daisycutter

Hi, we are a family of 4 that returned to the UK last October after being away in Canada and NZ for the last 10 years. We own our house and don't have a mortgage, also we have money in savings etc. and we currently don't work ... but now wondering if we are entitled to claim any benefits having never claimed any the whole of our lives ,but having paid substantial tax ... grateful for any info ... cheers.

mikelincs

Go to your local council offices and ask, or to citizens advice.

luvwelly

Think it depends on the amount of savings you have.

SanDiegogirl

You will be means tested to see whether you qualify. Having a house, no mortgage and savings will work against you.

If you have savings over a certain amount you are usually asked to spend down to that level before being able to claim.

Go to your local social security office.

larrabee

I think that many of the benefits are means tested and do depend on how much money you have in the bank although I am not sure if all are.
If you take a look here

https://www.gov.uk/benefits-adviser

I think you will be able to see if you are eligible in your situation.

morayeel

just curious as to how you are finding being back in the UK? Are you all adjusting and what part did you settle in? Citizens Advice is a good start or as stated earlier your local council or Job center

daisycutter

many thanks, very useful ..

daisycutter

hi,i find it ok .. miss the scenery we had in Vancouver, Auckland and other places, but good to see family and friends for a good spell of time and my eldest will get good GCSE's as he seems a year ahead of the UK kids at a very good school ... we settled just north of Gloucester as the kids have access to some very good single sex state selective grammars ... but will travel again in next 18 / 24 months as my wife doesn't like the UK at all now and I agree the place seems filthy, streets and roadsides in particular ... cheers.

SanDiegogirl

Oh ...... your post started off so positive ..... but ended on a not so encouraging note. Sorry about that.

daisycutter

hey no worries .. we have access to Canada,NZ & OZ and have UK passports also so 2 years back in the UK then who knows ... happy Easter.

ldollard

just out of interest, do you actually need benefits or just want them?

BristolUK

For benefits a house is a capital asset only if one does not live in it.

daisycutter

hi,i have never claimed any benefits in my life, despite being entitled to them in several countries and have paid much tax so just wanting to see if I can claim and then will decide if I do ... cheers and many thanks for all the info ...

mikelincs

Just to say that, in the UK, new rules etc come into force for benefit claimants on 1st April, and that there will be considerable changes to the system.

ldollard

That is absolutely not true, my father cannot claim any benefits as his house is seen as an asset. And he lives in it.

Personally I hope i never have to ever claim benefits even if I can, I think to rely on anyone, especially the state for your financial well being is very dangerous.