Go Back   British Expats / Living & Moving Abroad / Europe / Spain

Reply
 
Thread Tools
Old Nov 8th 2017, 9:02 pm   #16
I still dont believe it..
 
Joined: Oct 2013
Location: 12 degrees north
Posts: 1,440
uk_grenada has a reputation beyond reputeuk_grenada has a reputation beyond reputeuk_grenada has a reputation beyond reputeuk_grenada has a reputation beyond reputeuk_grenada has a reputation beyond reputeuk_grenada has a reputation beyond reputeuk_grenada has a reputation beyond reputeuk_grenada has a reputation beyond reputeuk_grenada has a reputation beyond reputeuk_grenada has a reputation beyond reputeuk_grenada has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Credit card standards are just that, if they carry visa or mastercard logos thats what they really are. Do you not think - if you cant get the card in the slot its a bit of a fundamental issue with the card duh. NB i know the readers care about size and thickness and expect an electrical resistance, but it cant see the mag stripe or chip till its inserted.

Ive actually visited the uk visa online processing facility that handles all transactions in the country. Its 6 fridge sized boxes, triplicated in 3 data centres, tiny but works like a jewel, can you guess where the global visa system software is coded ? That’ll be london...

My uk based bank does everything by web or phone, they have but dont need branches, and it works all over the world. They accept digitally signed docs where legally they need signatures, and in 20 years have never made an error for me.

Check out halifax clarity cards, a credit card that charges nothing for cash or transactions, used globally, strangely my american and canadian friends cant get anything like that. Just get cash abroad with it at the current unloaded rate and pay for it in the uk, job done...
__________________
Just over 64.3% of statistics are made up, the rest are lies.

Last edited by uk_grenada; Nov 8th 2017 at 9:06 pm.
uk_grenada is offline   Reply With Quote
Old Nov 8th 2017, 9:18 pm   #17
jonboy Male
BE Enthusiast
 
Joined: Jul 2006
Location: london/gandia
Posts: 833
jonboy has a reputation beyond reputejonboy has a reputation beyond reputejonboy has a reputation beyond reputejonboy has a reputation beyond reputejonboy has a reputation beyond reputejonboy has a reputation beyond reputejonboy has a reputation beyond reputejonboy has a reputation beyond reputejonboy has a reputation beyond reputejonboy has a reputation beyond reputejonboy has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

halifax clarity card, a gift for the traveller!
jonboy is offline   Reply With Quote
Old Nov 8th 2017, 9:31 pm   #18
Lt Col (Retd)
Premium Member
 
Pulaski's Avatar
 
Joined: Dec 2001
Location: Dixie, ex UK
Posts: 42,594
Pulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Quote:
Originally Posted by uk_grenada View Post
Credit card standards are just that, if they carry visa or mastercard logos thats what they really are. Do you not think - if you cant get the card in the slot its a bit of a fundamental issue with the card duh. NB i know the readers care about size and thickness and expect an electrical resistance, but it cant see the mag stripe or chip till its inserted.

Ive actually visited the uk visa online processing facility that handles all transactions in the country. Its 6 fridge sized boxes, triplicated in 3 data centres, tiny but works like a jewel, can you guess where the global visa system software is coded ? That’ll be london. .....
Stand by for a facetious ad hominem attack!
__________________
As quoted in the Grauniad.
Pulaski is online now   Reply With Quote
Old Nov 9th 2017, 7:38 am   #19
Reasonable Bitch
 
Joined: Feb 2011
Location: Mallorca
Posts: 11,819
amideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Quote:
Originally Posted by Pulaski View Post
You clearly know very little about banks and banking. The norm/default in all countries around the world, including Spain, and Germany, and ..... (well, about 200 others) is that banks charge a modest fee for receiving a wire, as well of course for sending a wire. That is perfectly normal in most cases, though it is waived in some cases, for some people, and perhaps even some businesses.
Neither my Spanish nor German bank charges fees for receiving money. In fact, I don't believe I've ever held an account with a bank that does. Our US friends say it's quite normal over there though. Maybe that's where you get it.

In fact, wire transfer is so common here ("checking" no longer exists - since about a decade now), it's how we pay almost everything. Utilities, services, taxes... Including cross-border payments. To the bank, it's all the same exercise. But again, I think you may need to break outside your bubble to truly understand the benefit of those things.
__________________
Surprise! Turkeys really do vote for Christmas.

Last edited by amideislas; Nov 9th 2017 at 8:01 am.
amideislas is offline   Reply With Quote
Old Nov 9th 2017, 8:54 am   #20
BE Forum Addict
 
Joined: Apr 2010
Location: London (mainly)/Oliva
Posts: 2,027
johnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Quote:
Originally Posted by amideislas View Post
What bank? I've heard there are UK banks that can do this... online even...

