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Search: Posts Made By: penguinsix
Showing results 1 to 25 of 1000
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Forum: USA
Apr 13th 2024, 1:54 pm
Replies: 10
Views: 593
Posted By penguinsix

Re: What to do with primary home before moving to US?

There is a special US tax form that is required if you own a substantial portion of a foreign company. It's not necessarily any additional tax, but it is a bit more paperwork to deal with.
...
Forum: USA
Feb 21st 2024, 7:40 pm
Replies: 13
Views: 1,070
Posted By penguinsix

Re: GC Holder -> Questions on Citizenship, Taxes, and moving to Germany

Hi

1) I'm assuming you are talking about the foreign income exclusion that applies to overseas Americans. Last I checked, this foreign income exclusion (about $100k) ONLY applies if you file your...
Forum: USA
Jan 27th 2024, 2:26 pm
Replies: 9
Views: 854
Posted By penguinsix

Re: Paying (want to) US Social Security - US Employer in UK

State income tax is a real pain for expats. Some states really go after you, especially if you return to that state after your overseas posting. Their attitude is that you were only 'temporarily'...
Forum: USA
Aug 14th 2023, 10:36 pm
Replies: 7
Views: 1,075
Posted By penguinsix

Re: Any experience of immunisation requirements for moving to California?

Most schools allow you to enter once you start the Hep B protocol.

Here is the full list:
https://www.cdph.ca.gov/Programs/CID/DCDC/CDPH%20Document%20Library/Immunization/IMM-231.pdf

Note:...
Forum: USA
Jun 7th 2023, 1:05 pm
Replies: 31
Views: 3,535
Posted By penguinsix

Re: Now or in 2 years?

What's the point of GCSE's in your situation?

I mean, yes, they will get some recognition from high school and it is finishing what you started, but what's the long-term goal of your kids'...
Forum: USA
May 4th 2023, 4:01 pm
Replies: 4
Views: 918
Posted By penguinsix

Re: Moving back to UK with 16 year old - school options?

There is a similar message board to this called UK Yankee and it's for Americans living in the UK. One of the common questions that comes up is education adjustments.
...
Forum: USA
May 1st 2023, 12:57 pm
Replies: 13
Views: 1,337
Posted By penguinsix

Re: 13 and 15 year old girls moving into US education system

Hi and welcome.

I think one of the first questions, especially for the older one, would be what are your university intentions? US or UK?

We have a couple of primers on education in the WIKI
...
Forum: USA
Apr 21st 2023, 2:48 pm
Replies: 23
Views: 3,070
Posted By penguinsix

Re: Need bank account in the UK or other options ....

I'm not sure if HSBC Premier is still taking USA customers (they still have USA accounts despite closing all their branches), but if you can swing the minimum deposit with an IRA or something then...
Forum: USA
Apr 21st 2023, 2:46 pm
Replies: 10
Views: 857
Posted By penguinsix

Re: Mobile query: US SIM card providers

My recommendation is to ask people a) at your office and b) near where you live. The greatest plan in the country is worthless if it doesn't work in your home or office, and there are plenty of...
Forum: USA
Dec 17th 2022, 3:35 pm
Replies: 48
Views: 4,614
Posted By penguinsix

Re: GBP bank account for US-based people - HSBC Premier Checking?

This was a problem for me for awhile, but eventually my HSBC Premier USA office was able to 'vouch' for me in setting up an HSBC Premier UK account. They were able to sign off on the 'know your...
Forum: USA
Nov 28th 2022, 4:10 pm
Replies: 48
Views: 4,614
Posted By penguinsix

Re: GBP bank account for US-based people - HSBC Premier Checking?

I have HSBC in the UK and US and moving money is simple. Takes a few seconds.

That said as other have noted there are no real HSBC physical branches left in the USA. There are a couple 'wealth...
Forum: USA
Oct 24th 2022, 12:45 pm
Replies: 11
Views: 1,111
Posted By penguinsix

Re: Children and IRS tax return

So my reading of the thread is that she's been out of the USA for over 1 year. Her Green Card is basically considered abandoned by the US authorities, regardless of whether her physical card has been...
Forum: USA
Sep 27th 2022, 1:03 pm
Replies: 9
Views: 986
Posted By penguinsix

Re: Most tax efficient vehicle to invest for child?

