Dementia tax
#1
Dementia tax
Ok...it's a UK issue, but there are still a few Brits knocking about here last time I checked. Basically, Mother Theresa, being strong and stable, has decided to U-turn on her new manifesto policy relating to social care. Press are loving it!
Tricky issue though. At what point should the state be paying for care? The current regime is that the local authority pays for home carers regardless of assets, but will only pay for residential care if assets are below £23K; the Tories want to up this to £100K, but, require the individual/couple (?) to pay for home care within their estate. It doesn't apply to individuals receiving NHS treatment for terminal diseases, but does apply for dementia type diseases, hence the label.
Tricky issue though. At what point should the state be paying for care? The current regime is that the local authority pays for home carers regardless of assets, but will only pay for residential care if assets are below £23K; the Tories want to up this to £100K, but, require the individual/couple (?) to pay for home care within their estate. It doesn't apply to individuals receiving NHS treatment for terminal diseases, but does apply for dementia type diseases, hence the label.
#2
Re: Dementia tax
This is a difficult one. I see a couple here, she is in a home, he is still self supporting. Their combined state pension covers the costs of her in care. Thankfully they have savings. I don't like the way 'we' take care of our old'ns. I don't like the way that those that didn't save for their retirement get the identical care of someone that did. Makes you wonder why we don't all live the high life and spend every penny we have rather than cherish and save pennies for a better ending.
#3
Re: Dementia tax
This is a difficult one. I see a couple here, she is in a home, he is still self supporting. Their combined state pension covers the costs of her in care. Thankfully they have savings. I don't like the way 'we' take care of our old'ns. I don't like the way that those that didn't save for their retirement get the identical care of someone that did. Makes you wonder why we don't all live the high life and spend every penny we have rather than cherish and save pennies for a better ending.
#4
Re: Dementia tax
The soundbite 'dementia tax' gives me the irrites. Not all older people get dementia, and not everyone with dementia is old.
May is insisting that her latest announcement of capping the cost people will have to pay for care isn't a back down. Like hell it isn't - she saw how much opposition there was to the original manifesto proposal, including from her own party and traditional Conservative voters, and is madly back peddling.
May is insisting that her latest announcement of capping the cost people will have to pay for care isn't a back down. Like hell it isn't - she saw how much opposition there was to the original manifesto proposal, including from her own party and traditional Conservative voters, and is madly back peddling.
#5
Re: Dementia tax
The soundbite 'dementia tax' gives me the irrites. Not all older people get dementia, and not everyone with dementia is old.
May is insisting that her latest announcement of capping the cost people will have to pay for care isn't a back down. Like hell it isn't - she saw how much opposition there was to the original manifesto proposal, including from her own party and traditional Conservative voters, and is madly back peddling.
May is insisting that her latest announcement of capping the cost people will have to pay for care isn't a back down. Like hell it isn't - she saw how much opposition there was to the original manifesto proposal, including from her own party and traditional Conservative voters, and is madly back peddling.
Normally I don't have any issue with politicians doing U-turns, I think it's a healthy part of democracy; I think it's the media that are over-dramatising situations for ratings. But in Theresa's case I make an exception. Glad she is getting skewered on it. Definitely back peddling. Don't know why she doesn't just admit a change of tack, instead of insisting it would come out in the green paper.
#6
Re: Dementia tax
This costs a little under 2k per month, if she was to be in a private facility then the costs would be at least double.
If it weren't for those that can afford to pay for care, then those that can't will suffer.
#7
Re: Dementia tax
What is the U turn? All I have heard is that they will have to pay for their care from their assets once they are dead, but they will be allowed to keep at least 100K.
If that is still the case, I fail to see what is wrong with it, unless one believes that taxpayers should have to fund your care simply so that you can leave a larger amount of money to your beneficiaries.
If that is still the case, I fail to see what is wrong with it, unless one believes that taxpayers should have to fund your care simply so that you can leave a larger amount of money to your beneficiaries.
#8
Re: Dementia tax
What is the U turn? All I have heard is that they will have to pay for their care from their assets once they are dead, but they will be allowed to keep at least 100K.
If that is still the case, I fail to see what is wrong with it, unless one believes that taxpayers should have to fund your care simply so that you can leave a larger amount of money to your beneficiaries.
If that is still the case, I fail to see what is wrong with it, unless one believes that taxpayers should have to fund your care simply so that you can leave a larger amount of money to your beneficiaries.
#11
BE Forum Addict
Joined: Feb 2013
Location: BC, Canada
Posts: 3,874
Re: Dementia tax
Oh, and basically forget about being able to even be in the same care home as your spouse, let alone in the same. You could even be 60 or more km away.
It is the very lucky person depending on that funding who gets good care.
If you want good care for your parents or for yourself, it has to be self-funded at high cost. I think the current rate is in the region of $6,000 - 10,000.
#12
limey party pooper
Joined: Jul 2012
Posts: 9,982
Re: Dementia tax
Not everyone has spare cash to save for when they are old. Dementia care needs to be recognised as healthcare and funded accordingly.
#13
Re: Dementia tax
it certainly isn't identical here ............ people depending on provincial care get less of everything, from reduced amounts of care (too few care aides), over medication (to keep them quiet), lack of personal hygiene (lack of care aides), little stimulation, etc etc etc
Oh, and basically forget about being able to even be in the same care home as your spouse, let alone in the same. You could even be 60 or more km away.
It is the very lucky person depending on that funding who gets good care.
If you want good care for your parents or for yourself, it has to be self-funded at high cost. I think the current rate is in the region of $6,000 - 10,000.
Oh, and basically forget about being able to even be in the same care home as your spouse, let alone in the same. You could even be 60 or more km away.
It is the very lucky person depending on that funding who gets good care.
If you want good care for your parents or for yourself, it has to be self-funded at high cost. I think the current rate is in the region of $6,000 - 10,000.
#14
BE Forum Addict
Joined: Feb 2013
Location: BC, Canada
Posts: 3,874
Re: Dementia tax
It is the very rare care home that can actually care properly for a dementia patient.
I know of one place in the Lower Mainland that has been getting superb recommendations for the last 4 or 5 years.
Other palces take in dementia patients, but then put 2 in a room, don't always have full stimulation activities, rely too much n sedation, etc etc.
I notice a couple of homes in the area where I live have set up gardens and outside walks suitable for dementia patients, but others have not.
An outside walk (also indoor corridors) should never have corners or end blindly .......... ideally they will be curved gently around the garden of the facility and end up back where the walk started.
I know of one place in the Lower Mainland that has been getting superb recommendations for the last 4 or 5 years.
Other palces take in dementia patients, but then put 2 in a room, don't always have full stimulation activities, rely too much n sedation, etc etc.
I notice a couple of homes in the area where I live have set up gardens and outside walks suitable for dementia patients, but others have not.
An outside walk (also indoor corridors) should never have corners or end blindly .......... ideally they will be curved gently around the garden of the facility and end up back where the walk started.
#15
BE Forum Addict
Joined: Feb 2013
Location: BC, Canada
Posts: 3,874
Re: Dementia tax
If that is going on it needs reporting. A local one is having some issues http://edmontonjournal.com/health/seniors/ahs
easy to say, very hard to do and to get any action from our current government. And relatives don't always have the energy, or the knowledge, to face up to the powers-that-be.