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To anyone contemplating leaving with debt and not paying!

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To anyone contemplating leaving with debt and not paying!

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Old Jun 6th 2005, 1:01 am
  #1  
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Default To anyone contemplating leaving with debt and not paying!

Just a wee word of possible warning to those leaving with debt and hopeing to not be found! We contacted the Citizens Advice Brearau before we left to help mediate negociations to pay back what we still owed in UK, as we could not possibly pay before we left. The guy there is still writting to them to let them know our situation. However, I was registered for 2 weeks with my new e-mail address over here in Oz and got an e-mail from Egg, one of our credit cards - asking us to call the office immediatly! They obviously breached Data Protection as the only place that actually knows my new detals are e-bay, as that's all I've gotten around to changeing. I'm not hiding here at all as my debt adviser is dealing with all this and sorting it all out for us. But it makes you think huh! Two weeks.......and that's all! In this modern day cyber world...everyone knows everything!
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Old Jun 6th 2005, 1:36 am
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Default Re: To anyone contemplating leaving with debt and not paying!

Did it not occur to you to clear your debts before you moved to the other side of the planet?

You say that you are intending to clear them all but are you really surprised that a major institution like a bank should track you down when it hears, from someone else!, that you have moved to Australia. I assume you chose to acquire these debts in the first place so take responsibility for them and deal with them yourself.

I would just like to say that I think this is an irresponsible way of dealing with decisions you have made in your life and shows a complete lack of understanding of the possible consequences of those decisions.

Cheers.
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Old Jun 6th 2005, 1:42 am
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by PWBCSA
Did it not occur to you to clear your debts before you moved to the other side of the planet?

You say that you are intending to clear them all but are you really surprised that a major institution like a bank should track you down when it hears, from someone else!, that you have moved to Australia. I assume you chose to acquire these debts in the first place so take responsibility for them and deal with them yourself.

I would just like to say that I think this is an irresponsible way of dealing with decisions you have made in your life and shows a complete lack of understanding of the possible consequences of those decisions.

Cheers.
Whoooa hold the phone, they said they are paying them. Why would you be so down on someone
chill
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Old Jun 6th 2005, 1:44 am
  #4  
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by PWBCSA
Did it not occur to you to clear your debts before you moved to the other side of the planet?

You say that you are intending to clear them all but are you really surprised that a major institution like a bank should track you down when it hears, from someone else!, that you have moved to Australia. I assume you chose to acquire these debts in the first place so take responsibility for them and deal with them yourself.

I would just like to say that I think this is an irresponsible way of dealing with decisions you have made in your life and shows a complete lack of understanding of the possible consequences of those decisions.

Cheers.
Hee hee, you sound like my dad lecturing me, does it matter that they went to Oz with debt? as long as they are planning on paying it back I don't see that it matters!
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Old Jun 6th 2005, 1:48 am
  #5  
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by PWBCSA
Did it not occur to you to clear your debts before you moved to the other side of the planet?

You say that you are intending to clear them all but are you really surprised that a major institution like a bank should track you down when it hears, from someone else!, that you have moved to Australia. I assume you chose to acquire these debts in the first place so take responsibility for them and deal with them yourself.

I would just like to say that I think this is an irresponsible way of dealing with decisions you have made in your life and shows a complete lack of understanding of the possible consequences of those decisions.

Cheers.
Life is a bitch aint it ?
We all have to make decisions on how to handle a situation.
I must have missed the small print that says we then have to get a lecture from PWBCSA ?
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Old Jun 6th 2005, 1:51 am
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by Bix
Life is a bitch aint it ?
We all have to make decisions on how to handle a situation.
I must have missed the small print that says we then have to get a lecture from PWBCSA ?
Surely the main issue is the fact that Egg breached the data protection act?
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Old Jun 6th 2005, 1:52 am
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by PWBCSA
Did it not occur to you to clear your debts before you moved to the other side of the planet?

You say that you are intending to clear them all but are you really surprised that a major institution like a bank should track you down when it hears, from someone else!, that you have moved to Australia. I assume you chose to acquire these debts in the first place so take responsibility for them and deal with them yourself.

I would just like to say that I think this is an irresponsible way of dealing with decisions you have made in your life and shows a complete lack of understanding of the possible consequences of those decisions.

Cheers.

