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Old Sep 28th 2017, 12:19 pm   #16
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Default Re: Basic private health insurance for only 2 months

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Originally Posted by Loafing Along View Post
As a "by the way" on the EHIC situation when we left Spain for Portugal we were shut out of the Spanish Social Security system healthcare and refered back to the UK as my SS contributions in UK were for a longer period than my Spanish ones, even though I am a Spanish pensioner . UK provided an EHIC card as soon as we had a permanent address in Portugal to which they could send it.

Once here you should be able to register at your local Health Centre although the Allianz coverage via Medal / Afpop is excellent value.
We are not yet pensioners. Once we are pensioners in a couple of years, the health insurance within the EU and some other countries is very easy.

We asked Medis for a quote in February. That was about 3,400 EUR for both of us. That is a lot of money. Or not???
Your Medal insurance is less?
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Old Sep 28th 2017, 12:20 pm   #17
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Default Re: Basic private health insurance for only 2 months

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Originally Posted by Pilou View Post
We are not yet pensioners. Once we are pensioners in a couple of years, the health insurance within the EU and some other countries is very easy.

We asked Medis for a quote in February. That was about 3,400 EUR for both of us. That is a lot of money. Or not???
Your Medal insurance is less?
Yes - the Allianz scheme via Afpop is about €1,500,- for a couple , probably less if you are late 50s / early 60s
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Old Sep 28th 2017, 12:34 pm   #18
Pilou Female
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Default Re: Basic private health insurance for only 2 months

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Originally Posted by Loafing Along View Post
Yes - the Allianz scheme via Afpop is about €1,500,- for a couple , probably less if you are late 50s / early 60s
This is perfect
Wooow, so we better join them as of the 1st of December. It might be a more limited cover than Medis but no problem.
This together with the Portuguese NHS together with the EHIC is a good combination.
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Old Oct 1st 2017, 2:24 pm   #19
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Default Re: Basic private health insurance for only 2 months

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Originally Posted by Pilou View Post
Hi,
We are looking for a private basic health insurance for only max 3 months. A very basic insurance to cover only a heart attack or something similar. So only hospital cover.

We only need that for 1 or 2 months. Is that possible or are you obliged to take the insurance for 12 months.
After the 1 to 3 months private insurance, we will -hopefully- join the NHS in Portugal.

Is there an insurance that will cover sudden accidents (heart-attack, broken leg etc) as of day 1? When you have an accident and your leg is broken and you need an OP, is this covered?

Thanks!
The period of grace would render your insurance useless, as stated travel insurance is what you need.
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Old Oct 1st 2017, 4:05 pm   #20
Pilou Female
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Default Re: Basic private health insurance for only 2 months

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Originally Posted by gedscottish View Post
The period of grace would render your insurance useless, as stated travel insurance is what you need.
Indeed! Only useful when we want to continue for a long period with a private insurance.
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