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ambulance Insurance

Old Apr 21st 2011, 10:12 am
  #1  
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Default ambulance Insurance

Hi

Could anyone help please

Does everyone have ambulance Insurance?
where is the best place to get quotes for it?

Thanks you
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Old Apr 21st 2011, 10:13 am
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Default Re: ambulance Insurance

Originally Posted by outbound2011 View Post
Hi

Could anyone help please

Does everyone have ambulance Insurance?
where is the best place to get quotes for it?

Thanks you
What State/Territory are you in?
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Old Apr 21st 2011, 10:24 am
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Default Re: ambulance Insurance

Originally Posted by moneypenny20 View Post
What State/Territory are you in?
Looks like WA from past posts...........
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Old Apr 21st 2011, 10:27 am
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Default Re: ambulance Insurance

Hi Yes thank you

It will be Perth WA.
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Old Apr 21st 2011, 10:31 am
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Default Re: ambulance Insurance

hbf are the only ones that do it. the rates have just gone up %50
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Old Apr 21st 2011, 11:07 am
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Default Re: ambulance Insurance

However, regardless of cost it's the one insurance everyone should have imo. To call an ambo without insurance you'd be looking at a bill in the high hundreds.
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Old Apr 21st 2011, 11:56 am
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Default Re: ambulance Insurance

From the St John website http://www.ambulance.net.au/content....ambulancecover

Billing Policy
St John Ambulance is a ‘user pays’ organisation which means that travelling in an ambulance is not free.

The cost of ambulance transport varies depending on the nature of the call out. Below are our standard fees for the different services we offer.

For insurance against these fees, coverage can be provided through private health insurers such as Health Benefit Fund (HBF). If you are a pensioner you may also be covered for ambulance transport (refer to the Ambulance Cover section below for further information).

Service Fee
Life threatening $779
Urgent $779
Routine Transport $418
Patient Transport Vehicle $383
No GST on private ambulance transport

Ambulance Cover
If you should need ambulance transport, even a short ride could be expensive. The cost of ambulance services is not covered by Medicare. Nor is it covered if you are holding a Healthcare card, Pharmaceutical or Pensioner Benefit Card.

Metropolitan Ambulance Cover
In the metropolitan area St John Ambulance has not operated the Ambulance Cover since 1997.
HBF owns and operates the HBF St John Ambulance Cover.
Please check with your health insurer to see what level of ambulance cover you hold.

See WA Govt ambulance policy for how pension card holders are covered: http://www.ambulancepolicy.health.wa...ions/index.cfm

The HBF ambulance cover policy is very reasonably priced: http://www.hbf.com.au/health-insuran...nce-cover.html
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Old Apr 21st 2011, 1:32 pm
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Default Re: ambulance Insurance

Originally Posted by moneypenny20 View Post
However, regardless of cost it's the one insurance everyone should have imo. To call an ambo without insurance you'd be looking at a bill in the high hundreds.
have to agree with this ( if you have kids especially )

first thing we got and 9 months into being here had to call one for the youngest (5) breaking his arm pretty badly
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Old Apr 21st 2011, 3:23 pm
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Default Re: ambulance Insurance

It should be like Qld you pay it with youe leckie bill
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Old Apr 21st 2011, 9:30 pm
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Default Re: ambulance Insurance

Originally Posted by BigH68 View Post
It should be like Qld you pay it with youe leckie bill
Why?

All that means is the people who actually pay bills subsidise the bogans who call ambulances when they have broken a fingernail.

Subject crops up every now again in the local paper.
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Old Apr 22nd 2011, 4:37 am
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Default Re: ambulance Insurance

Originally Posted by perth tiger View Post
hbf are the only ones that do it. the rates have just gone up %50
We have it through Medibank, we have the extras cover but they said they do ambo on its own.
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Old Apr 22nd 2011, 5:17 am
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Default Re: ambulance Insurance

Originally Posted by Professional Princess View Post
We have it through Medibank, we have the extras cover but they said they do ambo on its own.
i used to do it through st john direct, when they changed it went straight to hbf and st john said that was the only one who do it now. it was a few years ago though. do you know what it costs for ambo alone with them?
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Old Apr 22nd 2011, 7:53 am
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Default Re: ambulance Insurance

Originally Posted by perth tiger View Post
i used to do it through st john direct, when they changed it went straight to hbf and st john said that was the only one who do it now. it was a few years ago though. do you know what it costs for ambo alone with them?
I did a rough calculation for a couple and it came out at approx $73 a year, that is a rough guess but you can do your own calculation on your circumstances but that is a rough idea of what you pay.
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Old Apr 22nd 2011, 12:35 pm
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Default Re: ambulance Insurance

Originally Posted by outbound2011 View Post
Hi

Could anyone help please

Does everyone have ambulance Insurance?
where is the best place to get quotes for it?

Thanks you
we have HBF ambulance cover. last year we paid $94, this year $140!! Didn't believe it and contacted them. Their answer was, cost for an ambulance have gone up by 50% in the last 2 years.

We have private health cover which refunds the cost of the ambulance cover.
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Old Apr 22nd 2011, 1:30 pm
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Default Re: ambulance Insurance

We took our insurance out about two months ago but discovered recently that if you have a health concession card then Ambulance cover is covered by Medicare so we needn't have taken it out just yet.
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