Bad Credit Record - Is it a problem?
Mar 11th 2005, 5:17 pm
#1
Forum Regular
Thread Starter
Joined: Feb 2005
Posts: 70
Bad Credit Record - Is it a problem?
Thanks for all your help re speeding ticket - really helped!
One thing I do worry about is my past credit record - CCj's etc - does that affect getting your visa at all? Once we've sold our house all loans, debts etc will be paid off anyway so we'll have a clean slate!
My husband has a great credit record - mine is the problem lol! We're going on his skilled PR visa as I have been a full time mum for 3 years
One thing I do worry about is my past credit record - CCj's etc - does that affect getting your visa at all? Once we've sold our house all loans, debts etc will be paid off anyway so we'll have a clean slate!
My husband has a great credit record - mine is the problem lol! We're going on his skilled PR visa as I have been a full time mum for 3 years
Mar 11th 2005, 5:33 pm
#2
.
Joined: Nov 2004
Posts: 21,374
Re: Bad Credit Record - Is it a problem?
Originally Posted by zenamethyst
Thanks for all your help re speeding ticket - really helped!
One thing I do worry about is my past credit record - CCj's etc - does that affect getting your visa at all? Once we've sold our house all loans, debts etc will be paid off anyway so we'll have a clean slate!
My husband has a great credit record - mine is the problem lol! We're going on his skilled PR visa as I have been a full time mum for 3 years
One thing I do worry about is my past credit record - CCj's etc - does that affect getting your visa at all? Once we've sold our house all loans, debts etc will be paid off anyway so we'll have a clean slate!
My husband has a great credit record - mine is the problem lol! We're going on his skilled PR visa as I have been a full time mum for 3 years
They don't do credit checks
Mar 11th 2005, 5:39 pm
#3
Forum Regular
Thread Starter
Joined: Feb 2005
Posts: 70
Re: Bad Credit Record - Is it a problem?
YIPPEEEE!!!!
One more problem out of the way!!!!
Thanks for that
One more problem out of the way!!!!
Thanks for that
Originally Posted by fraser
They don't do credit checks
Mar 11th 2005, 5:39 pm
#4
BE Enthusiast
Joined: Oct 2004
Location: Lincolnshire
Posts: 858
Re: Bad Credit Record - Is it a problem?
from other threads I have read your credit history doesn't follow you to Oz, start again when you get there.
there were some tongue in cheek remarks before Christmas about running up the cards coz not be here to pay them, I guess thing to remember is that record might still be here when you do come back!! lol
Chris
there were some tongue in cheek remarks before Christmas about running up the cards coz not be here to pay them, I guess thing to remember is that record might still be here when you do come back!! lol
Chris
Mar 11th 2005, 6:34 pm
#5
Forum Regular
Joined: Jan 2005
Location: Michigan, USA
Posts: 259
Re: Bad Credit Record - Is it a problem?
Originally Posted by Chris Mitchell
from other threads I have read your credit history doesn't follow you to Oz, start again when you get there.
there were some tongue in cheek remarks before Christmas about running up the cards coz not be here to pay them, I guess thing to remember is that record might still be here when you do come back!! lol
Chris
there were some tongue in cheek remarks before Christmas about running up the cards coz not be here to pay them, I guess thing to remember is that record might still be here when you do come back!! lol
Chris
Mar 11th 2005, 6:45 pm
#6
BE Forum Addict
Joined: Oct 2004
Location: Gilston, GOLD COAST.
Posts: 1,661
Re: Bad Credit Record - Is it a problem?
We all start with a clean slate when we get to the other side, could be a blessing for some !. If you leave debt's in the UK then i am told that they are void after 6 years, so don't come back for a while ( must stress that i am not planing on doing this, had to put this in for the better half ) 
Mar 11th 2005, 7:13 pm
#7
Forum Regular
Joined: Jan 2005
Location: Michigan, USA
Posts: 259
Re: Bad Credit Record - Is it a problem?
Oh, nono, I didn't mean that I am planning to default on my student loans. I was just wondering if the debt obligation is looked at by lenders in Australia. I mean, I have $18,000US in student loans, I am hoping that when we apply for mortgages and car loans, and the like, that they will not be looked at.
Mar 11th 2005, 8:57 pm
#8
Guest
Posts: n/a
Re: Bad Credit Record - Is it a problem?
Just to remind everyone - I have posted info on another post re credit cards - if you leave a debt here, they will catch up with you in Australia and vica versa. You will have to pay any debts back.
Blossom
Blossom
Mar 11th 2005, 9:06 pm
#9
da Bonehead
Joined: Jan 2004
Location: Lion in da jungle
Posts: 22,767
Re: Bad Credit Record - Is it a problem?
This was an "interesting" thread a while ago.
Mar 11th 2005, 9:08 pm
#10
GC family day carer
Joined: Oct 2004
Location: Pacific Pines
Posts: 2,212
Re: Bad Credit Record - Is it a problem?
Originally Posted by blossom
Just to remind everyone - I have posted info on another post re credit cards - if you leave a debt here, they will catch up with you in Australia and vica versa. You will have to pay any debts back.
Blossom
Blossom
Marie
Mar 11th 2005, 9:16 pm
#11
GC family day carer
Joined: Oct 2004
Location: Pacific Pines
Posts: 2,212
Re: Bad Credit Record - Is it a problem?
Originally Posted by 68MEVY
don't suppose you know the link to the thread?
Marie
Marie
http://britishexpats.com/forum/showt...ht=credit+card
Very interesting.
Marie
Mar 11th 2005, 9:16 pm
#12
Guest
Posts: n/a
Re: Bad Credit Record - Is it a problem?
Credit Cards ????
My comments are on page 3 of the above thread.
Blossom
My comments are on page 3 of the above thread.
Blossom
Mar 11th 2005, 9:24 pm
#13
GC family day carer
Joined: Oct 2004
Location: Pacific Pines
Posts: 2,212
Re: Bad Credit Record - Is it a problem?
Originally Posted by blossom
Credit Cards ????
My comments are on page 3 of the above thread.
Blossom
My comments are on page 3 of the above thread.
Blossom
Cheers
