Buying a Car

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Jun 13th 2011, 8:36 am

#16

ponyrama

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Joined: Feb 2008

Location: Snowy Mountains, NSW

Posts: 1,995

Re: Buying a Car

Quote:

Originally Posted by PunkDebutante

Well that hasn't been our experience. My husband has been working in Brisbane on extremely good money for almost a month and no one, even the finance brokers, will even consider it until he has 3 months pay slips. I think it truly does vary from area to area.

are you just dealing with the local branch? or with a specialist migrant banker?

I had an appointment with a migrant banker at westpac two days after I arrived and they sorted out everything i needed. in fact I had a harder time convincing them I didn't need a mortgage than I did getting credit.

Jun 13th 2011, 8:59 am

#17

Steve2009

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Joined: Mar 2009

Posts: 1,412

Re: Buying a Car

You can get finance immediately on arrival (according to CommBank) as a 457 but will have difficulty later on as you are seen as a flight risk. I know for Three they required me to be in the country for a specified length of time before they would allow me a bill phone.

Jun 13th 2011, 9:01 am

#18

Steve2009

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Joined: Mar 2009

Posts: 1,412

Re: Buying a Car

Quote:

Originally Posted by mvagusta

So to post the original question if buying from a dealer would you expect to get a discount for a cash sale and if so, on a $12000 sale what discount would be normal.

I got a discount for not having a trade-in. I assume this is their 'standard discount'. I did buy with finance though. Expensive few months it was too!

Jun 13th 2011, 10:10 am

#19

mvagusta

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Joined: Feb 2008

Location: Perth from Paisley

Posts: 327

Re: Buying a Car

Quote:

Originally Posted by Steve2009

I got a discount for not having a trade-in. I assume this is their 'standard discount'. I did buy with finance though. Expensive few months it was too!

Thankfully the car will be my only real expense, although I could go higher I'd rather stick to my quoted figure to see how things pan out.

Good to know that you got a discount. Does the end of year tax have any bearing on things.

Jun 13th 2011, 10:20 am

#20

Steve2009

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Joined: Mar 2009

Posts: 1,412

Re: Buying a Car

Quote:

Originally Posted by mvagusta

Good to know that you got a discount. Does the end of year tax have any bearing on things.

There are annual run-out models, but I'm not sure what time of year that is.

I suspect whatever ambitions the dealer has about boosting sales for EOFY are cancelled out by the amount of cash that businesses thrown at them for tax avoidance at year end.