renth

I got one for my HSBC account, seems to work OK.

annqldau

Ours seems to work ok...sensible idea to stop others getting your hard earned...if I ever earn any... .

Amazulu

I got one from HSBC, it works ok. I have mixed feelings about it though. It means that you need to have it with you when you are away from home if you want to do internet banking. What if it gets stolen? If it cuts down on fraud, then it will be a good thing. I am yet to be convinced.

renth

It's got to be more secure than Crimminwealth's pathetic online banking setup.

NickyP

I got one for our ING account in Belgium and it is fine, just took some getting used to. But here we are with Commonwealth (for the moment anyway ) so don't have to deal with that just have to deal with them . I didn't realise that banks used them over here, is it only the HSBC or other banks as well?

renth

Apparently Westpac does for some accounts.

brisnick

do the banks charge you for them?

the proper secure ones (from companies such as RSA) cost around $500 each, and they expire (can't be reused, have to throw them away). i'm on my second one, which i use for external (internet) access into the banks internal (private) network.

Simone

We got one, haven't set it up yet though(busy packing...argh.... keys tomorrow, moving saturday...!!).

For our Rabobank (dutch) account, we have a much better device though. You have to put your bank card in it, type in pin number, and it generates a number, which you type into the website.
Then, before you make a transfer/payment, you have to do it again.

NickyC

I've got two - one for a Business Account with Westpac and another (smarter) one I have to use to access a Bank that I work externally for.

They're both RSA Securid cards - first one about as big as a key-ring. The second once is credit card sized and needs a PIN to be keyed into it.

They were both supplied to me for nothing - had no idea they cost so much!

wmoore

We look after a large Queensland company's network and every morning I have to check their RSA security is working by using one of those things. Yes, they are very expensive!

melibeam

I got one from HSBC yesterday. At first glance I thought it was a keyring. I have not had chance to use it yet, or read up how to use it! I am all for internet security etc but it just seems like its another thing to carry around and add clutter to my life, and I have enough of that already.

Mel

renth

I don't mind carrying it around, problem is that I like many have a few bank accounts so it isn't going to be long before I have about 4 or 5 of these things hanging off my fob.

It will be a bit like all the remote controls on the coffee table at home just to watch telly.

Wol

That's exactly the problem - and it's one which none of the so-called "security" departments of the banks and financial institutions seem able to grasp.

Like most of us I have dozens of bank and other website PINs/security phrases etc. Even if I could actually remember them all, I certainly can't remember which ones correspond to which accounts - so I have to write them down. Which is exactly what you shouldn't do!

I do make a point of writing them down in my own code but according to some banks even that is a no-no.

They are incapable of understanding that, in the real world, their customers are dealing with many other institututions, and not just them!