Does ALL credit history disappear ?
#1
Thread Starter
BE Enthusiast





Joined: Sep 2010
Posts: 676
From: Dorset England.











I know we talk a lot about bad credit /scores etc ...following us from country to country 
What about bog standard history ?
Does that all evaporate too ? lol
I am thinking of just ordinary things ..
Companies that you made regular payment to ...
When I contact service providers ,will they have a record of my being a previous customer ?
I will have been out of the UK 6ish years by the time we go home .

What about bog standard history ?
Does that all evaporate too ? lol
I am thinking of just ordinary things ..
Companies that you made regular payment to ...

When I contact service providers ,will they have a record of my being a previous customer ?
I will have been out of the UK 6ish years by the time we go home .
#2
I wonder that.
I still have a UK bank and CC and they are used sporadically so I wonder if that gives me a minimal history of some sort.
I still have a UK bank and CC and they are used sporadically so I wonder if that gives me a minimal history of some sort.
#3
Forum Regular

Joined: Jan 2010
Posts: 34











I know we talk a lot about bad credit /scores etc ...following us from country to country 
What about bog standard history ?
Does that all evaporate too ? lol
I am thinking of just ordinary things ..
Companies that you made regular payment to ...
When I contact service providers ,will they have a record of my being a previous customer ?
I will have been out of the UK 6ish years by the time we go home .

What about bog standard history ?
Does that all evaporate too ? lol
I am thinking of just ordinary things ..
Companies that you made regular payment to ...

When I contact service providers ,will they have a record of my being a previous customer ?
I will have been out of the UK 6ish years by the time we go home .
Now, this may have changed since then but if it has not i dont see how it can count. Again, this was some time ago.
#4
Usually erased in the UK after six years of no financial activity such as a bank account or credit card.
I kept a bank account and credit card here in the UK whilst in Canada for just over six years but the weren't active and my credit history had gone when I came back.
I kept a bank account and credit card here in the UK whilst in Canada for just over six years but the weren't active and my credit history had gone when I came back.
#5
BE Enthusiast




Joined: May 2008
Posts: 427











But individual companies do keep records of customers past & present and they can use the information they already hold to decide if to give you credit/provide you with a service even if your credit file is clear.
#6




