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Search: Posts Made By: killerhales
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Jul 13th 2016, 12:12 pm
Replies: 0
Views: 463
Posted By killerhales

Drawing Aus Pension when back in the UK

Is there anyone out there who is based in the UK, drawing a pension from Australia?


Obviously you are liable for UK tax on your total earnings, but is there any tax at source in Australia? If...
Forum: Australia
Apr 6th 2016, 12:57 pm
Replies: 5
Views: 1,013
Posted By killerhales

Re: Divorce

Thanks Dorothy. If I Google Family Court NSW I get Family Court of Australia which lists a lot of steps that seem to be required. I'll have a more detailed look tonight, I hope I can find something...
Forum: Australia
Apr 5th 2016, 7:32 pm
Replies: 5
Views: 1,013
Posted By killerhales

Divorce

I'm looking for a copy of, or an example of a document called a "Splitting Agreement", for the splitting of Super on divorce.
I see I can buy one on line for $97, but I'm not sure of the provenance...
Mar 6th 2015, 2:56 pm
Replies: 22
Views: 4,476
Posted By killerhales

Re: Departing Australian Superannuation Payment

Hi Famous 5, my "preservation age" is actually another year away and I am therefore having to wait another year before accessing the pension funds. I am an Australian citizen so as mentioned earlier...
Forum: Australia
Jan 13th 2015, 5:04 pm
Replies: 8
Views: 2,814
Posted By killerhales

Re: UK Mortgages

Unless the law has changed recently, there is no law that stops you doing this. I can recommend a UK broker that we used in 2010 when we lived in Australia:
I hope it is still current. A "finders...
Nov 3rd 2014, 12:47 pm
Replies: 22
Views: 4,476
Posted By killerhales

Re: Departing Australian Superannuation Payment

You are more observant than me! So non residents/citizens get taxed more than residents/citizens, what justification for that can there be? (Fortunately when it comes to my super in a few years time,...
Nov 3rd 2014, 11:31 am
Replies: 22
Views: 4,476
Posted By killerhales

Re: Departing Australian Superannuation Payment

We received a termination statement today. The amount was taxed at 38%!! instead of the 15% it says on the ATO website. I haven't got time to look into it any more today, but will check it out over...
Nov 2nd 2014, 12:02 pm
Replies: 22
Views: 4,476
Posted By killerhales

Re: Departing Australian Superannuation Payment

OK folks, so the funds arrived in our account on October 21st. They just appeared with no letter or email from our super provide in Australia.

Two issues to report: firstly, we sent the notarised...
Sep 26th 2014, 11:13 am
Replies: 22
Views: 4,476
Posted By killerhales

Re: Departing Australian Superannuation Payment

OK, here's an update on my wife's application (she is NOT a citizen or permanent resident).

We got an email from Mercer with a number of forms that have to be completed. First one is proof of...
Sep 26th 2014, 11:06 am
Replies: 22
Views: 4,476
Posted By killerhales

Re: Departing Australian Superannuation Payment

My own fund (Mercer) has a form that you need to fill in. it must be accompanied by a certified copy of your passport. The type of people that can certify the copy are listed on the form (but there...
Sep 21st 2014, 6:26 pm
Replies: 22
Views: 4,476
Posted By killerhales

Re: Departing Australian Superannuation Payment

Thanks so much, I should keep an eye on the forum more often! One of my former employees is hoping to come to Oz with his Oz girlfriend so I've told him to get onto the Australia forum and get some...
Sep 21st 2014, 6:19 pm
Replies: 22
Views: 4,476
Posted By killerhales

Smile Re: Departing Australian Superannuation Payment

Sure, I'll be applying as a regular Aussie citizen having reached my preservation age. I could leave it there but I'm assuming the general direction of interest rates in the UK will be going up and...
Sep 19th 2014, 12:58 pm
Replies: 22
Views: 4,476
Posted By killerhales

Departing Australian Superannuation Payment

My wife has just applied for this so I thought a brief note about the process may be helpful to others:

