westpac (we bank with them currently) offered us a mortgage when OH had only been in his job for a week - it helped that he had been in his UK job for many, many years and that we only wanted to borrow a small amount. I did call another recommended lender - however only got through to a call centre - and said he had to be in his job for 3 months.
R

Luma

From what I understand it depends on the bank lending the money.
Some want 3 months payslips, others just want first payslip and then there are the ones that are OK.

We are on a 457 temp visa and we got our mortgage through HSBC and hubby hadn't even started his job. The bank was OK with it as our visa is a 4-year visa but his boss had to phone the mortgage adviser and I think he had to fax through a letter.

We did phone 3 different mortgage advisers and eventually we found one that was able to find a bank that was to help us. We got the names of the mortgage adivsers directly from the estate agents we went to.

Good luck.

tucs

Hi Bunny, but did you read the headlines about partner locks husband out of house due to weekend drinking sesion?

oh my head still hurts


thanks all for the advise