Moving to New York - things you wish you knew?
Jan 14th 2018, 12:00 am
#16
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Joined: Sep 2017
Posts: 23
Re: Moving to New York - things you wish you knew?
What I wish I had known moving to GA is going to be vastly different than moving to New York (Is it NY State or NYC? You don't specify)
That said, the basics are still there - the cost of healthcare, the vast distances you end up driving to get a carton of milk or a coffee, the differences in work ethic. Things like that.
That said, the basics are still there - the cost of healthcare, the vast distances you end up driving to get a carton of milk or a coffee, the differences in work ethic. Things like that.
Jan 14th 2018, 12:03 am
#18
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Joined: Sep 2017
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Re: Moving to New York - things you wish you knew?
Just wanted to say thanks for all of these, all really helpful. I'll no doubt be back with more questions as the move gets closer...
Jan 16th 2018, 2:02 am
#19
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Joined: Jan 2017
Location: Nottingham UK to Boston MA to Orlando FL
Posts: 185
Re: Moving to New York - things you wish you knew?
I also don’t agree with adding 20% automatically. I usually fall somewhere in between 15-20%.
Jan 19th 2018, 12:07 am
#20
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Joined: Apr 2005
Posts: 120
Re: Moving to New York - things you wish you knew?
Banking is archaic, I would recommend having a US HSBC account if you banked with them in the UK. Means you'll not have same issues with credit. I came here and had a credit card (essential here!) ready and waiting for me. Also good for global view etc. That being said, they are no means the best bank here and they aren't available everywhere but in the city there's enough of them. It's a good starting place.
Highly recommend you look at Jersey City as somewhere to live, it's a 20min commute to 33rd st, so easier than living in Brooklyn and much more chill than the city but close enough for going out etc. You also don't pay the city tax - makes a big difference!
Mobile packages are expensive here, much more so than home, so expect to pay around $65/ month PAYG without the phone.
You may need a giant sized deposit for your apartment, since you won't have credit history. If you're lucky it will be 3 months, but some people have paid 6.
Highly recommend you look at Jersey City as somewhere to live, it's a 20min commute to 33rd st, so easier than living in Brooklyn and much more chill than the city but close enough for going out etc. You also don't pay the city tax - makes a big difference!
Mobile packages are expensive here, much more so than home, so expect to pay around $65/ month PAYG without the phone.
You may need a giant sized deposit for your apartment, since you won't have credit history. If you're lucky it will be 3 months, but some people have paid 6.
Jan 19th 2018, 7:53 pm
#21
Forum Regular
Joined: Jul 2017
Posts: 79
Re: Moving to New York - things you wish you knew?
Banking is archaic, I would recommend having a US HSBC account if you banked with them in the UK. Means you'll not have same issues with credit. I came here and had a credit card (essential here!) ready and waiting for me. Also good for global view etc. That being said, they are no means the best bank here and they aren't available everywhere but in the city there's enough of them. It's a good starting place.
Highly recommend you look at Jersey City as somewhere to live, it's a 20min commute to 33rd st, so easier than living in Brooklyn and much more chill than the city but close enough for going out etc. You also don't pay the city tax - makes a big difference!
Mobile packages are expensive here, much more so than home, so expect to pay around $65/ month PAYG without the phone.
You may need a giant sized deposit for your apartment, since you won't have credit history. If you're lucky it will be 3 months, but some people have paid 6.
Highly recommend you look at Jersey City as somewhere to live, it's a 20min commute to 33rd st, so easier than living in Brooklyn and much more chill than the city but close enough for going out etc. You also don't pay the city tax - makes a big difference!
Mobile packages are expensive here, much more so than home, so expect to pay around $65/ month PAYG without the phone.
You may need a giant sized deposit for your apartment, since you won't have credit history. If you're lucky it will be 3 months, but some people have paid 6.
I live in Queens (Bayside) which is a lovely area but does mean we pay the extra tax.
If you're moving with a partner, look into a multi-phone deal. We pay $65 a month to T-Mobile for unlimited everything with great roaming rates too.
Jan 19th 2018, 11:20 pm
#22
Forum Regular
Joined: Jul 2017
Posts: 53
Re: Moving to New York - things you wish you knew?
^This, especially on the HSBC / banking side. Most of the head-meets-wall experiences I've had have been trying to do simple things like direct deposits. Within my first 5 minutes sitting down with HSBC they warned me that the US banking system trails the UK / Europe by a decade or more, and to just get used to it.
I live in Queens (Bayside) which is a lovely area but does mean we pay the extra tax.
If you're moving with a partner, look into a multi-phone deal. We pay $65 a month to T-Mobile for unlimited everything with great roaming rates too.
I live in Queens (Bayside) which is a lovely area but does mean we pay the extra tax.
If you're moving with a partner, look into a multi-phone deal. We pay $65 a month to T-Mobile for unlimited everything with great roaming rates too.
NJ is a different state across the Hudson River from NYC.
