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Forum: Moving back to the UK Jul 3rd 2014, 9:25 am
Replies: 9
Views: 315
Posted By killerhales
Re: Aus Superannuation tax implications

Cheers SoS. We are now permanently based in the UK. I will certainly get some professional advice.
I was thinking about transition to retirement mainly as a way of bringing smaller amounts back...
Forum: Moving back to the UK Jul 3rd 2014, 6:59 am
Replies: 9
Views: 315
Posted By killerhales
Re: Aus Superannuation tax implications

Does anyone on here know a lot about super or know someone who does? Understanding the ATO site is not easy. My wife has just reached her preservation age and we want to bring her super back home...
Forum: Back Home Jan 20th 2014, 10:54 am
Replies: 6
Views: 1,459
Posted By killerhales
Update nearly two years on

Good morning all, here's the latest since we returned home from Australia two years ago. Commuting between Manchester and Herefordshire just didn't work, so I resigned from my job after about 18...
Forum: Australia Sep 10th 2013, 6:54 am
Replies: 36
Views: 7,717
Posted By killerhales
Re: Family moving to Brisbane - worried about the cost of living

If you multiply your current gross income by 2.2 then based on experience that's the gross income you will need in Aus to have the equivalent spending power. Good Luck, Brisbane is lovely outside the...
Forum: Australia Sep 10th 2013, 6:50 am
Replies: 75
Views: 5,095
Posted By killerhales
Re: 2.5x salary to achieve same standard of living as UK?

Sorry, haven't read the whole thread, but based on personal experience I think a 2.2 multiple is about right.
So a GBP 50K salary is equivalent in spending power to around AUD 110K.
Melbourne is a...
Forum: Moving back to the UK Apr 24th 2013, 10:31 am
Replies: 22
Views: 1,771
Posted By killerhales
Re: kids coming back to uk, student fees

Obviously the precise fees depend on the course. Science courses tend to cost more. As an example, my daughter is doing an Animal Behaviour degree which usually costs 9K, for which we are paying...
Forum: Moving back to the UK Apr 24th 2013, 10:17 am
Replies: 50
Views: 13,807
Posted By killerhales
Re: Getting a mortgage in the UK after being non-resident

Hi, I'm just coming to the end of a three year "expat" mortgage with the Halifax, which was obtained through a broker: ADS Mortgage & Financial Planning in Maidstone. We bought a UK property whilst...
Forum: Caribbean Apr 16th 2013, 12:32 pm
Replies: 4
Views: 1,300
Posted By killerhales
Re: Family life in Nassau

Caution: I left the Bahamas around 15 years ago, but still in touch with friends, so not completely out of date:

Everything is very expensive and you will find plane loads of Bahamians visiting...
Forum: Moving back to the UK Mar 25th 2013, 12:00 pm
Replies: 90
Views: 3,483
Posted By killerhales
Re: Favourite childhood British Tv show

"Things come true if you want them to, if you want them to then it's up to you
Go, go the lightning tree, never in too easily"

Hairs rising on the back of my neck...
Forum: Australia Mar 24th 2013, 1:59 pm
Replies: 4
Views: 853
Posted By killerhales
Re: Getting a mortgage back in the UK

These are the contact details of the broker who got us an expat mortgage with the Halifax, three years ago. Service was very good, if somewhat expensive.

Grant Banks
International Consultant
ADS...
Forum: Moving back to the UK Mar 19th 2013, 1:41 pm
Replies: 17
Views: 2,887
Posted By killerhales
Update: back one year

We've now been back for a year after seventeen years away.

What has been great:

DD is enjoying uni at Bristol and is scoring a "first" in marked assessments
We decided to live near our best...
Forum: The Rovers Return Mar 10th 2013, 5:23 pm
Replies: 64
Views: 5,173
Posted By killerhales
Re: Money, money, money (the retirement and financial issues thread)

This is an interesting thread for me too. I'm only 52, but I don't want to be working (at least as intensely as I am now) past 60. So I want to salt some money away in the next few years. Both my...
Forum: Australia Feb 18th 2013, 8:24 pm
Replies: 3
Views: 498
Posted By killerhales
Re: Selling UK shares while in OZ

We bought and sold Marks & Sparks shares through St George. Charges were pretty steep but they might be worth a try.
Forum: Australia Feb 18th 2013, 8:14 pm
Replies: 21
Views: 2,080
Posted By killerhales
Re: Immigrating to Sydney – Advice required please?

