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Search: Posts Made By: gedscottish
Showing results 1 to 25 of 1000
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Forum: Portugal
Nov 28th 2019, 4:47 pm
Replies: 58
Views: 5,724
Posted By gedscottish

Re: Experience public health care

Agree with what you say but regarding what you tell them, you answer the questionnaire and there's no questions where it would reveal if you have the likes of back pain which could potentially be a...
Forum: Portugal
Nov 27th 2019, 8:46 am
Replies: 16
Views: 1,957
Posted By gedscottish

Re: Purchasing a car and car insurance

Helen, the only way we are guaranteed to have NCD accepted from abroad with our company (Fidelidade) is if the client imports their car from abroad and then insures here with proof from their...
Forum: Portugal
Nov 27th 2019, 8:42 am
Replies: 58
Views: 5,724
Posted By gedscottish

Re: Experience public health care

Pre-existing is complicated and is a pain in the @$$ for me as I like to be as transparent and clear as possible with potential clients but we are not the ones who take the decision as to wherever or...
Forum: Portugal
Nov 26th 2019, 5:19 pm
Replies: 58
Views: 5,724
Posted By gedscottish

Re: Experience public health care

Yes UK ones are expensive and absolutely no point paying so much for one when you live in Portugal. EDP don't do health insurance, it's a discount card, sure it's ok for a discount at the doctor but...
Forum: Portugal
Nov 26th 2019, 8:49 am
Replies: 58
Views: 5,724
Posted By gedscottish

Re: Experience public health care

I think the public health system here and be an absolute hit or a miss! Geographical lottery even! My wife had both our children in a public hospital, she's been operated twice in the same hospital...
Forum: Portugal
Nov 26th 2019, 8:39 am
Replies: 58
Views: 5,724
Posted By gedscottish

Re: Experience public health care

It is very much age based, unfortunately as we get older the price of health insurance rises. Higher risk!
Forum: Portugal
Nov 26th 2019, 8:24 am
Replies: 16
Views: 1,957
Posted By gedscottish

Re: Purchasing a car and car insurance

Lot's of factors to take into account that affect the price of car insurance, drivers age and years with a licence, the amount of no claims bonus is very important, as is the vehicle itself and...
Forum: Portugal
Jul 22nd 2019, 6:37 pm
Replies: 48
Views: 24,608
Posted By gedscottish

Re: Vehicle Matriculation

Interesting, I get a lot of clients asking me for recommendations for agents to do this in the Algarve and don’t have anyone to suggest down there
Forum: Portugal
Jan 25th 2019, 11:13 am
Replies: 9
Views: 3,207
Posted By gedscottish

Re: NOS internet

Would never go near NOS ever again, horrible company to deal with! Very happy with Vodafone now
Forum: Portugal
Nov 28th 2018, 4:42 pm
Replies: 7
Views: 644
Posted By gedscottish

Re: Van and pickup truck as a non business

As confirmed above you can own a van/comercial... I owned one in past. I would advise from experience not to get a van as the GNR constantly stop them and want receipts of anything that's in them,...
Forum: Portugal
Oct 23rd 2018, 4:08 pm
Replies: 11
Views: 988
Posted By gedscottish

Re: Help - Accident in Portugal

Did this get sorted?
Forum: Portugal
Aug 23rd 2018, 4:32 pm
Replies: 28
Views: 6,092
Posted By gedscottish

Re: Costs of Private Health Insurance

Anybody looking at health care plans needs to really scrutinise the cover and compare not only cover but what price(excess if you like) for each service. None of them are that really far off each...
Forum: Portugal
Aug 13th 2018, 2:18 pm
Replies: 14
Views: 1,470
Posted By gedscottish

Re: Lending my car

It's an EU wide rule that one, not just in PT, I had same problem when I wanted a friend in UK to bring a PT car over from UK for me.

To the OP, definitely can lend your car to a foreign non...
Forum: Portugal
Jun 17th 2018, 10:15 pm
Replies: 7
Views: 791
Posted By gedscottish

Re: Comprehensive car insurance - older car.

I’m assuming the car is RHD, so take into account that the market value will be half of a lhd if you ever come to sell it. However if you bit the bullet and bought an equilvent national car(bought...
Forum: Portugal
Jun 5th 2018, 8:50 am
Replies: 11
Views: 1,021
Posted By gedscottish

Re: Buying a car in Portugal

Just to clarify what I meant as it was not so clear, 30€ to change the address in the future after the initial 60-65€ to change ownership.
Forum: Portugal
Jun 5th 2018, 8:47 am
Replies: 5
Views: 763
Posted By gedscottish

Re: New EU car rules WLTP as of Sept 2018

Apparently it will only affect the ISV calculations in Jan. 2019. Source: https://impostosobreveiculos.info/noticias/actualizacoes-aumento-isviuc-em-2018/
Forum: Portugal
May 30th 2018, 2:55 pm
Replies: 10
Views: 1,117
Posted By gedscottish

Re: Air Conditioning

Here's my advice, fit Daikin! Don't go for the cheap as you will regret it, spend that bit extra! Get the installer to supply it otherwise there will always be problems to blame on the material which...
Forum: Portugal
May 30th 2018, 2:35 pm
Replies: 13
Views: 563
Posted By gedscottish

Re: Car Insurance Renewal

Yes, renewal comes direct, if it's not direct debit the agents name will be on the bottom left of that renewal letter. Not that it's worth paying the double for, but check the driver protection...
Forum: Portugal
May 30th 2018, 8:28 am
Replies: 13
Views: 563
Posted By gedscottish

Re: Car Insurance Renewal

If you are happy with them outside price, why not speak to them and tell them you can get it much cheaper. Is it an agent?
Forum: Portugal
May 30th 2018, 8:18 am
Replies: 13
Views: 563
Posted By gedscottish

Re: Car Insurance Renewal

This should not affect price, direct or agent, the discount table is the same. However I have seen us be cheaper than the company direct, I guess as the company worker get's their wage regardless...
Forum: Portugal
May 29th 2018, 5:40 pm
Replies: 13
Views: 563
Posted By gedscottish

Re: Car Insurance Renewal

Very strange, I take it you made a claim? One thing about them they never hike the price up without reason, ok 20€ or so might happen but surprising that you found them so much more expensive. If you...
Forum: Portugal
May 29th 2018, 5:32 pm
Replies: 31
Views: 3,190
Posted By gedscottish

Re: moving to Portugal with cars

You're a probably correct, it will be same spec as a EU car rather than US spec. If you don't have a COC(certificate of conformity), Porsche will supply one, probably for around 150€. A Porsche...
Forum: Portugal
May 29th 2018, 5:25 pm
Replies: 11
Views: 1,021
Posted By gedscottish

Re: Buying a car in Portugal

If you're buying with cash you won't need proof of address, just a address t register the car to, once you have your own place it's easy to change the documents(30€). You won't need anything else...
Forum: Portugal
May 29th 2018, 5:20 pm
Replies: 13
Views: 563
Posted By gedscottish

Re: Car Insurance Renewal

Think about service as well as price. We're Fidelidade agents and having worked with a few companies as well as Fidelidade, we're quite happy to be exclusive with them and understandable why they are...
Forum: Portugal
May 10th 2018, 5:22 pm
Replies: 36
Views: 22,734
Posted By gedscottish

Re: Portuguese Car Insurance

Just had a quick look and you seem to have understood it correctly. No glass cover or driver protection at all(the latter I would not be comfortable with) though for that price, still cheap though....
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