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Forum: The Sand Pit

May 7th 2013, 7:23 am

Replies: 49

Getting a bank loan if you're not on the list....

Views: 2,578

Posted By Kix

Re: Getting a bank loan if you're not on the list....

How sanctimonious are you?

Give the guy a break, he asked for help and ideas, not some holier than thou sermon.

Jeez, what is it with certain people, so far up their own arses they're drowning...

Forum: The Sand Pit

May 7th 2013, 7:04 am

Replies: 49

Getting a bank loan if you're not on the list....

Views: 2,578

Posted By Kix

Re: Getting a bank loan if you're not on the list....

Even if you have the cash, still negotiate the final payment, banks take the pi$$ big time, wherever you are in the world.

Forum: The Sand Pit

May 7th 2013, 6:49 am

Replies: 49

Getting a bank loan if you're not on the list....

Views: 2,578

Posted By Kix

Re: Getting a bank loan if you're not on the list....

Nope, it doesn't affect your credit rating at all.

Forum: The Sand Pit

May 7th 2013, 6:47 am

Replies: 49

Getting a bank loan if you're not on the list....

Views: 2,578

Posted By Kix

Re: Getting a bank loan if you're not on the list....

Basically call them, tell them you've moved abroad and want a full and final settlement figure for a one off payment to cancel your credit card.

Say you owe them £5,000, tell them you'll pay...

Forum: The Sand Pit

May 7th 2013, 6:35 am

Replies: 49

Getting a bank loan if you're not on the list....

Views: 2,578

Posted By Kix

Re: Getting a bank loan if you're not on the list....

Ask your UK bank for a full and final settlement (once you've saved up approximately 50-67% of the debt, you might be surprised when they accept.

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