Chill out wtf is your problem
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Old Jun 6th 2005, 1:52 am
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by glittababe
Surely the main issue is the fact that Egg breached the data protection act?
Quite right.
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Old Jun 6th 2005, 1:56 am
  #9  
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by PWBCSA
I would just like to say that I think this is an irresponsible way of dealing with decisions you have made in your life and shows a complete lack of understanding of the possible consequences of those decisions.
Speaking as someone else who is paying her debts off from Australia - what is irresponsible about the original post? She didn't say she was abandoning her debts, in fact she was warning people NOT to do that.

Now, unless you are without sin, quit casting stones, and read the post properly next time.
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Old Jun 6th 2005, 1:58 am
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by Bix
Quite right.
can anything be done about that? I mean, can they deny its them for example? All Egg have got hold of is their email address. That's nothing! There are loads of similar emails out there. Sorry, right or wrong, i would send a polite email back denying all knowledge, or pointing them in the direction of citizens advice. If the CAB are sorting it, then there's very little these people can do? They can't afford to pay the money back immediately so I'd let the CAB carry on!
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Old Jun 6th 2005, 2:02 am
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by Pollyana
Speaking as someone else who is paying her debts off from Australia - what is irresponsible about the original post? She didn't say she was abandoning her debts, in fact she was warning people NOT to do that.

Now, unless you are without sin, quit casting stones, and read the post properly next time.
Hi Pollyanna,

Here here!

we carried on paying Mark's credit card with Virgin while we were in oz no problem. If you call them, inform them you're away for a bit they arrange everything with the bank, sort out dd's etc I think Egg obtaining email details from Ebay is far more damaging and concerning! I would be so pee'd off!
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Old Jun 6th 2005, 2:07 am
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by wholeworldwindow
Just a wee word of possible warning to those leaving with debt and hopeing to not be found! We contacted the Citizens Advice Brearau before we left to help mediate negociations to pay back what we still owed in UK, as we could not possibly pay before we left. The guy there is still writting to them to let them know our situation. However, I was registered for 2 weeks with my new e-mail address over here in Oz and got an e-mail from Egg, one of our credit cards - asking us to call the office immediatly! They obviously breached Data Protection as the only place that actually knows my new detals are e-bay, as that's all I've gotten around to changeing. I'm not hiding here at all as my debt adviser is dealing with all this and sorting it all out for us. But it makes you think huh! Two weeks.......and that's all! In this modern day cyber world...everyone knows everything!
Hammer them!! Ask them how they got your details. Don't pay them anything till they tell you.

Really, don't stop, every time they hassle you about payments, reply with a letter asking how they got your new address.

I think its great you're paying off your debt, but it also sucks if a bank breaches laws to track you.

Good luck,
JTL
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Old Jun 6th 2005, 2:18 am
  #13  
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by PWBCSA
Did it not occur to you to clear your debts before you moved to the other side of the planet?

You say that you are intending to clear them all but are you really surprised that a major institution like a bank should track you down when it hears, from someone else!, that you have moved to Australia. I assume you chose to acquire these debts in the first place so take responsibility for them and deal with them yourself.

I would just like to say that I think this is an irresponsible way of dealing with decisions you have made in your life and shows a complete lack of understanding of the possible consequences of those decisions.

Cheers.
who died and made you god??
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Old Jun 6th 2005, 3:25 am
  #14  
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by PWBCSA
Did it not occur to you to clear your debts before you moved to the other side of the planet?

You say that you are intending to clear them all but are you really surprised that a major institution like a bank should track you down when it hears, from someone else!, that you have moved to Australia. I assume you chose to acquire these debts in the first place so take responsibility for them and deal with them yourself.

I would just like to say that I think this is an irresponsible way of dealing with decisions you have made in your life and shows a complete lack of understanding of the possible consequences of those decisions.

Cheers.
Are you off your head on something

Where did WWW state that she was not paying any debt, She quite cdlearly says that she couldn't pay before she left the Uk so is sorting a way to pay it from Australia.

I have a debt in the UK so every month I send 1000 bucks via a swift payment to my bank account in the Uk so the Direct Debit from my Uk to account to the loan company can be collected with no problem.

from what you are saying I am also irresponsible, sure doesn't feel like I am being irresponsible when I am handing that 1000 bucks over a month, I'd have thought it would have been irresponsible if I just ran away to Australia and ignored the fact I owe money to Northern rock
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Old Jun 6th 2005, 3:30 am
  #15  
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Default Re: To anyone contemplating leaving with debt and not paying!

Originally Posted by Rooksie
who died and made you god??

I know!! I got offered the job last week, bloody signed the contract and everything. Who's this tosser?

God


(the idiot formerly known as JTL)
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