M.o.t. And insurance
Apr 25th 2017, 7:07 am
#31
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Apr 25th 2017, 9:00 am
#32
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Re: M.o.t. And insurance
To tax the vehicle online the online tax system does an automatic online insurance check, your insurance must be coming up on the national database otherwise the system would not let you tax the car. I can't see why an EU insurance company that records the data on the Uk vehicle insurance database would not be acceptable. There are a few UK car and motorbike insurances based in Gibraltar?
Apr 25th 2017, 9:14 am
#33
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Re: M.o.t. And insurance
No, is the simple answer, after 183 days in Spain you would be classed as tax resident and have to make tax declaration on your worldwide income, and also after 90 days you would be required to sign on the padron. Becoming resident is a simple and painless, and cheap operation.
Apr 25th 2017, 10:41 am
#34
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Re: M.o.t. And insurance
No, is the simple answer, after 183 days in Spain you would be classed as tax resident and have to make tax declaration on your worldwide income, and also after 90 days you would be required to sign on the padron. Becoming resident is a simple and painless, and cheap operation.
... not quite. If you are going to be here for more than 90 days, you are obliged to sign on the list of foreigners (at the extranjeria) and get your residency certificate.
Once resident in Spain, you should sign on the padron at your local town hall.
Apr 25th 2017, 10:42 am
#35
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Re: M.o.t. And insurance
To tax the vehicle online the online tax system does an automatic online insurance check, your insurance must be coming up on the national database otherwise the system would not let you tax the car. I can't see why an EU insurance company that records the data on the Uk vehicle insurance database would not be acceptable. There are a few UK car and motorbike insurances based in Gibraltar?
It's like when I was insured with Ibex (Gibraltar), no Spanish company could access their database so I had to have a letter from them proving NCB.
Apr 25th 2017, 11:07 am
#36
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Re: M.o.t. And insurance
The point I am making is if the online tax system allowed Pete to tax his UK registered car with insurance from a Spanish company then that insurance must be recorded on the UK insurance database, otherwise it would not allow him to tax it? Maybe the Spanish company add it to the uk database because it is UK registered? But yes the uk online tax system will only check the UK insurance database.Certainly I had motorbikes UK insured with insurance company based in Gibraltar.
Last edited by bobd22; Apr 25th 2017 at 11:10 am.
Apr 25th 2017, 12:43 pm
#37
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Re: M.o.t. And insurance
My car was on UK Plates insured through Abbeygate. When I matriculated it onto Spanish plates a new policy was issued because they cover UK cars through UK Regs and Spanish through the Spanish regulators
Apr 25th 2017, 1:08 pm
#40
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Re: M.o.t. And insurance
No, is the simple answer, after 183 days in Spain you would be classed as tax resident and have to make tax declaration on your worldwide income, and also after 90 days you would be required to sign on the padron. Becoming resident is a simple and painless, and cheap operation.
Apr 27th 2017, 11:07 am
#41
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Re: M.o.t. And insurance
"Originally Posted by Longlegpete View Post
We have a UK reg car that we tax online and it's insured in Spain with a Spanish company"
A UK registered car can only be MOT'd in the UK and is required to be MOT'd, taxed & insured (fully road legal) while in Spain.
The Spanish traffic police have access to the UK online databases and can verify whether your UK registered car is street legal from the roadside. Being stopped by the Spanish police while in a UK car without a MOT, would mean that the car would need to be matriculated onto Spanish plates (expensive) or trailered back to the UK for an MOT (expensive)......No tax or insurance would mean a hefty fine but fixable from within Spain.
We have a UK reg car that we tax online and it's insured in Spain with a Spanish company"
A UK registered car can only be MOT'd in the UK and is required to be MOT'd, taxed & insured (fully road legal) while in Spain.
The Spanish traffic police have access to the UK online databases and can verify whether your UK registered car is street legal from the roadside. Being stopped by the Spanish police while in a UK car without a MOT, would mean that the car would need to be matriculated onto Spanish plates (expensive) or trailered back to the UK for an MOT (expensive)......No tax or insurance would mean a hefty fine but fixable from within Spain.
May 5th 2017, 8:45 am
#42
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Re: M.o.t. And insurance
giving andrew copland a shot on insurance ibeen quoted 675 in the uk lets see what they come back with
May 5th 2017, 9:04 am
#43
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May 5th 2017, 9:11 am
#44
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Re: M.o.t. And insurance
mine has 13 month mot and continues direct debit road tax and i pay my insurance in full each year so i should be good hey as long as i have my european road saftey kit
May 5th 2017, 2:22 pm
#45
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Re: M.o.t. And insurance
well Andrew Copland is brilliant ... really cheap full cover for 12 months in spain fully comp on a 2.5 litre 4x4 28 days uk use 325 pounds wow