£2 for a credit check Experian
Feb 11th 2004, 4:48 pm
#1
Purveyor of Beaches
Thread Starter
Joined: May 2003
Location: Caloundra Sunshine Coast Yippee
Posts: 374
£2 for a credit check Experian
Not sure if it has been covered before but thought it may be usefull (for the solvent ones at least) to have a recent copy of a credit report by Experian who are one of the largest credit reference checking agencies. It takes 7 working days, can be done online at www.experian.co.uk & cost £2. My bank of 20 yrs wanted £9
toossers. Think i will take my debts elsewhere
All part of my evidence to get a mortgage or whatever. Good luck
You never know but it might highlight a problem before you go.:scared:
toossers. Think i will take my debts elsewhere All part of my evidence to get a mortgage or whatever. Good luck
You never know but it might highlight a problem before you go.:scared:
Feb 11th 2004, 7:30 pm
#2
Joined: Aug 2003
Posts: 11,149
www.equifax.co.uk is the other major credit record agency. It is worth getting just too see that they have the records correct. I am not sure whether they will fit into Australian banks credit scoring but it cannot hurt.
Feb 11th 2004, 11:51 pm
#3
BE Enthusiast
Joined: Jul 2003
Location: Westleigh, Sydney
Posts: 553
Your credit score numbers are meaningless here, as they use a different calculation basis, so the credit history from Experian or Equifax is pretty much useless other than to confirm your balances and credit limits which you would have on your most recent statements anyway. We were never asked for ours.
Worth paying the bank to write a reference letter “… had been a client of good standing of the bank for xx years …� or whatever.
Worth paying the bank to write a reference letter “… had been a client of good standing of the bank for xx years …� or whatever.
