P.T. jobs
Sep 22nd 2014, 1:29 pm
#77
Lost in BE Cyberspace
Thread Starter
Joined: Sep 2013
Location: SW Ontario, Canada
Posts: 6,960
Re: P.T. jobs
Sep 22nd 2014, 8:05 pm
#78
BE Forum Addict
Joined: Jan 2011
Location: Orton, Ontario
Posts: 2,031
Re: P.T. jobs
$99. It lasts for 2 years, and if I break it, it costs $50 to replace it and I can do it twice. The max it could cost me is $200. I've never had to claim against it. The one time I did (stupid kid knocked it out of my hand at a fair), I fudged a problem with the Wi-Fi antenna so I wouldn't have to pay the $50. I never keep a phone longer than 7-12 months so its enough.
We have saved thousands over the years by taking this approach. You have to be tough though and say no every single time. The rare occasion where something has broken between the end of the normal warranty and when the extended one would have run out, we have just replaced it, knowing that we are still well ahead.
Sep 22nd 2014, 10:38 pm
#79
Lost in BE Cyberspace
Thread Starter
Joined: Sep 2013
Location: SW Ontario, Canada
Posts: 6,960
Re: P.T. jobs
Do you pay the $99 every time you replace the phone? I assume so if its an extended warranty on the phone. So at least once a year, maybe twice a year some years? You say you have had a smartphone for 4 years, so that is a minimum of $400 paid out in insurance. You are only 15 and we are only talking about one of the many items where extended warranties are offered. It doesn't take much to work out what Shard was getting at with his suggestion to just put the money away.
We have saved thousands over the years by taking this approach. You have to be tough though and say no every single time. The rare occasion where something has broken between the end of the normal warranty and when the extended one would have run out, we have just replaced it, knowing that we are still well ahead.
We have saved thousands over the years by taking this approach. You have to be tough though and say no every single time. The rare occasion where something has broken between the end of the normal warranty and when the extended one would have run out, we have just replaced it, knowing that we are still well ahead.
I also only keep my phones max 1 year before I get tired of it/want the latest and greatest, so the extended warranty ends up being lost upon resale.
