BritishGuy36

I thought it was supposed to go down after you've been driving here incident free for a year?!?!

Progressive are proposing charging me the same for my next 6 months (in fact it's gone up $3). $423 on a 2005 Grand Am is too much when it's not even full coverage.

I'm changing.

mellybrown

we pay 154 a month for a 2008 mustang and a 2003 vw bug........with travellers

lansbury

The idea of a no claims discount hasn't caught on in the US yet.

Rete

GEICO has it and its called 5 year good driver discount.

meauxna

d'oh! I get it through State Farm.

Mummy in the foothills

We have Allstate, $650 for 6 months, three cars and three drivers, no full coverage.

AmerLisa

Well ours went down and now its back up again, I feel ripped off! Especially since we haven't had tickets nor accidents.....

Zonie

Right.

05 Ford Focus and a 09 Toyota Sienna, two drivers, full coverage and $75K medical coverage. $1003 for 12 month coverage with Hartford.

In answer to the original question, some insurance companies look at the holding of a US driving license for three years as the premium easing point (ignoring the previous 36 years of UK license).

lansbury

That's not a proper no claims discount you should get a percentage off each year you don't have an accident. You can get up to around 60% discount for 5 years no claims where we'all come from.

lansbury

there's lucky you are then

cathy22w

I could never believe how expensive car insurance was in the US. I paid something like $100 a month for a 2004 Neon, without full coverage. Now am back in the UK, and paying 240 pounds per year for fully comprehensive insurance. Plus a few quid a month extra for top level breakdown coverage. How nice.

BritishGuy36

I shopped around last time and while I could get it cheaper, it wasn't enough to be bothered with the hassle of switching. Folks fold me that after 12 months of US driving history it would go down. It hasn't.

This time I'm going for the cheapest as it's $200 less, with almost identical coverage.

Kaffy Mintcake

If any of you have a US military connection, USAA has widened its eligibility recently to include anyone who has been honorably discharged. (it used to be officers only) I'm a member through my father. Their rates are fair, their pay-out for a claim is fair and their service is excellent.

AmerLisa

We have State Farm and have had for the last 5.5 years we have been here.... We are currently paying $2340 a year for two cars, 07 Nissan Versa, 05 Hyundai Santa Fe.....full coverage on both of them. Its like paying an additional car payment a month, well almost. I have had other quotes, but more afraid of switching to another insurance and having issues if we ever have issues.

Manc

DO YOU PEOPLE UNDERSTAND THE CONCEPT OF YOU LIVE IN A DIFFERENT COUNTRY?


I told you back in May........ dickhead, and it wasn't worth my time and effort to respond then either.
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