Charged you for >receiving< money? Sounds like a US bank. You ought to change banks. BBVA has totally free accounts, for example. No charges for anything.
Caixa. Charge me 0.5%, (including the first charge on a transfer for a property purchase). I was with Barclays Spain and they did not charge but when taken over by Caixa the charges started.
I do keep meaning to change banks but I do not want an online account and other banks require a substantial monthly credit to get free or reduced cost banking or there are no significant benefits in changing.
I am also lazy.

In the UK I have never ever been charged for a current account.
johnnyone is offline   Reply With Quote
Old Nov 9th 2017, 11:03 am   #21
mfh 
Just Passing Through
 
Joined: Oct 2012
Posts: 761
mfh has a reputation beyond reputemfh has a reputation beyond reputemfh has a reputation beyond reputemfh has a reputation beyond reputemfh has a reputation beyond reputemfh has a reputation beyond reputemfh has a reputation beyond reputemfh has a reputation beyond reputemfh has a reputation beyond reputemfh has a reputation beyond reputemfh has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Quote:
Originally Posted by Pulaski View Post
Stand by for a facetious ad hominem attack!
LOL how did on earth did you know that would happen ;-)
mfh is offline   Reply With Quote
Old Nov 9th 2017, 1:52 pm   #22
Lt Col (Retd)
Premium Member
 
Pulaski's Avatar
 
Joined: Dec 2001
Location: Dixie, ex UK
Posts: 42,594
Pulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Quote:
Originally Posted by amideislas View Post
Neither my Spanish nor German bank charges fees for receiving money. In fact, I don't believe I've ever held an account with a bank that does. Our US friends say it's quite normal over there though. Maybe that's where you get it.

In fact, wire transfer is so common here ("checking" no longer exists - since about a decade now), it's how we pay almost everything. Utilities, services, taxes... Including cross-border payments. To the bank, it's all the same exercise. But again, I think you may need to break outside your bubble to truly understand the benefit of those things.
But again you have only demonstrated your profound ignorance of what you are talking about. A wire is something very specific, and confined almost entirely to larger amounts and mostly by businesses. There are many other types of electronic transfers between banks, and most of them are free, even in the US. Some of them are domestic or regional, increasingly there are also international options too, but they are not wires.

Any attempt to educate you on the subject in hand is met with misinformation, sarcasm, and insults, but the only person who it reflects badly on is you.

Several of my employers sent and received wires, to and from all over the world, every continent, every corner of the world, and most countries, and I have undoubtedly seen more wires than you have had hot dinners, so please stop blathering about things which you don't understand. If you actually cared, which I doubt, you might actually learn a thing or two!
__________________
As quoted in the Grauniad.
Pulaski is online now   Reply With Quote
Old Nov 9th 2017, 3:32 pm   #23
Moderator
 
Rosemary's Avatar
 
Joined: Mar 2007
Location: Costa Valencia
Posts: 13,038
Rosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

For the benefit of other members on the forum could Pulaski and amideislas please take their current argument to PM´s.

Rosemary
__________________
Silence is the best reply to a fool.

Beware of false knowledge. It is more dangerous than ignorance. George Bernard Shaw

Be thankful for the difficult people in your life, for they have shown you exactly who you do not want to be.
Rosemary is offline   Reply With Quote
Old Nov 9th 2017, 3:35 pm   #24
Just Joined
 
Joined: Sep 2017
Location: London, Valencia
Posts: 1
todonnell is an unknown quantity at this point
Default Re: Using Sabadell Debit Card in UK

I just tried my Sabadell card in the machine at Marylebone Station - the machine allowed me to insert my card and enter my PIN, but when I tried to get a balance on-screen it said "this operation is not available" (or similar) and gave my card back.
I didn't re-enter it and try to get money out as I know I'd be charged for doing that.
todonnell is offline   Reply With Quote
Old Nov 9th 2017, 4:00 pm   #25
Moderator
 
Rosemary's Avatar
 
Joined: Mar 2007
Location: Costa Valencia
Posts: 13,038
Rosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Quote:
Originally Posted by todonnell View Post
I just tried my Sabadell card in the machine at Marylebone Station - the machine allowed me to insert my card and enter my PIN, but when I tried to get a balance on-screen it said "this operation is not available" (or similar) and gave my card back.
I didn't re-enter it and try to get money out as I know I'd be charged for doing that.
Hi and a warm welcome to the Spanish forum on BE. Myself and Fred James are the moderators for the Spanish forums whilst myself and BEVS moderate Europe. Please read the Site Rules Site Rules | British Expatriate Community adhere to them so that the site runs smoothly. Moderators are there to ensure that the rules of BE are maintained. This is so that members gain the information that they are looking for and find their experiences on the forums to be friendly and worthwhile.

