Paying National Insurance while living in the USA
#1
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Joined: Oct 2017
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Paying National Insurance while living in the USA
I need to start paying my NI contributions so I can receive a full pension when I retire. I am filling out form NI38. They want to take direct debit payments but the form wants a branch sort code and address. Obliviously we don't have those over here so how are people paying their contributions while living in the USA?
#2
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Joined: Aug 2013
Location: Eee Bah Gum
Posts: 4,129
Re: Paying National Insurance while living in the USA
We kept our UK bank account when we moved over so I'm not sure how you would pay HMRC the voluntary monthly contributions without one. IIRC nun pays his contributions from the US once each year rather than monthly. Maybe he can offer some advice.
http://britishexpats.com/forum/members/nun-27860/
http://britishexpats.com/forum/members/nun-27860/
#3
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Joined: Oct 2017
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Re: Paying National Insurance while living in the USA
Thanks for the answer. I think I will have to go with the once a year payment.
#4
Re: Paying National Insurance while living in the USA
You can just ask HMRC to send you an annual bill and then send them a foreign bank draft or wire them the money.
#5
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Re: Paying National Insurance while living in the USA
#6
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Posts: 906
Re: Paying National Insurance while living in the USA
transferwise.com offer a borderless bank account in pounds, try that for making payments and transfer funds
#7
Re: Paying National Insurance while living in the USA
Okay, a quick sanity check if I may, please.
When I left the UK I had 38 years of NI contributions. Since then some elements of the rules that affect me have changed and I now have 27 years. Not an issue per se, but I'd like to get it back to the maximum of 35 years.
I've filled in the forms and now have a letter back from them saying I can pay Class 2 for a number of previous years. A bargain. The last 8 are included so I plan to pay the cost for the last 8 years and that would be all done.
However, no clear instructions on how to pay.
The plan is to call them and discuss.
That the way?
Anybody had that conversation?
Thanks.
When I left the UK I had 38 years of NI contributions. Since then some elements of the rules that affect me have changed and I now have 27 years. Not an issue per se, but I'd like to get it back to the maximum of 35 years.
I've filled in the forms and now have a letter back from them saying I can pay Class 2 for a number of previous years. A bargain. The last 8 are included so I plan to pay the cost for the last 8 years and that would be all done.
However, no clear instructions on how to pay.
The plan is to call them and discuss.
That the way?
Anybody had that conversation?
Thanks.
#8
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Joined: Aug 2013
Location: Eee Bah Gum
Posts: 4,129
Re: Paying National Insurance while living in the USA
Okay, a quick sanity check if I may, please.
When I left the UK I had 38 years of NI contributions. Since then some elements of the rules that affect me have changed and I now have 27 years. Not an issue per se, but I'd like to get it back to the maximum of 35 years.
I've filled in the forms and now have a letter back from them saying I can pay Class 2 for a number of previous years. A bargain. The last 8 are included so I plan to pay the cost for the last 8 years and that would be all done.
However, no clear instructions on how to pay.
The plan is to call them and discuss.
That the way?
Anybody had that conversation?
Thanks.
When I left the UK I had 38 years of NI contributions. Since then some elements of the rules that affect me have changed and I now have 27 years. Not an issue per se, but I'd like to get it back to the maximum of 35 years.
I've filled in the forms and now have a letter back from them saying I can pay Class 2 for a number of previous years. A bargain. The last 8 are included so I plan to pay the cost for the last 8 years and that would be all done.
However, no clear instructions on how to pay.
The plan is to call them and discuss.
That the way?
Anybody had that conversation?
Thanks.
#10
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Location: bute
Posts: 9,740
Re: Paying National Insurance while living in the USA
I did rhis pre-modern electronic banking by post with a draft drawn on a UK bank which I got from my bank in the Middle East. I assume that banks in the USA know there is a world beyond ?
#11
Forum Regular
Joined: Oct 2012
Posts: 111
Re: Paying National Insurance while living in the USA
I've filled in the forms and now have a letter back from them saying I can pay Class 2 for a number of previous years. A bargain. The last 8 are included so I plan to pay the cost for the last 8 years and that would be all done.
However, no clear instructions on how to pay.
https://www.gov.uk/pay-class-2-natio...e/bank-details
I just today paid my Class 2 from prior years and used the HMRC Sort Code 20 20 48 and Account number 30944793, and paid via CHAPS from our UK account.
There was an 18 digit number printed at the bottom left of the NI statement that HMRC sent me giving permission to pay Class 2, so I used that as the reference - the first 12 digits of the 18 were the same as the digits in my HMRC reference at the top of the page, so I expect this to reference needed. Let's see
#12
Re: Paying National Insurance while living in the USA
I just today paid my Class 2 from prior years and used the HMRC Sort Code 20 20 48 and Account number 30944793, and paid via CHAPS from our UK account.
There was an 18 digit number printed at the bottom left of the NI statement that HMRC sent me giving permission to pay Class 2, so I used that as the reference - the first 12 digits of the 18 were the same as the digits in my HMRC reference at the top of the page, so I expect this to reference needed.
There was an 18 digit number printed at the bottom left of the NI statement that HMRC sent me giving permission to pay Class 2, so I used that as the reference - the first 12 digits of the 18 were the same as the digits in my HMRC reference at the top of the page, so I expect this to reference needed.
Sadly, this comment, "Let's see", sums up exactly all my dealings with a couple of non-US countries over pensions, tax, etc. Whatever the truth, you never quite can be sure what their next response is going to be, and it always takes time.