Fleaflyfloflum

I have been wondering about our Aussie credit cards. We currently have a Virgin and Citibank card. When we move back does anyone know if they would allow us to transfer them into their UK operations or would we have to hang onto the Aussie ones for a while until we build up a new credit rating over there?

Has anyone done this?

Jerseygirl

Sorry I don't know...why don't you call them and ask?

Fleaflyfloflum

Yes, i could couldnt i? (i probably will too nearer the time)
And i guess a lot of the other subjects and queries posted on here could fall into the same bracket too. But isn't the whole point of this forum to discuss and debate each others experiences, thereby getting a broad spectrum of ideas and answers?

Jerseygirl

It was only a suggestion being as I couldn't help.

Fleaflyfloflum

Thankyou for your suggestion

Leeds_Lass

Very polite. Now for tea and cucumber sandwiches .

Fleaflyfloflum

How do i put this politely?


I don't like cucumber

Big Pete

Dont worry , you wont have a problem they will be able to see your past payment history , and issue a new UK one ..

Assuming you paid it always on time of course

JAJ

You'll probably have to keep your Australian ones for a while.

Englishmum

I think it depends on whether or not you can show that you will have a regular income coming in (eg. if your employer transferred you to the UK) and if you retained a property in the UK during your residence overseas and remained on the electoral register; the UK has credit reference agencies such as Experian and Equifax and they use the electoral rolls to see if you have an established address.

On the other hand, we have found that American Express has been an absolute godsend during our two international moves; from the UK to Singapore and from Singapore to the USA. They will let you open a new Amex account in the new country you're moving to without reservation - but you must do it before closing your current Amex account down.

I don't know how soon you are planning on moving to Blighty but if you don't have an Amex card right now, it might be a good idea to open one asap and it will stand you in good stead when you do relocate.

seasprite

We did this the other way around...kept my husbands MBNA card and I got one too before we moved to Oz. Used it there and paid bills online from UK bank account. When we came back to Uk Westpac didn't mind, so we kept that account open til rates were in our favour for money transfer.