Some thoughts after 40 years in Sweden
#61
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Re: Some thoughts after 40 years in Sweden
thanks Annabel!
I hope I will be able to get "educated" on how to pay less taxes as well
Don't get me wrong, I'm a strong supporter or the system "more taxes=more services" but it really depends on how much of your salary you have to give away
About accomodation, well, I guess it's up to how good transportation is.
I can live about 1hr from the workplace, no more.
That could be anything from 10 to 60Km radius
(this is new-thread material )
Thanks for the tip about Norway. I was just looking how much a university lecturer gets and for a moment I seriously thought there was a mistake. That's a LOT of money.
Cost of living is pretty high though...
I hope I will be able to get "educated" on how to pay less taxes as well
Don't get me wrong, I'm a strong supporter or the system "more taxes=more services" but it really depends on how much of your salary you have to give away
About accomodation, well, I guess it's up to how good transportation is.
I can live about 1hr from the workplace, no more.
That could be anything from 10 to 60Km radius
(this is new-thread material )
Thanks for the tip about Norway. I was just looking how much a university lecturer gets and for a moment I seriously thought there was a mistake. That's a LOT of money.
Cost of living is pretty high though...
If you wanted to work at uni in Oslo (let's say part-time) you could live in Sweden near the border - I'm 2,5 hrs away from Oslo and locals work there this way. For 3 nights a week you could stay in Oslo, then back here for the rest of the week. Maybe not very convenient in long term but good way to start here... Or you could live near the border on the other side - there's a big, popular cross-border shopping centre in Charlottenberg, Varmland - guys from Norway, mostly Oslo, come here for shopping every week as food, tobacco and alcohol is much cheaper here. It's 1 hr 45 mins from Oslo by car so you could live halfway through. I have no idea how much you'd pay for the house in Norway in the countryside though - it's surely much cheaper then town as rest of Norway is a bloody forest If the salary is THAT good there must be a way to win it
#62
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Location: London, UK
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Re: Some thoughts after 40 years in Sweden
wow, never really thougth of cross-border commuting
I guess I'd prefer to live in the country I work in
I guess I'd prefer to live in the country I work in
#63
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Re: Some thoughts after 40 years in Sweden
Living in Norway and shopping in Sweden is a good option though and well worth it. Also it's not too much effort as you can do it every other week
#64
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Re: Some thoughts after 40 years in Sweden
I suppose I will have to check jobs offers in Norway then
#65
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Re: Some thoughts after 40 years in Sweden
To anyone considering moving to Sweden:
First of all - if you don't like the concept of solidarity by taxation, you obviously don't want to move to any of the nordic countries.
If you don't like the Swedish mentality however, which I personally can fully understand, there is no reason to discard Sweden as your home. Now how can this be? Well, you see, Sweden is full of immigrants. If you live in any of the bigger cities you can pretty much chose to befriend only people from whichever part of the world you like. Also, if you are a sociable person, I'm sure you'll find some gems among us cold, rigid, judgemental Swedes as well.
Provided that you buy into the Swedish social model, where your contribution to the common good is dependent on your economic resources, Sweden is a great country in which to build whatever life you want (in my own humble opinion, of course). And should things not go as planned, if for example you get chronically ill or unemployed, this social system ensures you get the help you need to live a decent life after all.
If you want a more objective review of Swedish society, I suggest reading this page:
http://www.oecdbetterlifeindex.org/countries/sweden/
/Anders, native Swede since birth
First of all - if you don't like the concept of solidarity by taxation, you obviously don't want to move to any of the nordic countries.
If you don't like the Swedish mentality however, which I personally can fully understand, there is no reason to discard Sweden as your home. Now how can this be? Well, you see, Sweden is full of immigrants. If you live in any of the bigger cities you can pretty much chose to befriend only people from whichever part of the world you like. Also, if you are a sociable person, I'm sure you'll find some gems among us cold, rigid, judgemental Swedes as well.
Provided that you buy into the Swedish social model, where your contribution to the common good is dependent on your economic resources, Sweden is a great country in which to build whatever life you want (in my own humble opinion, of course). And should things not go as planned, if for example you get chronically ill or unemployed, this social system ensures you get the help you need to live a decent life after all.
If you want a more objective review of Swedish society, I suggest reading this page:
http://www.oecdbetterlifeindex.org/countries/sweden/
/Anders, native Swede since birth
#66
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Joined: Jul 2013
Location: London, UK
Posts: 225
Re: Some thoughts after 40 years in Sweden
In fact the personal aspect would be the least of my worries because it's simply impossible not to find a single person you like.