I don't see any problem in paying cash, though many schools do offer a monthly payment plan so you only need to take out what you need when you need it and continue to get interest on part of your...
Forum: The Trailer Park
Sep 27th 2022, 1:00 pm
Replies: 12
Views: 1,279
Posted By penguinsix

Re: Changing $ into £ in Blighty

Unless you are looking at a major transaction (i.e. > £1000) I'd just say the best way is to get some from an ATM when you arrive. The difference in a "good rate" and a "bad rate" when exchanging a...
Forum: Moving back or to the UK
Sep 26th 2022, 12:14 pm
Replies: 9
Views: 761
Posted By penguinsix

Re: Finding a rental through Facebook Marketplace

I often found 'bargains' on sites like AirBnB were scams. One of the ways I did so was to take the image from the suspected scam site and do a Google Image Search on that image (i.e. upload and...
Forum: Moving back or to the UK
Sep 25th 2022, 8:51 pm
Replies: 32
Views: 4,974
Posted By penguinsix

Re: University in UK

At our kid's international school overseas, they spoke often about the 'rubber bands' of kids who were American/British/Australian and went back to their PARENT'S home country for university, only to...
Forum: USA
Sep 25th 2022, 8:39 pm
Replies: 14
Views: 1,746
Posted By penguinsix

Re: Health Insurance

Although rare, sometimes your kids can get 'dependent parents' insurance. You can ask if there employer-provided plan has an option for this (it's still expensive, but sometimes easier than going at...
Forum: USA
Sep 25th 2022, 8:38 pm
Replies: 21
Views: 1,804
Posted By penguinsix

Re: Missing vaccines for school

Generally, most schools let you start with the first vaccine of the process.

My understanding is that in say a 2-course shot, the second shot is just a 'safety'. For example, with Hep A after shot...
Forum: USA
Sep 21st 2022, 12:31 pm
Replies: 9
Views: 986
Posted By penguinsix

Re: Most tax efficient vehicle to invest for child?

I think a 529 can be used at a number of British schools. There is a list published online.

I don't know the UK rules on financial aid awards, but in the US if the money is 'your daughters' then...
Forum: China/Hong Kong
Jul 16th 2022, 5:41 pm
Replies: 3
Views: 1,525
Posted By penguinsix

Re: UK to China, is it possible?

I'm assuming your visa paperwork or passport situation for China entry is already sorted?

First, check the price. Airfares to the mainland are just incredibly high right now (like $10,000 USD for...
Forum: USA
Jun 7th 2022, 9:06 pm
Replies: 12
Views: 2,277
Posted By penguinsix

Re: Keeping a bank account in the UK

HSBC Premier has worked for us.

There have been reports in the past of some banks cancelling accounts when they discover you are in the USA. You might want to check with them to see if it is...
Forum: USA
May 23rd 2022, 9:08 pm
Replies: 1
Views: 675
Posted By penguinsix

Re: Family Life in Bloomington, Indiana

Nothing specific. I grew up near there many years ago and passed through a few times. The campus of Indiana University (IU) is very pretty, and there are some hills here and there around the area...
Forum: USA
May 16th 2022, 2:36 pm
Replies: 36
Views: 4,069
Posted By penguinsix

Re: Naturalize or remain GC Holder for moving back to UK

You need to delve a bit deeper into Green Card abandonment. Your permanent residence (Green Card) is valid, *basically*, only if you are resident in the USA.

Now there are many many exceptions,...
Forum: China/Hong Kong
May 6th 2022, 1:04 pm
Replies: 2
Views: 2,032
Posted By penguinsix

Re: Playing golf in HK

There is an active market in swapping club memberships, especially with so many expats fleeing HK lately.

If and when the border reopens, many people will cross over to Shenzhen to play at the...
Forum: USA
May 6th 2022, 1:00 pm
Replies: 44
Views: 6,188
Posted By penguinsix

Re: Best private schools for UK children in New York state

Hi and welcome.

I think the first big question is whether this is temporary or permanent move. I think where you envision the kids at Uni is something you need to be taking into consideration at...
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