michaelrmonk

Might not help much..but here goes:


EU laws FAQ quoted from Europa.eu:

Insurance coverage

Will my insurance cover me in another EU country?
YES — Your compulsory third-party liability insurance remains valid if you travel to or temporarily stay in another EU country.

NOT NECESSARILY — For comprehensive cover (fire, theft, damage to your car, etc.), you'll need to check with your insurer if it'll be valid abroad during longer stays.


Also your policy probably (mine does) covers you to be Northern Ireland. Newry has some great shopping centres and filling stations! (ie proof you've been back to the UK) I go up there every month anyway for another reason (Barclays Bank) In my mind that resets this stupid* three month insurance rule.. (*ie most EU countries car insurance cover the rest of the EU for one year).
Point for discussion anyway..


MM.

Gazman

FBD will insure cars over 15 but third party only.

wiggsy

ok, called my insurance company to clarify my insurance state:

and they outlined the following on my cert of insurance:
- this means, if i dont plan the trip and pay, i only have effectively third party cover... but if i go for a year- im covered until the end of the policy...

also, notied this in the section:
As RoI is still part of Great Britain (UK includes NI, GB includes all of Ireland) then it appears that my policy is fully comp in RoI too.. need to clarify with Swift. but looks "promising".

for a car i owe 6grand off finance on, i dont think i will risk it with insurance though... i will pay the £50 quid for a month, transfer it all over. and get irish cover if needed...

(i note that if i dont pay the travel fees, im not covered if the ferry sinks too - so worth noting, if i take the car and am covered in ireland, i will cover "foriegn use" for the days of ferry journey all the same )

however: Great britain covers the surrounding waters too... therefore a ferry etc...? i guess its best to call individual insurers and get them to send you something in writing if you are covered (a fee is worth it )

brioche

Er, no. See Terminology of the British Isles

wiggsy

you know, Its the british ISLES i was thinking of. lol i realised as i was driving along BRITAIN refers to england / wales and GB includes scotland... then NI is UK of GB and NI. lol my bad but still...

at least i know i will have cover for TP use in RoI so insurance isnt such a big deal :P