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Search: Posts Made By: Pulaski
Showing results 1 to 14 of 14
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Forum: USA
Oct 12th 2017, 2:24 am
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

I can't remember if it's still true, but at one time Amex was reporting the length of your relationship with Amex as the time you had had credit with themm So if you had held an Amex card in the UK...
Forum: USA
Oct 6th 2017, 10:59 am
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

I am not interested in fighting shadows. Please post what you see in CK, then we can discuss it. ..... I am guessing that CK talks about your ability to get credit, which is exactly what I said in...
Forum: USA
Oct 1st 2017, 3:35 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

You're welcome. :)

Note: with a car loan, typically the monthly payment is fixed, so if the payment is $250/mth on a $20,000 loan, it will remain at $250/mth if you pay off $16,000, and the...
Forum: USA
Oct 1st 2017, 3:22 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

Certainly people do that, and either get a small loan, say for 25% of the price, or immediately after buying the car pay off all but a few thousand dollars, leaving 12-18 months of payments -...
Forum: USA
Oct 1st 2017, 3:12 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

Be wary about trying too hard to open store cards - there is a good likelihood you will be declined, and every time you are declined it reduces your credit score and makes it harder to be accepted...
Forum: USA
Oct 1st 2017, 12:44 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

No it doesn't. None of those three have anything to do with your credit score.

They will affect your ability to get loans/credit, but that is not the same as impacting your credit score.
Forum: USA
Sep 25th 2017, 12:06 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

You clearly don't understand how credit scores work in the US; they certainly aren't a "scam". Your credit score reflects the likelihood of you defaulting on a loan, and so credit card balances are...
Forum: USA
Sep 22nd 2017, 12:44 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

I think he's talking about a car loan being a secured loan. ..... In other words you can often get a car loan even with junk credit rating. The rate will be high though.
Forum: USA
Sep 21st 2017, 7:57 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

That can be easier said than done when typically you sign up for "a Nissan Altima, or similar, "a Chevy Cruze, or similar", etc.
Forum: USA
Sep 20th 2017, 2:15 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

So it's old, but fairly low mileage. .... Do you know how far away the moon is? :unsure:
Forum: USA
Sep 20th 2017, 12:48 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

But what would happen to their credit score? :eek:
Forum: USA
Sep 20th 2017, 12:32 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

If only they had put their monthly car payment in their 401k/ 403b when they were younger. :rolleyes:
Forum: USA
Sep 20th 2017, 12:21 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

Which is why I am commuting in a car that is almost 15 years old and has been to the moon and is nearly half way back. It does the job, and I have no car payment. :)
Forum: USA
Sep 19th 2017, 8:05 pm
Replies: 65
Views: 5,575
Posted By Pulaski

Re: Excellent credit rating, what will happen to it in the states?

As PF and Tom said, you don't exist, and indeed cannot exist (for US credit score purposes) until you have an SSN.

I recommend International Autosource - I used them myself and while they might...
Showing results 1 to 14 of 14


 
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