Let's say that if that's the case than the problem is you, not the country
At the moment I find more worrying when people tell me immigrants have difficulties in progressing with their carrer (I know a well-reputed researcher at Karolinska who had to leave after 9 years because there was no way for her to progress with her carreer and to get a tenured position) or that it's difficult to build up your savings because of high taxation.
Don't get me wrong, I do understand and approve the nordic concept of making your contribution to the society at the best you can, only I'd need to know how much is requested fro me, because I would also like to be able to afford my own personal well being.
#67
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Re: Some thoughts after 40 years in Sweden
In my observation, Norway and Sweden have figured out a close-to-perfect work-life balance. That's not really what hustlers want, so if you consider yourself a hustler, with a go-go-go mentality, those countries may not be for you. I can't speak to Finland and Denmark.
My observation is based on my son and his friends and workmates. He's in his late 30s, a Norwegian resident of ten years with two children and no wives (Scandinavian women, a Caribbean man... marriage is not really a priority!). At the moment he's taking a 12-month Sabbatical, doing casual work in Sweden while his girlfriend goes to college; they come back home every second weekend. Life is good.
My observation is based on my son and his friends and workmates. He's in his late 30s, a Norwegian resident of ten years with two children and no wives (Scandinavian women, a Caribbean man... marriage is not really a priority!). At the moment he's taking a 12-month Sabbatical, doing casual work in Sweden while his girlfriend goes to college; they come back home every second weekend. Life is good.
#68
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Re: Some thoughts after 40 years in Sweden
I'm no hustler, I just want to make sure I can save up something at the end of the month and pay up a house mortgage
#69
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Re: Some thoughts after 40 years in Sweden
I assume you don't mean a house mortgage in Sweden, so where is this house that you own, and why would you want to earn money in a different currency from the one you pay your mortgage in?
#71
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Re: Some thoughts after 40 years in Sweden
Inevitably, your answer prompted me into looking why it would be so wrong to have a house mortgage in Sweden (I have no idea how the mortgage systme works over there) but I couldn't come up with anything
Gordon, why were you assuming I didn't mean a house in Sweden?
Gordon, why were you assuming I didn't mean a house in Sweden?
#72
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Re: Some thoughts after 40 years in Sweden
- What is your line of work?
- How old are you?
- Where are you planning on living (big or small city, countryside) and in what form (apartment, townhouse, house)?
/Anders
#73
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Re: Some thoughts after 40 years in Sweden
I'd like to give you an indication of what your personal economy could look like here. You'll have to answer some questions though.
/Anders
- What is your line of work?
- How old are you?
- Where are you planning on living (big or small city, countryside) and in what form (apartment, townhouse, house)?
/Anders
I'm 28, she's 23
We're planning to live in a city, starting in a flat and, if we'll decide to settle, to buy a house
#74
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Re: Some thoughts after 40 years in Sweden
I'm completing my PhD in biochemistry so I'm either looking for a research position in univerisity or industry. My girlfriend is assistant producer for a theater company.
I'm 28, she's 23
We're planning to live in a city, starting in a flat and, if we'll decide to settle, to buy a house
I'm 28, she's 23
We're planning to live in a city, starting in a flat and, if we'll decide to settle, to buy a house
I'm setting your wage at 30 000 SEK/month, which by the way is the median wage in Sweden 2013 (wages in Stockholm are higher), and hers at a low 24 000 since I haven't got a clue what she would make.
This calculation would give you about 10 000 SEK left over each month for pure leisure. This is after the costs for the apartment (monthly fee to the "bostadsrättsförening", interest, amortization), unlimited public transportation, food, phone, news paper, union fee and all other living costs. It also includes monthly pension savings of 2000 SEK for each of you above the state pension and contractual pension through your union. In all, this means you should have pensions of at least 85% of your final wages when you retire. Your mortage will be payed off in full by then.
Here's what you get materially:
- Three room apartment (bostadsrätt) in a suburb close to Stockholm, about 30 minutes travel door-to-door to a work place in the center of Stockholm.
- A new VW Up!, including all running costs, depreciation and fuel (15 000 km per year).
Sources (how good is your Swedish?!):
http://www.hemnet.se/
http://www.ekonomifakta.se/sv/Fakta/...-ut-din-skatt/
http://www.konsumentverket.se/Vara-o...udgetkalkylen/
http://www.lonestatistik.se/loner.as...n/Stockholm-21
#75
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Re: Some thoughts after 40 years in Sweden
It just seemed a bit precipitous to buy a house as soon as you arrived, that's all. Unless there's a real bargain on offer, and/or you are ready to commit yourself to staying in a new country for a reasonable length of time, renting is always the best option for the first couple of years.