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Search: Posts Made By: Geordieborn
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Forum: Italy
Jan 9th 2018, 12:53 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

I had a real good laugh at this, not you of course Giulana, but the fact they are still using the same leaflet (NI 38) and attached form (CF 38) as they were over 50 years ago! So much changes, it's...
Forum: Italy
Jul 20th 2017, 3:42 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

I guess some people may not read the previous post where I say you can buy future years, or even work and pay them. It almost clearly tells you that on your forecast statement, one of the few things...
Forum: Italy
Jul 20th 2017, 2:41 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

I have seen nothing on the gov.uk site saying you can do this, to the contrary you can buy only 6 years back normally, but 10 for the years 2006 - 2016 as a one off scheme until 2023. Anything prior...
Forum: Italy
Jul 20th 2017, 9:56 am
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

Yes and that scheme was only a return of £1/week for each year bought and limited to £25/week max gain. I think Serrano was on about gaps in your record or years not yet paid. The link I provided...
Forum: Italy
Jul 19th 2017, 3:19 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

Oh dear, I forgot about that one:rofl:
Forum: Italy
Jul 19th 2017, 2:40 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

A lot luckier than some poor younger people, looking at this BBC link (http://www.bbc.com/news/business-40658774). I suspect it is one of many changes for them and that there is many more yet to...
Forum: Italy
Jul 17th 2017, 12:56 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

I hope you live well beyond that magic 84, but I'm not too sure I want to! At least the increase in pension might help pay for all those nappies we need:p
Sorry if our banter has confused you, I...
Forum: Italy
Jul 17th 2017, 9:45 am
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

Glad to see you are down to 4% per year now, keep going:rofl:
Forum: Italy
Jul 17th 2017, 8:16 am
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

The earlier you pay, less return you get Giuliana and on that subject, you do not get anything like 32.4% or even the now reduced 25% Serrano mentions. In the example of paying 13 years, if you pay...
Forum: Italy
Jul 16th 2017, 9:01 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

I believe it could be "yes" Phil and you have until 2023 to do so according the the link just posted. They do not give enough detail to give an unqualified "yes" as they say "if eligible", but this...
Forum: Italy
Jul 16th 2017, 8:48 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

Okay, I've only looked at the gov.uk site for my information on this to add to my knowledge the numerous changes these people have made since I was employed developing their horrid systems. From what...
Forum: Italy
Jul 16th 2017, 8:33 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

Phil is the word "not" missing from this?
Forum: Italy
Jul 16th 2017, 4:04 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

That's worth a lot more than "2 cents" to me Serrano! Just what I was thinking was needed here someone that's got a handle on figures/returns. I'd be most interested in how these figures work out, is...
Forum: Italy
Jul 16th 2017, 2:14 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

Giuliana, go back in (if you can face it) to request a forecast, there is a link there on the forecast to your National Insurance record they are using. It gives all the years and the detail (I've...
Forum: Italy
Jul 16th 2017, 2:05 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

Yep, like I said 3 years plus to get your return and who knows what changes they may make by then! Just did a quick calculation and my OH will have lost over £35,000 due to the moving goalposts so...
Forum: Italy
Jul 16th 2017, 1:22 pm
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

It is very difficult to work out exactly what you should get as there are factors making it much more complex. For example, apparently until the 6 April 2010 the years looking after children were...
Forum: Italy
Jul 16th 2017, 10:28 am
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

Giuliana, that one I can't help you with, to me it kind of depends on how long you expect to live! I've never thought it was worthwhile, but in this day and age of poor returns, perhaps it is now?
I...
Forum: Italy
Jul 16th 2017, 9:44 am
Replies: 52
Views: 6,060
Posted By Geordieborn

Re: State pension in the UK, national insurance.

I suspect whilst in the UK you had children and were in receipt of child benefit for 9 years? If so, you would have the required working life number of years (35) reduced by those 9 years, hence get...
Showing results 1 to 18 of 18


 
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