Originally Posted by iwaymo
hej, tjena, hi, hello.
i'm new to this sort of thing but i'm currently in gothenburg, i want to live in sweden. i love it here.
im 29 and english.
i went to the tax office in stockholm a couple of months ago to apply for my swedish ID number. they took copies of my passport and my proofs that i am financially independant and can support myself here in sweden.
i waited 4 weeks like they said, the girl in the tax office said it should be no problem.
after 6 weeks i received a letter saying my application was rejected as i did not include proof that i could support myself.
i went into the tax office in gothenburg to ask what happened and gave them proof of my financial holdings.
the lady there made some calls and said that all i needed to do to get my ID number was to get hold of an S1 insurance form.
i had never heard of this but went away to get online to look for it.
i cant find anything really and neither can my sister who is a lawyer back in the UK. the only thing we think it could be is the european health insurance card, which i already have. is it a matter of just taking that back into the tax office?
does anybody know if this is what they require please?
i have personal travel insurance too that runs for another 6 months as i've been traveling the world.
also finding places to rent is a nightmare. i am in the position to buy an apartment outright but i need to know if that's possible?
can i just walk into an estate agents and buy somewhere or do i need something before doing so?
im really stuck as i cant seem to find the right information anywhere.
i would really appreciate someone's help.
thankyou. tack så mycket.
When I first arrived in Sweden, I registered with the Migrationsverket, (Migration Board) producing my passport, and was registered as a sambo
(thats someone living with a partner)
A word about Migrationsverket: if you're an EU citizen, you register your right of residence
in the country - you don't 'apply' for residency (in the way a non-EU citizen has to do).
I got my 'personnummer' using my passport as well - and then an ID card. Can't understand why you've been asked for an S1, unless things have changed? Or circumstances are different?
Once you're registered with Skatteverket as a resident, you should register with the Försäkringskassan
(Swedish Social Security agency) and that entitles you to health benefits in the country.
If you live in a Swedish property, with Swedish home insurance, that usually covers health care when travelling outside Sweden (mine does).
If you have the money to buy outright, then you can buy a Swedish property whether you are resident in Sweden or not
Swedish estate agents usually arrange one or two viewings: interested parties turn up to view the property. There is usually a fairly conservative 'starting price'
If people start bidding over each other, (and you can place bids on the internet) usually the highest bidder will be invited to sign a contract a few days later. From then on, you’re pretty much committed to buying.
Personally, I don’t like the Swedish system of conveyancing, all done by the agent – who is supposed to deal ‘even handedly’ with both seller and buyer. As only the seller is actually paying
the agent, I think it’s, at least, a potential conflict of interest.
All legal documents will be in Swedish, so it goes without saying that you need to know what you’re signing!! Having said that the contract is pretty similar to a British one.
The most common apartment type is a bostadsrätt
: you have to ask permission of the company owning the building if you can rent out (usually ‘the company’ is everyone that lives in the building). Typically they'll allow 6 months to perhaps 1-2 years depending on the reason you need to rent out (e.g. living abroad, moving in with a partner elsewhere for a trial). After that period, you'll have to sell if not moving back in.
You can advertise the rental anywhere you want, what you can't do is charge more than would be reasonably expected for a similar sized apartment in the same area - it's a little subjective...! There's always the risk that the renter will later take you to a rent tribunal and if they win, you will need to pay back the difference.
You may already have seen some of the prices in central Stockholm where you pay the monthly avgift
(charge) to the company + money to pay off any loan (if any) interest and loan you take for the pris
(price) to the bank, e.g. a 2 room place ((living room + bedroom) + kitchen): http://www.dn.se/bostad
However there was a report some months ago that said property prices were 'dangerously high' in Sweden, and needed to come down. Have been some signs this is happening
PS A few property websites listed on the "Moving to Stockholm" thread