I should start by saying that she has reached her "preservation age" which can affect the...
Jul 3rd 2014, 9:25 am
Replies: 9
Views: 719
Posted By killerhales

Re: Aus Superannuation tax implications

Cheers SoS. We are now permanently based in the UK. I will certainly get some professional advice.
I was thinking about transition to retirement mainly as a way of bringing smaller amounts back...
Jul 3rd 2014, 6:59 am
Replies: 9
Views: 719
Posted By killerhales

Re: Aus Superannuation tax implications

Does anyone on here know a lot about super or know someone who does? Understanding the ATO site is not easy. My wife has just reached her preservation age and we want to bring her super back home...
Forum: Back Home
Jan 20th 2014, 10:54 am
Replies: 6
Views: 2,297
Posted By killerhales

Update nearly two years on

Good morning all, here's the latest since we returned home from Australia two years ago. Commuting between Manchester and Herefordshire just didn't work, so I resigned from my job after about 18...
Forum: Australia
Sep 10th 2013, 6:54 am
Replies: 36
Views: 15,552
Posted By killerhales

Re: Family moving to Brisbane - worried about the cost of living

If you multiply your current gross income by 2.2 then based on experience that's the gross income you will need in Aus to have the equivalent spending power. Good Luck, Brisbane is lovely outside the...
Forum: Australia
Sep 10th 2013, 6:50 am
Replies: 75
Views: 8,019
Posted By killerhales

Re: 2.5x salary to achieve same standard of living as UK?

Sorry, haven't read the whole thread, but based on personal experience I think a 2.2 multiple is about right.
So a GBP 50K salary is equivalent in spending power to around AUD 110K.
Melbourne is a...
Apr 24th 2013, 10:31 am
Replies: 22
Views: 2,656
Posted By killerhales

Re: kids coming back to uk, student fees

Obviously the precise fees depend on the course. Science courses tend to cost more. As an example, my daughter is doing an Animal Behaviour degree which usually costs 9K, for which we are paying...
Apr 24th 2013, 10:17 am
Replies: 50
Views: 25,110
Posted By killerhales

Re: Getting a mortgage in the UK after being non-resident

Hi, I'm just coming to the end of a three year "expat" mortgage with the Halifax, which was obtained through a broker: ADS Mortgage & Financial Planning in Maidstone. We bought a UK property whilst...
Forum: Caribbean
Apr 16th 2013, 12:32 pm
Replies: 4
Views: 7,550
Posted By killerhales

Re: Family life in Nassau

Caution: I left the Bahamas around 15 years ago, but still in touch with friends, so not completely out of date:

Everything is very expensive and you will find plane loads of Bahamians visiting...
Mar 25th 2013, 12:00 pm
Replies: 90
Views: 6,771
Posted By killerhales

Re: Favourite childhood British Tv show

"Things come true if you want them to, if you want them to then it's up to you
Go, go the lightning tree, never in too easily"

Hairs rising on the back of my neck...
Forum: Australia
Mar 24th 2013, 1:59 pm
Replies: 4
Views: 1,327
Posted By killerhales

Re: Getting a mortgage back in the UK

These are the contact details of the broker who got us an expat mortgage with the Halifax, three years ago. Service was very good, if somewhat expensive.

Grant Banks
International Consultant
ADS...
Mar 19th 2013, 1:41 pm
Replies: 17
Views: 3,364
Posted By killerhales

Update: back one year

We've now been back for a year after seventeen years away.

What has been great:

DD is enjoying uni at Bristol and is scoring a "first" in marked assessments
We decided to live near our best...
Mar 10th 2013, 5:23 pm
Replies: 64
Views: 6,635
Posted By killerhales

Re: Money, money, money (the retirement and financial issues thread)

This is an interesting thread for me too. I'm only 52, but I don't want to be working (at least as intensely as I am now) past 60. So I want to salt some money away in the next few years. Both my...
Showing results 1 to 25 of 433
 


 
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