Just on the finances, I'm now back in the UK and in terms of standard of living I would divide the Aus salary by 2.2 to get the equivalent spending power in UK pounds. I was a North Shore boy and...
Forum: Australia Feb 18th 2013, 8:03 pm
Replies: 21
Views: 1,295
Posted By killerhales
Re: Taking your dog to oz

Our Welsh Terrier has travelled from Holland to Ireland to Australia to the UK (she's now 13) and never had a problem. Our first dalmation went from The Bahamas to Ireland and our second from Ireland...
Forum: Australia Feb 11th 2013, 3:05 pm
Replies: 18
Views: 2,176
Posted By killerhales
Re: Help with Sydney high schools and suburbs

I should have added that netball is absolutely everywhere and you will enjoy the Saturday morning routine!
As far as suburbs go then anywhere on the North Shore line is worth considering. Roseville...
Forum: Australia Feb 11th 2013, 2:56 pm
Replies: 18
Views: 2,176
Posted By killerhales
Re: Help with Sydney high schools and suburbs

Killara High has a very good reputation. Our daughter went to SCECGS Redlands in Cremorne 2005-11 and we were very happy with it (she left with a 39 in the IB). We lived in Killara (the West side of...
Forum: Moving back to the UK Jan 22nd 2013, 8:09 am
Replies: 8
Views: 865
Posted By killerhales
Re: Luxury Problem

Thanks for the replies. I've tried a couple of specialist brokers but not Lloyds themselves, with no joy so far.
The other factor of course is that it's a great excuse to spend a few days back in...
Forum: Australia Jan 21st 2013, 2:31 pm
Replies: 1
Views: 514
Posted By killerhales
Re: UK expat mortgage

We got one with the Halifax about 3 years ago, through the broker: ADS Mortgage & Financial Planning Ltd, in Maidstone. Quite pricey fees but service was very good and the mortgage was not marketed...
Forum: Australia Jan 21st 2013, 2:18 pm
Replies: 3
Views: 345
Posted By killerhales
Re: Any views on Rothwell

No, that was Woswell
Forum: Moving back to the UK Jan 21st 2013, 1:44 pm
Replies: 8
Views: 865
Posted By killerhales
Luxury Problem

After moving from Australia in February last year I have one item left there. I didn't ship it with the rest of my stuff because it is quite precious, but I realise now I should have.

It's a small...
Forum: Australia Nov 28th 2012, 10:59 am
Replies: 12
Views: 1,257
Posted By killerhales
Re: Best place to keep money in the UK while in Australia

It's not a proper financial thing to do, but we invested in Premium Bonds before we returned. A bit of fun, I think we earned about 1.5% with small wins but we could have won a million! Easily...
Forum: The Lounge Nov 28th 2012, 10:54 am
Replies: 183
Views: 7,990
Posted By killerhales
Re: British Pubs, a gift from the Gods

In an attempt to get this thread back "on topic" I would like to put a shout out for the historic market town of Ledbury, in Herefordshire.
It is full of good pubs...to mention a few:

The Talbot,...
Forum: Moving back to the UK Nov 28th 2012, 10:24 am
Replies: 4
Views: 531
Posted By killerhales
Christmas is coming....

Sorry, I know it's only November, but this will be our first Christmas since we have been home.

We're not sure where we'll be for Christmas Dinner yet, either at friends' or they will be at ours...
Forum: Moving back to the UK Nov 26th 2012, 11:59 am
Replies: 7
Views: 558
Posted By killerhales
Re: Bringing valuables... breakage and tax inquiry.

Another opportunity to recommend Letton Percival to insure your persoanl effects, miles cheaper than the shipper's own insurance. We used them and we didn't need to claim so can't vouch for the...
Showing results 1 to 25 of 426

 
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