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travelling to uk, brit. citz. travel insurance?

travelling to uk, brit. citz. travel insurance?

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Old Apr 7th 2013, 9:49 pm
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Default travelling to uk, brit. citz. travel insurance?

as im not uk resident none of the usual suspects will work, anyone reccomend travel insurance in case of missed fights etc,
dont need medical cos obvs i can use nhs, and credit card will cover flights if theres a prob but ill have to claim it back etc.
just wondered what if anything you have done. thanks
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Old Apr 7th 2013, 10:00 pm
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Default Re: travelling to uk, brit. citz. travel insurance?

Originally Posted by __TJ__
dont need medical cos obvs i can use nhs
If you're not a UK resident, you don't qualify for the NHS any more.
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Old Apr 7th 2013, 10:21 pm
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Default Re: travelling to uk, brit. citz. travel insurance?

I have purchased RBC insurance for my travel insurance several times. Competitive prices, although i have never needed to use it.
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Old Apr 7th 2013, 10:26 pm
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Default Re: travelling to uk, brit. citz. travel insurance?

No but your Canadian private health benefits through the employer might cover travel insurance regarding sickness. Ours does but then when we went over and one of the kids got ill and we went to a walk in they told us they are not set up for private paying and it'll all be paid by the NHS and then we needed drugs and again as the kid is 16 it was free.

Flight wise we paid with a credit card. We had no further insurance and figured if they lose our suitcase the airline has to find it and we are covered to a certain extend and if we miss a connecting flight due to a delay (which we did in Philly) then they have to book us on another one. So the risk was minimal and for us not worth the extra insurance which as far as I can remember would have been quite expensive.
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Old Apr 7th 2013, 11:18 pm
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Default Re: travelling to uk, brit. citz. travel insurance?

Originally Posted by MarkG
If you're not a UK resident, you don't qualify for the NHS any more.
What he said ..

plus say you hurt yourself and want to come back to canada but need medivac type thing or assisted flight -you need med insurance for that
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Old Apr 8th 2013, 12:02 am
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Default Re: travelling to uk, brit. citz. travel insurance?

thanks, i bank with RBC so ill check with them
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Old Apr 8th 2013, 12:17 am
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Default Re: travelling to uk, brit. citz. travel insurance?

Originally Posted by __TJ__
thanks, i bank with RBC so ill check with them
Pacific Blue Cross charge less than $60 for annual medical coverage for up to 15 days per trip. Essential if you are going to the US, even for a day trip.
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Old Apr 8th 2013, 4:25 am
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Default Re: travelling to uk, brit. citz. travel insurance?

CAA do travel insurance. I have used them a few times.
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Old Apr 8th 2013, 8:08 am
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Default Re: travelling to uk, brit. citz. travel insurance?

Originally Posted by MarkG
If you're not a UK resident, you don't qualify for the NHS any more.
Emergency treatment and walk in clinics are free for all though. If you don't have the right to remain in the UK and are admitted as an inpatient in this situation you would be expected to pay charges. I doubt you could buy repatriation insurance separately though so this may be irrelevant but if your not a PR yet do you want that or can you even buy it?

Last edited by tee1; Apr 8th 2013 at 8:16 am.
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