Problems and complaints should always be addressed to a moderator who will look into the matter and deal with it efficiently and fairly. Our members who post in the Spain Forums are usually friendly and helpful with a wealth of knowledge about the issues of living in Spain. I hope that you enjoy your time participating in the forums.

Please let me know if you need any further help.
__________________
Silence is the best reply to a fool.

Beware of false knowledge. It is more dangerous than ignorance. George Bernard Shaw

Be thankful for the difficult people in your life, for they have shown you exactly who you do not want to be.
Rosemary is offline   Reply With Quote
Old Nov 9th 2017, 7:27 pm   #26
MikeJ Male
BE Forum Addict
 
MikeJ's Avatar
 
Joined: Apr 2007
Posts: 2,284
MikeJ has a reputation beyond reputeMikeJ has a reputation beyond reputeMikeJ has a reputation beyond reputeMikeJ has a reputation beyond reputeMikeJ has a reputation beyond reputeMikeJ has a reputation beyond reputeMikeJ has a reputation beyond reputeMikeJ has a reputation beyond reputeMikeJ has a reputation beyond reputeMikeJ has a reputation beyond reputeMikeJ has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Quote:
Originally Posted by amideislas View Post
Well, the UK banking system (like the US), is rather backward by comparison.

But in all fairness, perhaps "backward" isn't the best term. It's just focussed on domestic banking, using its own special rules and technical metrics, often ignoring international standards. For example, many UK banks are great and super fast at transferring funds domestically, but as soon as you want to do something "international" (even, in some cases, use a "foreign" card), it's a "deer in the headlights" sort of thing. This explains a lot about why the "international transfer" business is almost exclusively a UK thing... UK Banks just fail miserably at it.
What a load of misinformed tosh!
MikeJ is offline   Reply With Quote
Old Nov 9th 2017, 8:12 pm   #27
Forum Regular
 
Joined: Aug 2013
Location: Cornwall
Posts: 61
FullCircle is an unknown quantity at this point
Default Re: Using Sabadell Debit Card in UK

I just thought I should send a quick post even though this thread has gone off topic. I managed to speak with Sabadell last night and they believe the card is damaged and have ordered a replacement.
Cheers
FullCircle is offline   Reply With Quote
Old Nov 10th 2017, 6:17 am   #28
Reasonable Bitch
 
Joined: Feb 2011
Location: Mallorca
Posts: 11,819
amideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond reputeamideislas has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Quote:
Originally Posted by MikeJ View Post
What a load of misinformed tosh!
OK... But in practice, that's actually how it is. It's still impossible to send money anywhere abroad with my UK account without visiting a branch and filling out paperwork. The "transfer" business is all but exclusively a UK cottage industry. There's a reason for that.
__________________
Surprise! Turkeys really do vote for Christmas.
amideislas is offline   Reply With Quote
Old Nov 10th 2017, 9:01 am   #29
Retired and loving it!
 
snikpoh's Avatar
 
Joined: Sep 2007
Location: Ontinyent - Valencia region (campo)
Posts: 4,289
snikpoh has a reputation beyond reputesnikpoh has a reputation beyond reputesnikpoh has a reputation beyond reputesnikpoh has a reputation beyond reputesnikpoh has a reputation beyond reputesnikpoh has a reputation beyond reputesnikpoh has a reputation beyond reputesnikpoh has a reputation beyond reputesnikpoh has a reputation beyond reputesnikpoh has a reputation beyond reputesnikpoh has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Quote:
Originally Posted by amideislas View Post
OK... But in practice, that's actually how it is. It's still impossible to send money anywhere abroad with my UK account without visiting a branch and filling out paperwork. The "transfer" business is all but exclusively a UK cottage industry. There's a reason for that.
I send money abroad from my UK bank (s) on a regular basis with no problems at all - haven't been near a branch or filled any paperwork in for over 12 years.

So, I really don't know why you say it's impossible as it clearly isn't - must just be you and your account!
__________________
www.casaelparque.com
snikpoh is offline   Reply With Quote
Old Nov 10th 2017, 9:16 am   #30
BE Forum Addict
 
Joined: Apr 2010
Location: London (mainly)/Oliva
Posts: 2,027
johnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond repute
Default Re: Using Sabadell Debit Card in UK

Quote:
Originally Posted by amideislas View Post
OK... But in practice, that's actually how it is. It's still impossible to send money anywhere abroad with my UK account without visiting a branch and filling out paperwork. The "transfer" business is all but exclusively a UK cottage industry. There's a reason for that.
Are you absolutely sure? I can transfer money abroad, the same day online through my UK bank.
johnnyone is offline   Reply With Quote
Reply

Go Back   British Expats / Living & Moving Abroad / Europe / Spain


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT. The time now is 4:17 am.


Powered by vBulletin: ©2000 - 2017, Jelsoft Enterprises Ltd.
© 1999-2010 BritishExpats.com