53 days till we leave - advice about banking and mobile phones please
#1
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Thread Starter
Joined: Oct 2004
Location: Mona Vale, Northern Beaches, Sydney
Posts: 1,076
53 days till we leave - advice about banking and mobile phones please
Hi
I know there are many threads about these topics but I cannot directly find my answers. 53 days till we go and just over a million things to organise.
I would appreciate help on these issues.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Mobile Phones
Me and both kids have lovely Motorola flip phones (they work in Australia because we used them when on holiday)
Q should we take them and will a new Australian pay as you go sim card work in them, I think they are locked to orange and vodaphone here
THANKS
Tara
I know there are many threads about these topics but I cannot directly find my answers. 53 days till we go and just over a million things to organise.
I would appreciate help on these issues.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Mobile Phones
Me and both kids have lovely Motorola flip phones (they work in Australia because we used them when on holiday)
Q should we take them and will a new Australian pay as you go sim card work in them, I think they are locked to orange and vodaphone here
THANKS
Tara
Last edited by ali south; Aug 30th 2005 at 9:29 am.
#2
Re: 53 days till we leave - advice about banking and mobile phones please
I may be wrong but i think you need a code from your phone operator so you can insert a different sim card in it and use it overseas.
#3
EEN
Joined: Aug 2005
Location: Augustine Heights
Posts: 69
Re: 53 days till we leave - advice about banking and mobile phones please
Originally Posted by ali south
Hi
I know there are many threads about these topics but I cannot directly find my answers. 53 days till we go and just over a million things to organise.
I would appreciate help on these issues.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Mobile Phones
Me and both kids have lovely Motorola flip phones (they work in Australia because we used them when on holiday)
Q should we take them and will a new Australian pay as you go sim card work in them, I think they are locked to orange and vodaphone here
THANKS
Tara
I know there are many threads about these topics but I cannot directly find my answers. 53 days till we go and just over a million things to organise.
I would appreciate help on these issues.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Mobile Phones
Me and both kids have lovely Motorola flip phones (they work in Australia because we used them when on holiday)
Q should we take them and will a new Australian pay as you go sim card work in them, I think they are locked to orange and vodaphone here
THANKS
Tara
Hi,
Re: Mobiles. We are with O2 so had them unlocked and have ordered a vodaphone sim card via internet. You can probably use the vodaphone network if you are already able to use them but may need it unlocked to change network. Try www.0044.co.uk for info!
Hels
#4
Re: 53 days till we leave - advice about banking and mobile phones please
Banks: Most UK banks will change your details to an Australian address. We still have our Natwest and Barclaycard accounts, and both the bank and the credit card company send statements to our Australian address. Even return envelopes have airmail and 'Great Britian' on them :-) You'll need to take financial advice on leaving the money in the UK, try a search on here to see what others have found out.
Mobiles: Just buy a Vodafone sim when you get here, should work fine in an O2 phone, mine and the wife's didn't need unblocking at all.
TBEB
Mobiles: Just buy a Vodafone sim when you get here, should work fine in an O2 phone, mine and the wife's didn't need unblocking at all.
TBEB
Originally Posted by ali south
Hi
I know there are many threads about these topics but I cannot directly find my answers. 53 days till we go and just over a million things to organise.
I would appreciate help on these issues.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Mobile Phones
Me and both kids have lovely Motorola flip phones (they work in Australia because we used them when on holiday)
Q should we take them and will a new Australian pay as you go sim card work in them, I think they are locked to orange and vodaphone here
THANKS
Tara
I know there are many threads about these topics but I cannot directly find my answers. 53 days till we go and just over a million things to organise.
I would appreciate help on these issues.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Mobile Phones
Me and both kids have lovely Motorola flip phones (they work in Australia because we used them when on holiday)
Q should we take them and will a new Australian pay as you go sim card work in them, I think they are locked to orange and vodaphone here
THANKS
Tara
#5
Arriving in GC 12th Jan
Joined: Mar 2004
Location: essex, england
Posts: 309
Re: 53 days till we leave - advice about banking and mobile phones please
Originally Posted by ali south
Hi
I know there are many threads about these topics but I cannot directly find my answers. 53 days till we go and just over a million things to organise.
I would appreciate help on these issues.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Mobile Phones
Me and both kids have lovely Motorola flip phones (they work in Australia because we used them when on holiday)
Q should we take them and will a new Australian pay as you go sim card work in them, I think they are locked to orange and vodaphone here
THANKS
Tara
I know there are many threads about these topics but I cannot directly find my answers. 53 days till we go and just over a million things to organise.
I would appreciate help on these issues.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Mobile Phones
Me and both kids have lovely Motorola flip phones (they work in Australia because we used them when on holiday)
Q should we take them and will a new Australian pay as you go sim card work in them, I think they are locked to orange and vodaphone here
THANKS
Tara
Check it out for exact details, I'm no expert there was a few posts on this subject several months ago.
Good luck hope you get everything done it time. You'll def need to unlock your phones in order to use in Aus.
#6
Forum Regular
Joined: Apr 2005
Location: Brisbane
Posts: 143
Re: 53 days till we leave - advice about banking and mobile phones please
Originally Posted by ali south
.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
There is a form you can complete and then you don't get taxed because you are non-resident, but you do have to declare the interest where you live and pay tax on it there.
