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Old Dec 20th 2017, 8:37 pm   #1
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Default Car Insurance

Hi, how has anyone got on with car insurance?
My daughters boyfriend is 25 and is from NZ. He has literally just landed in the country. He does have no claims and has been driving maybe 6 years.
We got a quote and it was best part of £1000. Anybody got any ideas how to bring that down?
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Old Dec 20th 2017, 8:44 pm   #2
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Default Re: Car Insurance

Based on his age that quote is not unusual nor particularly high.

He is viewed as a new driver as are all new immigrants, regardless of how long they have driven.

I arrived in 2000, had been driving for 30 years and still got quoted nearly 1,800 per annum for insurance.

It came down as I gained driving experience here.

You just need to keep shopping around.
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Old Dec 20th 2017, 8:54 pm   #3
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Default Re: Car Insurance

Quote:
Originally Posted by SanDiegogirl View Post
Based on his age that quote is not unusual nor particularly high.

He is viewed as a new driver as are all new immigrants, regardless of how long they have driven.

I arrived in 2000, had been driving for 30 years and still got quoted nearly 1,800 per annum for insurance.

It came down as I gained driving experience here.

You just need to keep shopping around.

Ok thank you
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Old Dec 28th 2017, 5:14 pm   #4
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Default Re: Car Insurance

That is a high premium for a 25 year old with no claims. Try all the comparison sites for a start. He will be able to get it well under a grand.
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Old Dec 28th 2017, 5:17 pm   #5
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Default Re: Car Insurancer

Quote:
Originally Posted by SanDiegogirl View Post
Based on his age that quote is not unusual nor particularly high.

He is viewed as a new driver as are all new immigrants, regardless of how long they have driven.

I arrived in 2000, had been driving for 30 years and still got quoted nearly 1,800 per annum for insurance.

It came down as I gained driving experience here.

You just need to keep shopping around.
When we arrived in 2012 with close to 25 years experience and decent no claims I paid around £200 fully comp and wife was a little more. The insurer, Admiral from memory, was gspoy to accept my no claims.
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Old Dec 28th 2017, 11:53 pm   #6
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Default Re: Car Insurancer

Aviva accepted our Australian no claims bonus.
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Old Jan 2nd 2018, 9:56 pm   #7
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Default Re: Car Insurance

We were quoted eye wateringly high premiums for car insurance upon our return from NZ in November 2016. That included a spotless no claims record from NZ.

Didn't understand what this black box/tracker thing on your car provided by insurance companies to monitor your driving habits was to get the premiums down either.

In the end, we described ourselves as what we do for work rather than being unemployed.

Would you let him be a named driver on your policy ?

In the end we got our car insurance from Saga ! (It's your age dear.)
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Last edited by Snap Shot; Jan 2nd 2018 at 9:58 pm. Reason: No claims record
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Old Jan 3rd 2018, 8:13 pm   #8
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Default Re: Car Insurancer

Quote:
Originally Posted by Ozziechris View Post
When we arrived in 2012 with close to 25 years experience and decent no claims I paid around £200 fully comp and wife was a little more. The insurer, Admiral from memory, was gspoy to accept my no claims.
Sorry just seen this, I thought it was high. We will shop around.
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Old Jan 3rd 2018, 8:15 pm   #9
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Default Re: Car Insurance

Quote:
Originally Posted by Snap Shot View Post
We were quoted eye wateringly high premiums for car insurance upon our return from NZ in November 2016. That included a spotless no claims record from NZ.

Didn't understand what this black box/tracker thing on your car provided by insurance companies to monitor your driving habits was to get the premiums down either.

In the end, we described ourselves as what we do for work rather than being unemployed.

Would you let him be a named driver on your policy ?

In the end we got our car insurance from Saga ! (It's your age dear.)

Thank you for this, we have no problem putting him as a named driver we just think he will be better if he gets his own policy going.
I think we need to shop around some more.
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Old Jan 3rd 2018, 8:16 pm   #10
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Default Re: Car Insurancer

Quote:
Originally Posted by spouse of scouse View Post
Aviva accepted our Australian no claims bonus.
Then we will definitely try them, thank you.
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Old Jan 3rd 2018, 8:29 pm   #11
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Default Re: Car Insurance

Quote:
Originally Posted by Spacecake799 View Post
Thank you for this, we have no problem putting him as a named driver we just think he will be better if he gets his own policy going.
I think we need to shop around some more.

Does he have a British driving licence ? Could he swap his NZ licence for a British licence ? Look into it, my husband did. Which is why he has never sat a British driving test.

Would that help reduce the insurance premium ?
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Old Jan 3rd 2018, 8:51 pm   #12
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Default Re: Car Insurance

Quote:
Originally Posted by Snap Shot View Post
Does he have a British driving licence ? Could he swap his NZ licence for a British licence ? Look into it, my husband did. Which is why he has never sat a British driving test.

Would that help reduce the insurance premium ?
I wondered that. How easy is it to swop? Is there some sort of test involved?
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Old Jan 3rd 2018, 9:06 pm   #13
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Default Re: Car Insurance

Quote:
Originally Posted by Spacecake799 View Post
I wondered that. How easy is it to swop? Is there some sort of test involved?
If he is now resident in the UK he can exchange it.

Check it out here:

https://www.gov.uk/exchange-foreign-driving-licence
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Old Jan 3rd 2018, 9:11 pm   #14
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Default Re: Car Insurance

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Originally Posted by MidAtlantic View Post
If he is now resident in the UK he can exchange it.

Check it out here:

https://www.gov.uk/exchange-foreign-driving-licence
Thats very helpful thank you
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Old Jan 3rd 2018, 9:13 pm   #15
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Default Re: Car Insurance

Quote:
Originally Posted by MidAtlantic View Post
If he is now resident in the UK he can exchange it.

Check it out here:

https://www.gov.uk/exchange-foreign-driving-licence
He hasnt been resident in the UK for long enough to exchange it just yet but he will do it as soon as he has.
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