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Old May 22nd 2008, 12:31 am   #1
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Default How can I get the best car insurance deal?

Things are slightly different for me this time insuring my car. Single woman, huge no claims (5 years, rating 1), never had an accident etc etc.

Is there anyone who can offer a better deal for my car... currently paying 788 per year with BudgetDirect, excess is $500.

Got any recommendations?
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Old May 22nd 2008, 12:55 am   #2
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Default Re: How can I get the best car insurance deal?

I've always found Suncorp to offer the best deal and coverage.

http://www.suncorp.com.au for an online quote.

I go out of my way to beat it each year and can't.
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Old May 22nd 2008, 1:04 am   #3
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Default Re: How can I get the best car insurance deal?

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Originally Posted by Centurion View Post
I've always found Suncorp to offer the best deal and coverage.

http://www.suncorp.com.au for an online quote.

I go out of my way to beat it each year and can't.
Thanks C. I'll have a look at that.

Cheers.

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Old May 22nd 2008, 1:07 am   #4
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Default Re: How can I get the best car insurance deal?

I thinks its just a matter of trawling the net.

We're with www.nrma.com.au and no complaints, also heard www.aami.com.au recommended by a few.

Both do on line quotes.
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Old May 22nd 2008, 2:13 am   #5
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Default Re: How can I get the best car insurance deal?

Quote:
Originally Posted by TiddlyPom View Post
Things are slightly different for me this time insuring my car. Single woman, huge no claims (5 years, rating 1), never had an accident etc etc.

Is there anyone who can offer a better deal for my car... currently paying 788 per year with BudgetDirect, excess is $500.

Got any recommendations?

Went with NRMA, came down to $366 others wanted up to $580 for same car/same postcode ( that affects your ranking ).

Contents insurance with them came down from $330 to $226 and we upped the amount insured.
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Old May 22nd 2008, 2:30 am   #6
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Default Re: How can I get the best car insurance deal?

Quote:
Originally Posted by jad n rich View Post
Went with NRMA, came down to $366 others wanted up to $580 for same car/same postcode ( that affects your ranking ).

Contents insurance with them came down from $330 to $226 and we upped the amount insured.
Whoa!! Ill check them out! Thank you.
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Old May 22nd 2008, 2:57 am   #7
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Default Re: How can I get the best car insurance deal?

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Originally Posted by TiddlyPom View Post
Whoa!! Ill check them out! Thank you.
NRMA came out $300 more expensive.
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Old May 22nd 2008, 3:02 am   #8
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Default Re: How can I get the best car insurance deal?

try this lot http://www.realinsurance.com.au/
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Old May 22nd 2008, 3:06 am   #9
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Default Re: How can I get the best car insurance deal?

You can compare all the big insurers here:

http://www.ratecity.com.au/car-insurance/lowest-rates/
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Old May 22nd 2008, 3:07 am   #10
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Default Re: How can I get the best car insurance deal?

Quote:
Originally Posted by Centurion View Post
I've always found Suncorp to offer the best deal and coverage.

http://www.suncorp.com.au for an online quote.

I go out of my way to beat it each year and can't.

Suncorp come out $300+ over Budget Direct.
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Old May 22nd 2008, 3:08 am   #11
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Default Re: How can I get the best car insurance deal?

Was insured with GIO, their renewal came through and this year got around to ringing/filling internet forms. GIO online came out best (taking into account excess/cover etc), and cheaper than their renewal letter sent as an existing customer.
The online quote as far as I remember was valid for 7days, went to pay for it on the 8th day, and had to get new quote, with all the same info as before. So at a guess, getting closer to renewal date they see you as getting desperate and put the price up.

BTW did you know you can get quotes from all the companies for CTP on the RTA website?
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Old May 22nd 2008, 3:27 am   #12
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Default Re: How can I get the best car insurance deal?

Quote:
Originally Posted by bcworld View Post
You can compare all the big insurers here:

http://www.ratecity.com.au/car-insurance/lowest-rates/
thank you for that. Budget Direct still came out on the top... I just spoke to them and we're all good.
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Old May 22nd 2008, 3:36 am   #13
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Default Re: How can I get the best car insurance deal?

Quote:
Originally Posted by bcworld View Post
You can compare all the big insurers here:

http://www.ratecity.com.au/car-insurance/lowest-rates/
Top link! Cheers.
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Old May 22nd 2008, 3:41 am   #14
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Default Re: How can I get the best car insurance deal?

Quote:
Originally Posted by TiddlyPom View Post
thank you for that. Budget Direct still came out on the top... I just spoke to them and we're all good.
I was going to suggest Budget, but you already with them, we use them, they were the best both in SA & Queensland.
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Old May 22nd 2008, 3:50 am   #15
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Default Re: How can I get the best car insurance deal?

Try QBE - They worked out $100 cheaper than budgetdirect and about $250 cheaper than the next best for us...

Having said that for motobike insurance I got a better quote from Suncorp than anyone else (including QBE)....

HUGE variance between companies it really pays to shop around
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