#7
BE Forum Addict
Thread Starter
Joined: Oct 2004
Location: Mona Vale, Northern Beaches, Sydney
Posts: 1,076
Re: 53 days till we leave - advice about banking and mobile phones please
Originally Posted by sid_s
Some banks are Ok with this, some aren't. I have an Egg account and they told me that if I move overseas they will just close the account immediately. This seems to be true for most of the high-interest/internet banks but the high street ones no problem. I wanted to keep my Egg account so have just given them my mum's address.
There is a form you can complete and then you don't get taxed because you are non-resident, but you do have to declare the interest where you live and pay tax on it there.
There is a form you can complete and then you don't get taxed because you are non-resident, but you do have to declare the interest where you live and pay tax on it there.
I will get that form about UK tax. Cahoot also told me they would close my account if I moved so I will also give my mums address.
Still not sure what to do with the mobiles?!
Tara
#8
BE Forum Addict
Joined: Dec 2003
Location: Adelaide - South Australia
Posts: 1,820
Re: 53 days till we leave - advice about banking and mobile phones please
Originally Posted by ali south
thanks everyone, I knew about the change in exchange rate, I guess if it goes up and we make more money (even though we lose some in tax) this is still good
I will get that form about UK tax. Cahoot also told me they would close my account if I moved so I will also give my mums address.
Still not sure what to do with the mobiles?!
Tara
I will get that form about UK tax. Cahoot also told me they would close my account if I moved so I will also give my mums address.
Still not sure what to do with the mobiles?!
Tara
If it works then fine - your phone is unlocked and will work with any SIM you get in Oz. If it doesn't you'll need to get it unlocked.
You've got a couple of choices.
1. Either get the code from your current provider (they'll probably charge you for it).
2. Get it unlocked by someone on a phone stall at your local market (prob. £10).
3. See if you can do it yourself. Nokia's are very easy. Take a look at http://forums.moneysavingexpert.com/...play.html?f=14.
#9
Re: 53 days till we leave - advice about banking and mobile phones please
My experiance was that an Oz sim card would not work unless the phone was unlocked first. Relatively cheap and easy down a back lane phone place,in Melbourne anyway.
#10
BE Forum Addict
Thread Starter
Joined: Oct 2004
Location: Mona Vale, Northern Beaches, Sydney
Posts: 1,076
Re: 53 days till we leave - advice about banking and mobile phones please
Originally Posted by marco121068
To check if your phone is unlocked - borrow a friends SIM card who is on anther network to yours (though not Virgin or T-Mobile as Virgin uses T-Mobiles network).
If it works then fine - your phone is unlocked and will work with any SIM you get in Oz. If it doesn't you'll need to get it unlocked.
You've got a couple of choices.
1. Either get the code from your current provider (they'll probably charge you for it).
2. Get it unlocked by someone on a phone stall at your local market (prob. £10).
3. See if you can do it yourself. Nokia's are very easy. Take a look at http://forums.moneysavingexpert.com/...play.html?f=14.
If it works then fine - your phone is unlocked and will work with any SIM you get in Oz. If it doesn't you'll need to get it unlocked.
You've got a couple of choices.
1. Either get the code from your current provider (they'll probably charge you for it).
2. Get it unlocked by someone on a phone stall at your local market (prob. £10).
3. See if you can do it yourself. Nokia's are very easy. Take a look at http://forums.moneysavingexpert.com/...play.html?f=14.
Tara
#11
Re: 53 days till we leave - advice about banking and mobile phones please
Originally Posted by ali south
Hi
I know there are many threads about these topics but I cannot directly find my answers. 53 days till we go and just over a million things to organise.
I would appreciate help on these issues.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Mobile Phones
Me and both kids have lovely Motorola flip phones (they work in Australia because we used them when on holiday)
Q should we take them and will a new Australian pay as you go sim card work in them, I think they are locked to orange and vodaphone here
THANKS
Tara
I know there are many threads about these topics but I cannot directly find my answers. 53 days till we go and just over a million things to organise.
I would appreciate help on these issues.
Banking
we are leaving our equity in the UK for a while
Q should we tell the bank we are overseas?
Q what are the tax implications for our savings?
Mobile Phones
Me and both kids have lovely Motorola flip phones (they work in Australia because we used them when on holiday)
Q should we take them and will a new Australian pay as you go sim card work in them, I think they are locked to orange and vodaphone here
THANKS
Tara
Cheers
Ginny
#12
Joined: Dec 2003
Posts: 7,834
Re: 53 days till we leave - advice about banking and mobile phones please
Originally Posted by HEL
Hi,
Re: Mobiles. We are with O2 so had them unlocked and have ordered a vodaphone sim card via internet. You can probably use the vodaphone network if you are already able to use them but may need it unlocked to change network. Try www.0044.co.uk for info!
Hels
Re: Mobiles. We are with O2 so had them unlocked and have ordered a vodaphone sim card via internet. You can probably use the vodaphone network if you are already able to use them but may need it unlocked to change network. Try www.0044.co.uk for info!
Hels
Vodafone UK and Vodafone Au are seperate companies and the sim cards dont work...you need to get the handset unlocked in the UK it cost me 18 quid, then you can just buy a vodafone sim card here. any one for that matter. We have virgin mobiles....sim card cost $15......there is a 20c connection fee on calls then virgin ti virgin calls are 5c a minute, texts are 5c to virgin mobiles and MMS 25c