Car insurance for a UK visitor?
Apr 15th 2018, 4:27 pm
#1
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Thread Starter
Joined: Mar 2014
Posts: 147
Car insurance for a UK visitor?
Hi all
I’m in Texas. When a family member visits, with their UK license, can she drive my insured vehicles here? I’ve a feeling the answer is yes, and I don’t need to do anything?
Is there an option to add any extra level of cover that should my relative have a bump, it doesn’t impact on our policy? Just in case!
I’m in Texas. When a family member visits, with their UK license, can she drive my insured vehicles here? I’ve a feeling the answer is yes, and I don’t need to do anything?
Is there an option to add any extra level of cover that should my relative have a bump, it doesn’t impact on our policy? Just in case!
Apr 15th 2018, 4:33 pm
#2
Lost in BE Cyberspace
Joined: May 2010
Location: San Diego, California
Posts: 9,652
Re: Car insurance for a UK visitor?
Hi all
I’m in Texas. When a family member visits, with their UK license, can she drive my insured vehicles here? I’ve a feeling the answer is yes, and I don’t need to do anything?
Is there an option to add any extra level of cover that should my relative have a bump, it doesn’t impact on our policy? Just in case!
I’m in Texas. When a family member visits, with their UK license, can she drive my insured vehicles here? I’ve a feeling the answer is yes, and I don’t need to do anything?
Is there an option to add any extra level of cover that should my relative have a bump, it doesn’t impact on our policy? Just in case!
Apr 15th 2018, 4:34 pm
#3
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Joined: Mar 2014
Posts: 147
Re: Car insurance for a UK visitor?
Lol... I thought that meant I had done something wrong and you’d deleted my post 
(BritInParis)
(BritInParis)
Apr 15th 2018, 4:37 pm
#4
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Joined: Mar 2014
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Re: Car insurance for a UK visitor?
Probably should have said I would, but actually interested if anyone has info on how it works really. In the years I have been in the US, I have found it best to contact suppliers of services with some background knowledge. Comcast for example actually completely gave incorrect info, but advice from a friend helped me sort it out with them.
Apr 15th 2018, 5:05 pm
#5
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Joined: Mar 2015
Location: NC, USA (ex Yorkshire)
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Re: Car insurance for a UK visitor?
Probably should have said I would, but actually interested if anyone has info on how it works really. In the years I have been in the US, I have found it best to contact suppliers of services with some background knowledge. Comcast for example actually completely gave incorrect info, but advice from a friend helped me sort it out with them.
Apr 16th 2018, 5:11 pm
#7
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Joined: Feb 2010
Location: Temecula, CA
Posts: 4,759
Re: Car insurance for a UK visitor?
And just to show how important it is to get an answer for *your* policy (written preferably), mine was the same PLUS the driver had to be 21 or older.
Apr 16th 2018, 6:14 pm
#8
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Re: Car insurance for a UK visitor?
Just closing this out in case someone finds it useful in future.
I called Geico. My British citizen relative can drive our insured vehicles under the “Permissive Use” part of our contract as long as they have their valid UK license and meet the US requirements (I think can drive up to 30 days on a uk license)
May differ by insurer OC, but that’s our scenario. Any claims would impact on our policy and no scope for ‘protecting’ against that exists.
Have a great week!
I called Geico. My British citizen relative can drive our insured vehicles under the “Permissive Use” part of our contract as long as they have their valid UK license and meet the US requirements (I think can drive up to 30 days on a uk license)
May differ by insurer OC, but that’s our scenario. Any claims would impact on our policy and no scope for ‘protecting’ against that exists.
Have a great week!
Apr 16th 2018, 7:36 pm
#9
Lost in BE Cyberspace
Joined: May 2010
Location: San Diego, California
Posts: 9,652
Re: Car insurance for a UK visitor?
Just closing this out in case someone finds it useful in future.
I called Geico. My British citizen relative can drive our insured vehicles under the “Permissive Use” part of our contract as long as they have their valid UK license and meet the US requirements (I think can drive up to 30 days on a uk license)
May differ by insurer OC, but that’s our scenario. Any claims would impact on our policy and no scope for ‘protecting’ against that exists.
Have a great week!
I called Geico. My British citizen relative can drive our insured vehicles under the “Permissive Use” part of our contract as long as they have their valid UK license and meet the US requirements (I think can drive up to 30 days on a uk license)
May differ by insurer OC, but that’s our scenario. Any claims would impact on our policy and no scope for ‘protecting’ against that exists.
Have a great week!
Apr 16th 2018, 9:12 pm
#10
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Joined: Mar 2014
Posts: 147
Re: Car insurance for a UK visitor?
No they did not, but I already gave the age of my relative as being over 40. So they may have asked if I had not...
Apr 16th 2018, 9:26 pm
#11
Concierge
Joined: Apr 2001
Posts: 46,383
Re: Car insurance for a UK visitor?
GEICO never had a problem with someone else driving my vehicle. Often my daughters would need to use the car or when my sister came to visit, she would use the car. If went away, I would leave the car with my daughter for her husband to use as a second car. FTR my daughters were adults and living away from home so were not under my auto policy.
Apr 17th 2018, 1:25 pm
#12
BE Enthusiast
Joined: Feb 2017
Location: Newnan, GA
Posts: 802
Re: Car insurance for a UK visitor?
With Progressive, they were equally fine for my parents to drive my cars when visiting over Christmas.
Apr 17th 2018, 9:14 pm
#13
Account Closed
Joined: Mar 2004
Posts: 2
Re: Car insurance for a UK visitor?
Most unlikely to be an issue but no harm checking.
