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Windshield claim on insurance

Windshield claim on insurance

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Old Aug 14th 2017, 12:27 am
  #16  
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Default Re: Windshield claim on insurance

Everyone with comprehensive coverage in BC (I know it's Canada but eh who cares.) gets coverage $200 deductible, a new windshield will not be found for $200 or less here.

Windshield claims don't count towards your good driving and claims free discounts, so claiming windshield coverage won't make one's rate go up.

Our windshield got some nice damage last winter, driving up a mountain pass with it being -17C outside, semi kicked up a small rock, went from a little star to a full length crack in about 3 minutes, watched it in action, was no possible way to prevent it in those temps in the middle of nowhere.
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Old Aug 14th 2017, 1:01 pm
  #17  
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Default Re: Windshield claim on insurance

It really does depend on your insuranc xompany and/or any state laws that may make a difference.

My repair went smoothly and, even with a full guarantee, was only $60. Safelite's price? $100, so I saved nearly half AND got to support a local business!

BTW, the replacement windshield would have been $100 cheaper, too!!
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Old Aug 14th 2017, 1:57 pm
  #18  
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Default Re: Windshield claim on insurance

Originally Posted by mrken30
I don't understand why the quotes I am getting are so high. Does it work like health insurance where insurance companies get a discount on the price? I will do some more shopping I guess.
Not sure if this matters but what does your windshield have embedded that might bring the cost up?
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Old Aug 14th 2017, 5:12 pm
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Default Re: Windshield claim on insurance

Originally Posted by Rete
Not sure if this matters but what does your windshield have embedded that might bring the cost up?
Good point! Some windshields are now heated, and they cost a lot more than a plain glass windshield.
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