As an expat on work visa, do I need travel insurance?
#1
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Thread Starter
Joined: Mar 2018
Posts: 2
As an expat on work visa, do I need travel insurance?
Could really do with some help on this!
I’m going to Wellington on a tenporary Work visa and from what I can tell I’m eligible for healthcare.
However, if for example I died and my body had to be transported home, this wouldn’t be covered and so do I need travel insurance?
Does anyone know any good insurers that cover for 2 years?
Thanks!
I’m going to Wellington on a tenporary Work visa and from what I can tell I’m eligible for healthcare.
However, if for example I died and my body had to be transported home, this wouldn’t be covered and so do I need travel insurance?
Does anyone know any good insurers that cover for 2 years?
Thanks!
#2
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Joined: Dec 2013
Location: Consolacion,Cebu
Posts: 1,931
Re: As an expat on work visa, do I need travel insurance?
As it's a temporary work visa I would have thought you'd likely only be covered for emergencies?
I suggest you investigate the various specialist insurers for backpackers etc to ensure you are covered for the scenario you illustrated!
doubtless some of our NZ folk will be around to explain the health situation on a temporary visa but it's bedtime there at the moment!
I suggest you investigate the various specialist insurers for backpackers etc to ensure you are covered for the scenario you illustrated!
doubtless some of our NZ folk will be around to explain the health situation on a temporary visa but it's bedtime there at the moment!
#3
Just Joined
Thread Starter
Joined: Mar 2018
Posts: 2
Re: As an expat on work visa, do I need travel insurance?
As it's a temporary work visa I would have thought you'd likely only be covered for emergencies?
I suggest you investigate the various specialist insurers for backpackers etc to ensure you are covered for the scenario you illustrated!
doubtless some of our NZ folk will be around to explain the health situation on a temporary visa but it's bedtime there at the moment!
I suggest you investigate the various specialist insurers for backpackers etc to ensure you are covered for the scenario you illustrated!
doubtless some of our NZ folk will be around to explain the health situation on a temporary visa but it's bedtime there at the moment!
“You qualify for subsidised care if you are a citizen, resident, hold a work visa for that is valid for two years or more from the date you arrive, or hold a work visa and have legally resided in NZ for the last two years.”
This makes me think I’d be eligible for healthcare, but maybe not! I won’t be backpacking, I’ll be working in a full time office job.
Thanks for your help again - will see what people say when they wake up!
#4
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Joined: Oct 2011
Location: Wellington - I miss Castles, the NHS & English school system
Posts: 9,077
Re: As an expat on work visa, do I need travel insurance?
Morning,
you would be subsidised but would need to find a surgery that has places and subsidise are only applied for at certain times of the year, or they used to be. saying that it does only mean you will pay a lower fee than those not subsidised, my last visit, I am a Citizen, cost me $52.00 for consult rather than the $80 odd non subsidised.
you would be subsidised but would need to find a surgery that has places and subsidise are only applied for at certain times of the year, or they used to be. saying that it does only mean you will pay a lower fee than those not subsidised, my last visit, I am a Citizen, cost me $52.00 for consult rather than the $80 odd non subsidised.
#5
Re: As an expat on work visa, do I need travel insurance?
Thanks for your reply! The NZ govt site says:
“You qualify for subsidised care if you are a citizen, resident, hold a work visa for that is valid for two years or more from the date you arrive, or hold a work visa and have legally resided in NZ for the last two years.”
This makes me think I’d be eligible for healthcare, but maybe not! I won’t be backpacking, I’ll be working in a full time office job.
Thanks for your help again - will see what people say when they wake up!
“You qualify for subsidised care if you are a citizen, resident, hold a work visa for that is valid for two years or more from the date you arrive, or hold a work visa and have legally resided in NZ for the last two years.”
This makes me think I’d be eligible for healthcare, but maybe not! I won’t be backpacking, I’ll be working in a full time office job.
Thanks for your help again - will see what people say when they wake up!
The UK and NZ have a reciprocal agreement.
Please note that the NZ system is only in part like the UK system. It is part subsidised for everyone.
Yes. In the event of your death here & that your wish wold be for your body/ashes to be repatriated, then you will need to either set aside costs for that or be insured against that .
My suggestion is that you ask a company like Rowland Bros International for their recommendations as to insurers that properly underwrite for this.
You should also make it clear to family in writing that in the event of your death you wishes your body or ashes to be repatriated.