FatBoab

Hi,
I'm non resident and will be buying a 2nd hand PT car so would like advice on good Portuguese company to provide car insurance and breakdown cover.
Thanks
FB

tootlewagon

Try Ibex Insurance, who have offices both in Almancil and Tavira. I am also non-Resident and use them both for my PT Car and Home Insurance.

mfesharne

Most but not all vehicle insurances include breakdown cover but if you want separate breakdown cover, you can join the ACP which is the Portuguese version of the AA.

Their website is acp.pt but in typical Portuguese fashion, you can't join online and need to go to one of their shops to sign up and you'll find a list of their shops on the site.

gedscottish

Good=Fidelidade! Best coverage options on the market & work well when you need them!

Not the cheapest of them all but competitive enough prices.

If good means cheapest I can suggest others.

Ingles

When you go to a Broker or a Insurance Office just ask them to included it !
It's as simple as that.

Fredbargate

IBEX
Car Insurance Benefits

gedscottish

Somebody asks for a good company to insure their PT car and you suggest a company based in Gibraltar that is underwritten by a company in the UK, is this really good advice?

Do you have some connection with ibex as otherwise I really can't see why you would think think is the best option?!

Fredbargate

Gibraltar like Portugal is part of the EU.

If you do not agree with free trade across Europe then please say so.

The company in UK is LLoyds you may have heard of them.

I have no financial association with IBEX other than that of a customer, a very satisfied customer.
Although Gibraltar being a very small place I do know a few of the staff well enough to exchange pleasantries when passing in the street.

They also have a couple of offices in Portugal

1. AlmancilIbex Office

Avenida Duarte Pacheco Nº 32, 8135-104 Almancil , Loulé, Algarve, Portugal

Phone: 800 860 653 or +351 289 399 774
Email: [email protected]

2. TaviraIbex Office

Rua Primeiro de Maio 26B r/c, 8800-360 Tavira , Algarve, Portugal

Phone: +351 281 325 842
Email: [email protected]

Added:-
Gibraltar motor insurers wrote £2.6bn of premium in 2012, which accounts for roughly 16% of total UK motor premium.

According to Deloitte, the study demonstrates the importance of Gibraltar-based insurers in the UK car market.

Deloitte: Gibraltar motor insurers outperformed UK firms in 2012 | Latest News | Insurance Times

EMR

I looked in great detail at the Ibex policy, it was the references to Spanish law and a legal representative in Spain that concerned me.
The carry all clause regarding legality of your vehicle putting at risk your insurance can no doubt be found in all policies.

Fredbargate

Would you like to post a link to these clauses??

Or is this another one of the figments of your imagination that you post regularly across this forum.

IBEX is fully compliant with Portugese law and operates within EU passporting requirements.

EMR

As an Ibex promoter I would expect you to be fully conversant with the terms of their policy.
I am not recommending them, you are !.

Fredbargate

Up to your usual diversionary tactics again.

Throw some doubt in and refuse to back it up.

EMR

I have got used to your tactics as well.
Every time someone asks about insurance you pop up from Gib with a recommendation for a Gib based company.
Simply this in the UK I use a UK based company, why would I in Portugal use one based in Gib ??
Note the company in the Algarve is just an agent.
Anyone who is interested can download their policy documents and make up their own mind

Fredbargate

I particularly like the quote below and believe it applies to this thread

RichardHenshall

I suspect that this is the sort of disclaimer to which EMR refers, though it's obviously alluding to (over-staying) foreign registered vehicles (which probably aren't legal, with or without an MoT/IPO/ITV test) rather than a Portuguese registered vehicle, which should be legal.